Verified By Visa in Canada - GoFuckYourself.com

psyko514 · 05-12-2003, 06:12 PM

CIBC has just started offering it and TD will be offering starting this summer or fall (can't remember which one). Let's hope more Canadian banks follow and more IPSPs start to accept it.

Kimmykim · 05-12-2003, 06:22 PM

How are they disclosing it? B of A looks to be taking a page out of adult here in the states.

Kimmykim · 05-12-2003, 06:25 PM

"How can the Bank of America Verified by Visa service prevent unauthorized use of my card on the Internet?
Verified by Visa provides a way to password-protect credit card and Check Card usage on the Internet. Simply register your Bank of America credit card or Check Card and choose a password. Your password is required when you use your card to make Internet purchases at participating merchants. The requirement of your password prevents unauthorized usage of your credit card or Check Card on the Internet, giving you more confidence about making secure purchases online. "
-----------------------------------------

That's all they have to say about it. Not even a link to anything else.

BRISK · 05-12-2003, 06:26 PM

A few weeks ago I started seeing advertising for that here in Australia too.

psyko514 · 05-12-2003, 06:30 PM

Quote:

Originally posted by Kimmykim
How are they disclosing it? B of A looks to be taking a page out of adult here in the states.

https://www.securesuite.net/cibc/docs/faq.jsp

https://www.securesuite.net/cibc/docs/terms.jsp

Quote:

You are solely responsible for maintaining the confidentiality of your password, Registration Data and other verification information established by you withVerified by Visa, and all activities that occur using your password, Registration Data or other verification information supplied to or established by you withVerified by Visa. to transfer or sell your use of, or access to,Verified by Visa to any third party. You agree to immediately notify us (by contacting us as we require in our cardholder agreement with you for a lost or stolen card) of any unauthorized use of your password or other verification information, or any other breach of security. You acknowledge and agree that, except as otherwise provided by Applicable Law or in our cardholder agreement with you, CIBC shall not be liable for any loss or damage arising from your failure to comply with this TOS.

That's from CIBC's terms, but it seems to be a template issued by Visa to each bank ("You agree that, except as otherwise provided by Applicable Law or in our cardholder agreement with you, [insert Member Bank name] shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings").

It's more or less the way we disclose that cardholder's have no recourse if their PIN number is used to do a cash advance.

psyko514 · 05-12-2003, 06:33 PM

Quote:

Originally posted by Kimmykim
That's all they have to say about it. Not even a link to anything else.

https://bankofamerica.vbv.cyota.com/...docs/terms.jsp

4. CARDHOLDER PASSWORD AND SECURITY
You are solely responsible for maintaining the confidentiality of your password, registration data and other verification information established by you with Verified by Visa, and all activities that occur using your password, registration data or other verification information supplied to or established by you with Verified by Visa. You agree to immediately notify us of any unauthorized use of your password or other verification information, or any other breach of security.

Kimmykim · 05-12-2003, 06:38 PM

No link to that from the pages I found on search at all...

psyko514 · 05-12-2003, 06:43 PM

Quote:

Originally posted by Kimmykim
No link to that from the pages I found on search at all...

http://www.bankofamerica.com/creditcards/

At the bottom, it says "Password-Protect your card: Verified by Visa? gives you added security for your online purchases."

When you click, on Verified by Visa, it brings you to https://bankofamerica.vbv.cyota.com/...on/welcome.jsp

There's a button to review the ToS (bottom-right) and when you click on the "Register" button, you're brought to https://bankofamerica.vbv.cyota.com/...disclaimer.jsp which is essentially the same page as the Terms page, but with "I agree/disagree" buttons.

FlyingIguana · 05-12-2003, 06:46 PM

so will this verified by visa stop chargebacks? i'm assuming it hasn't really caught on in the states yet. i'll have to sign up my cibc cards.

psyko514 · 05-12-2003, 06:49 PM

Quote:

Originally posted by FlyingIguana
so will this verified by visa stop chargebacks? i'm assuming it hasn't really caught on in the states yet. i'll have to sign up my cibc cards.

Right now, that's open for debate. It's an optional feature. You don't have to have it on your card.
However, if you do have it on your card, and you purchase something at a VbV merchant, you want be able to charge it back as "Unauthorized".

Does Bank of America have any idea how illegible the text on their website is at 1024x768 or higher?

05-12-2003, 06:12 PM	#1
psyko514 See sig. Join Epic Cash. Join Date: Oct 2002 Location: Montreal, Quebec. ICQ: 214702014 Posts: 22,366	Verified By Visa in Canada CIBC has just started offering it and TD will be offering starting this summer or fall (can't remember which one). Let's hope more Canadian banks follow and more IPSPs start to accept it. __________________ Bad Girl Bucks - 50% Revshare through CCBill. Promote BrandyDDD, Pixie's Pillows, Action Allie and more! Phoenix Forum Pics \| Webmaster Access Montreal pics email: psyko514(a)gmail.com \| icq: 214-702-014

05-12-2003, 06:26 PM	#4
BRISK Too lazy to set a custom title Join Date: Feb 2003 Posts: 12,240	A few weeks ago I started seeing advertising for that here in Australia too. __________________ I post on GFY so that when people ask me what I do, I can tell them that I work with the mentally retarded.

05-12-2003, 06:22 PM	#2
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	How are they disclosing it? B of A looks to be taking a page out of adult here in the states.

05-12-2003, 06:25 PM	#3
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	"How can the Bank of America Verified by Visa service prevent unauthorized use of my card on the Internet? Verified by Visa provides a way to password-protect credit card and Check Card usage on the Internet. Simply register your Bank of America credit card or Check Card and choose a password. Your password is required when you use your card to make Internet purchases at participating merchants. The requirement of your password prevents unauthorized usage of your credit card or Check Card on the Internet, giving you more confidence about making secure purchases online. " ----------------------------------------- That's all they have to say about it. Not even a link to anything else.

05-12-2003, 06:38 PM	#7
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	No link to that from the pages I found on search at all...

05-12-2003, 06:46 PM	#9
FlyingIguana aspiring banker Join Date: Mar 2002 Location: toronto Posts: 10,870	so will this verified by visa stop chargebacks? i'm assuming it hasn't really caught on in the states yet. i'll have to sign up my cibc cards.