EPOCH will answer any questions on credit card processing for the next 2 hours - GoFuckYourself.com

Chris Mallick · 05-01-2003, 12:07 PM

Ask Clay and Chris for the next 2 hours. 12Noon PST ? 2PM PST.

p00p · 05-01-2003, 12:09 PM

What is going to happen to the likes of AcPay, Globill, Verotel etc., who are processing Visa without requiring the fee?

The Dawg · 05-01-2003, 12:09 PM

Why doesnt Epoch have a shopping cart option?

detoxed · 05-01-2003, 12:10 PM

What was Epoch's net profit for the last 3 years?

galleryseek · 05-01-2003, 12:10 PM

they must want an xbox.

p00p · 05-01-2003, 12:10 PM

I'm greedy...

Is the only solution for Canadian webmasters seeking 3rd party processing getting a prescence in either the UK, or USA?

Chris Mallick · 05-01-2003, 12:11 PM

Quote:

Originally posted by p00p
What is going to happen to the likes of AcPay, Globill, Verotel etc., who are processing Visa without requiring the fee?

If you believe Visa International, and who doesn't? then they will be required to register as an IPSP, pay a per Sponsored Merchant fee and not acquire across Visa Regional borders.

Chris Mallick · 05-01-2003, 12:12 PM

Quote:

Originally posted by detoxed
What was Epoch's net profit for the last 3 years?

$16.345 billion dollars.
(This is an untrue statement)

sexyclicks · 05-01-2003, 12:13 PM

who will win the American Idol contest?

Epoch · 05-01-2003, 12:13 PM

Quote:

Originally posted by The Dawg
Why doesnt Epoch have a shopping cart option?

We do have shopping carts which integrate with our system... if you have your own merchant account..

Epoch does not allow the sale of deliverable goods through the IPSP model.

Clay
EPOCH

Jakke PNG · 05-01-2003, 12:13 PM

does epoch process for webmasters from europe?

Chris Mallick · 05-01-2003, 12:13 PM

Quote:

Originally posted by p00p
I'm greedy...

Is the only solution for Canadian webmasters seeking 3rd party processing getting a prescence in either the UK, or USA?

Yes, or another Visa Region where 5967 MCC is accepted. Visa Canada just does not want high risk.

Chris Mallick · 05-01-2003, 12:14 PM

Quote:

Originally posted by sexyclicks
who will win the American Idol contest?

Kimmy Kim

Interlude · 05-01-2003, 12:14 PM

Why is it taking over a month to get ePassport setup on my account?

Epoch · 05-01-2003, 12:14 PM

Quote:

Originally posted by galleryseek
they must want an xbox.

I want a PS2, I currently have game cube

Clay
EPOCH

Theo · 05-01-2003, 12:14 PM

Are we gonna see epoch making use of the european visa region anytime soon?

thanks

Chris Mallick · 05-01-2003, 12:14 PM

Quote:

Originally posted by TeenGodFather
does epoch process for webmasters from europe?

EPOCH only processes for companies in the USA, currently.

Chris Mallick · 05-01-2003, 12:15 PM

Quote:

Originally posted by Interlude
Why is it taking over a month to get ePassport setup on my account?

I don't know. Please email kimmykim@epassporte. She will get you set up.

Epoch · 05-01-2003, 12:16 PM

Quote:

Originally posted by Soul_Rebel
Are we gonna see epoch making use of the european visa region anytime soon?

thanks

We have no plans for european acquiring at this time.

Clay
EPOCH

Mutt · 05-01-2003, 12:17 PM

What has Epoch heard about VISA and the rumors that they are likely to stop processing for AVS systems?

Also, what is your policy on multiple time copyright infringers who process using Epoch? Do you cancel their processing?

Giorgio_Xo · 05-01-2003, 12:19 PM

1) Why can't I figure out what you guys charge on your website?

CCBill and iBill layout the program. I would never bother to sign up with you or even email you unless I have an idea what the fuck is your cut.

2) Do you have a cute little sister?

Mutt · 05-01-2003, 12:22 PM

If LUC L0NELY applied for third party processing and he met all requirements would you still refuse to do business with him because he is Asian and creepy?

morecash · 05-01-2003, 12:24 PM

Hey Clay,

Will mastercard be asking for a registration fee, anytime soon???
Any chance of American Express getting back into adult now that companies have to be registered as a IPSP

Thxs,
jeff

NetRodent · 05-01-2003, 12:25 PM

I have a series of questions relating to cross sells:

1) If a site offers a cross sell, do they see a decrease
in the unique number of people signing up? Does the
cross sell scare some people away?

2) On average what percentage of potential cross sell
transactions are cross sold. How much does having the
cross sell box, pre-checked affect this figure?

3) Do you use any different scrubbing algorithims on cross
sold transactions vs. non-cross sold transactions? In other
words if someone is approved for the initial transaction
are the cross sells automatically approved.

4) Do you have any plans to offer "forced" cross sell
packages where the surfer cannot opt out? We are
potentially interested in offering our surfers a choice:
a) 1 site for $49.95 / month
b) 2 sites for $29.95 / month each
Under the current system (as I understand it), the surfer
could choose option "b" and then not take the cross sell.

Chris Mallick · 05-01-2003, 12:25 PM

Quote:

Originally posted by Mutt
What has Epoch heard about VISA and the rumors that they are likely to stop processing for AVS systems?

Also, what is your policy on multiple time copyright infringers who process using Epoch? Do you cancel their processing?

We have heard rumors. We have discussed this issue with Visa too. The situation is fluid. However, we have no formal notice nor do we intend to turn off any properly sponsored compliant merchant. The issue seems to be that Visa does not want their brand used to verify age. We continue to monitor the situation.

The second question requires a definition of Copyright Infringement. If we have a proper DMCA Notice, we require that the offending image be removed immediately. That being said, every situation is different and we handle these depending on the circumstances. There are not many DMCA notices or complaints that we see.

Chris Mallick · 05-01-2003, 12:26 PM

Quote:

Originally posted by Mutt
If LUC L0NELY applied for third party processing and he met all requirements would you still refuse to do business with him because he is Asian and creepy?

EPOCH is an equal opportunity processor.

drops · 05-01-2003, 12:26 PM

Can you make me the default cross sale for all non ezclick users?

Epoch · 05-01-2003, 12:27 PM

Quote:

Originally posted by Giorgio_Xo
1) Why can't I figure out what you guys charge on your website?

CCBill and iBill layout the program. I would never bother to sign up with you or even email you unless I have an idea what the fuck is your cut.

2) Do you have a cute little sister?

1) Because the rates aren't on the website. Contact our cute little sales rep for your rate

Isabel ICQ# 151180901

2) Show up at the Epoch Crawfish Boil and find out......

http://www.epochsystems.com/cookout/

Clay
EPOCH

NetRodent · 05-01-2003, 12:29 PM

Any truth to the following rumors:

1) Transactions under $10 are almost never charged back, since it costs more for the customers bank to process the charge back
so the bank credits the customer without doing a chargeback.

2) Very small recurring transactions (say $5.95 or less) are almost never cancelled and will consistently rebill at about 95%.

Chris Mallick · 05-01-2003, 12:29 PM

Quote:

Originally posted by NetRodent
I have a series of questions relating to cross sells:

1) If a site offers a cross sell, do they see a decrease
in the unique number of people signing up? Does the
cross sell scare some people away?

2) On average what percentage of potential cross sell
transactions are cross sold. How much does having the
cross sell box, pre-checked affect this figure?

3) Do you use any different scrubbing algorithims on cross
sold transactions vs. non-cross sold transactions? In other
words if someone is approved for the initial transaction
are the cross sells automatically approved.

4) Do you have any plans to offer "forced" cross sell
packages where the surfer cannot opt out? We are
potentially interested in offering our surfers a choice:
a) 1 site for $49.95 / month
b) 2 sites for $29.95 / month each
Under the current system (as I understand it), the surfer
could choose option "b" and then not take the cross sell.

1) No and Yes.
2) We don't give out stats and we don't give out stats. Our clients really get upset when that happens. However... cross sells have been going on with EPOCH for over a year and they have and continue to be very successful.
3) No.
4) No and call Clay at 888-627-3888 for options.

Epoch · 05-01-2003, 12:29 PM

Quote:

Originally posted by morecash
Hey Clay,

Will mastercard be asking for a registration fee, anytime soon???
Any chance of American Express getting back into adult now that companies have to be registered as a IPSP

Thxs,
jeff

There has been no discussion of MC asking for a registration fee for webmasters at this time. The registration fee is for IPSP's who choose to go the MSP route. Paycom is a merchant and will not go the MSP route.

The IPSP rule really only applies to VISA. I have heard nothing in terms of AMEX getting back in the biz.

Clay
EPOCH

Centurion · 05-01-2003, 12:31 PM

1)What are your chargeback fees?
2)How much of a reserve do you take and for how long?

AC Cory · 05-01-2003, 12:32 PM

AC Pay has merchant accounts worldwide and always has. If you want a little more insight, read my interview with AVNOnline. I think it is pretty too the point.

http://www.avnonline.com/issues/2003...041703_5.shtml

Hope everyone is well,

Cory.

Epoch · 05-01-2003, 12:33 PM

Quote:

Originally posted by NetRodent
Any truth to the following rumors:

1) Transactions under $10 are almost never charged back, since it costs more for the customers bank to process the charge back
so the bank credits the customer without doing a chargeback.

2) Very small recurring transactions (say $5.95 or less) are almost never cancelled and will consistently rebill at about 95%.

1) Transactions for dollar amounts less than $10 chargeback at a much lower rate than those of higher amounts.

2) Lower dollar recurring tends to have a longer retention and as stated in #1 they cbk at a lower rate

Clay
EPOCH

Chris Mallick · 05-01-2003, 12:34 PM

Quote:

Originally posted by Centurion
1)What are your chargeback fees?
2)How much of a reserve do you take and for how long?

All rates are negotiated.

We have no reserve, rather a security deposit, built to a fixed amount over a long period of time.
Contact [email protected] for details.

drops · 05-01-2003, 12:35 PM

And Chris..

Please forward the naked pics of KK to [email protected]

Thanks!

Chris Mallick · 05-01-2003, 12:35 PM

Quote:

Originally posted by AC Cory
AC Pay has merchant accounts worldwide and always has. If you want a little more insight, read my interview with AVNOnline. I think it is pretty too the point.

http://www.avnonline.com/issues/2003...041703_5.shtml

Hope everyone is well,

Cory.

"Dead Man Walking"
Was that rude? Sorry.
Start your own thread man!

Epoch · 05-01-2003, 12:35 PM

Quote:

Originally posted by drops
Can you make me the default cross sale for all non ezclick users?

We process for a site that doesn't use ezclicks?

Clay
EPOCH

Chris Mallick · 05-01-2003, 12:38 PM

Quote:

Originally posted by drops
And Chris..

Please forward the naked pics of KK to [email protected]

Thanks!

I thought you had those already...

Directwebmistress · 05-01-2003, 12:38 PM

Why was EPOCH the only Billing company allowed to use Chi Chi Larue in there ads in Cybersocket?

Mr Pheer · 05-01-2003, 12:39 PM

After you close your site, how long do you hold the reserves or "security deposit" before its released?

Chris Mallick · 05-01-2003, 12:40 PM

Quote:

Originally posted by Directwebmistress
Why was EPOCH the only Billing company allowed to use Chi Chi Larue in there ads in Cybersocket?

Becasue we are the smartest people in the world!

No, the truth is we asked.

And thanks again Chi Chi, Kimmy kim and the next epassporte model, to be revealed on the D$ Show, Live from EPOCH May 15th!

Chris Mallick · 05-01-2003, 12:41 PM

Quote:

Originally posted by MrPheer
After you close your site, how long do you hold the reserves or "security deposit" before its released?

Again, all terms are negotiated. Conact [email protected] for details.

drops · 05-01-2003, 12:42 PM

Quote:

Originally posted by Chris Mallick

I thought you had those already...

She said you have them.. hehe

Pinkpays · 05-01-2003, 12:42 PM

Clay,

I would like to have the ability to upsell to my members that
just joined on the 30min preview. Right now the upgrade is set
for 35min or after the get charged 1.95 for one day trial. Makes more
since to try and get them right away..

thanks...Matt

Pinkpays.com

Loseff · 05-01-2003, 12:42 PM

Are any differences in processing of US and EU issued cards? From which regions cards rejected more often?

Chris Mallick · 05-01-2003, 12:42 PM

Quote:

Originally posted by drops

She said you have them.. hehe

I do.

Mr Pheer · 05-01-2003, 12:43 PM

Quote:

Originally posted by Chris Mallick

Again, all terms are negotiated. Conact [email protected] for details.

Ok you obviously didnt understand my question, I'll rephrase it.

I closed my site almost three years ago, you've been holding $12k of my money. My last chargeback was September 1st. ok... now when does my money get released?

Epoch · 05-01-2003, 12:44 PM

Quote:

Originally posted by Pinkpays
Clay,

I would like to have the ability to upsell to my members that
just joined on the 30min preview. Right now the upgrade is set
for 35min or after the get charged 1.95 for one day trial. Makes more
since to try and get them right away..

thanks...Matt

Pinkpays.com

I believe tech was making changes to allow this. I will see that this is done.

Clay
EPOCH

Chris Mallick · 05-01-2003, 12:45 PM

Quote:

Originally posted by Loseff
Are any differences in processing of US and EU issued cards? From which regions cards rejected more often?

Cards issued in the US are accpted more than non US. The biggest reason: More cards issued in the US, as a region and not having AVS outside the US presents additional risks for merchants.

05-01-2003, 12:09 PM	#2
p00p Confirmed User Join Date: Dec 2002 Location: CanaDUH Posts: 5,125	What is going to happen to the likes of AcPay, Globill, Verotel etc., who are processing Visa without requiring the fee? __________________ ICQ: 316365783 <a href="http://www.hostultra.com/~p00p" target="_blank">TEST</a>

05-01-2003, 12:10 PM	#6
p00p Confirmed User Join Date: Dec 2002 Location: CanaDUH Posts: 5,125	I'm greedy... Is the only solution for Canadian webmasters seeking 3rd party processing getting a prescence in either the UK, or USA? __________________ ICQ: 316365783 <a href="http://www.hostultra.com/~p00p" target="_blank">TEST</a>

05-01-2003, 12:13 PM	#11
Jakke PNG ex-TeenGodFather Industry Role: Join Date: Nov 2001 Location: Suomi Finland Perkele Posts: 20,306	does epoch process for webmasters from europe? __________________ ..and I'm off.

05-01-2003, 12:17 PM	#20
Mutt Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Posts: 34,431	What has Epoch heard about VISA and the rumors that they are likely to stop processing for AVS systems? Also, what is your policy on multiple time copyright infringers who process using Epoch? Do you cancel their processing? __________________ I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

05-01-2003, 12:19 PM	#21
Giorgio_Xo Confirmed User Join Date: Mar 2003 Location: Las Vegas, NV Posts: 4,263	1) Why can't I figure out what you guys charge on your website? CCBill and iBill layout the program. I would never bother to sign up with you or even email you unless I have an idea what the fuck is your cut. 2) Do you have a cute little sister? __________________ Make Levees, Not War

05-01-2003, 12:07 PM	#1
Chris Mallick Confirmed User Join Date: Jan 2002 Location: Marina del Rey, CA, USA Posts: 679	EPOCH will answer any questions on credit card processing for the next 2 hours Ask Clay and Chris for the next 2 hours. 12Noon PST ? 2PM PST. __________________ Chris Mallick [email protected]

05-01-2003, 12:09 PM	#3
The Dawg Confirmed User Join Date: Apr 2002 Location: State Of Bliss Posts: 2,438	Why doesnt Epoch have a shopping cart option?

05-01-2003, 12:10 PM	#4
detoxed vip member Join Date: Jan 2003 Posts: 17,798	What was Epoch's net profit for the last 3 years?

05-01-2003, 12:10 PM	#5
galleryseek Confirmed User Industry Role: Join Date: Mar 2002 Posts: 8,234	they must want an xbox.

05-01-2003, 12:13 PM	#9
sexyclicks Confirmed User Industry Role: Join Date: Mar 2002 Location: c9media.com Posts: 3,240	who will win the American Idol contest?

05-01-2003, 12:14 PM	#14
Interlude Confirmed User Join Date: Feb 2001 Location: State of Denial Posts: 1,147	Why is it taking over a month to get ePassport setup on my account?

05-01-2003, 12:14 PM	#16
Theo HAL 9000 Industry Role: Join Date: May 2001 Posts: 34,515	Are we gonna see epoch making use of the european visa region anytime soon? thanks

05-01-2003, 12:22 PM	#22
Mutt Too lazy to set a custom title Industry Role: Join Date: Sep 2002 Posts: 34,431	If LUC L0NELY applied for third party processing and he met all requirements would you still refuse to do business with him because he is Asian and creepy? __________________ I moved my sites to Vacares Hosting. I've saved money, my hair is thicker, lost some weight too! Thanks Sly!

05-01-2003, 12:24 PM	#23
morecash Registered User Join Date: Nov 2002 Location: Toronto Posts: 50	Hey Clay, Will mastercard be asking for a registration fee, anytime soon??? Any chance of American Express getting back into adult now that companies have to be registered as a IPSP Thxs, jeff __________________ Need more cash?? morecash.com, paying webmasters since 1997 Natural Medications weirdfacts.com

05-01-2003, 12:25 PM	#24
NetRodent Confirmed User Join Date: Jan 2002 Location: In the walls of your house. Posts: 3,985	I have a series of questions relating to cross sells: 1) If a site offers a cross sell, do they see a decrease in the unique number of people signing up? Does the cross sell scare some people away? 2) On average what percentage of potential cross sell transactions are cross sold. How much does having the cross sell box, pre-checked affect this figure? 3) Do you use any different scrubbing algorithims on cross sold transactions vs. non-cross sold transactions? In other words if someone is approved for the initial transaction are the cross sells automatically approved. 4) Do you have any plans to offer "forced" cross sell packages where the surfer cannot opt out? We are potentially interested in offering our surfers a choice: a) 1 site for $49.95 / month b) 2 sites for $29.95 / month each Under the current system (as I understand it), the surfer could choose option "b" and then not take the cross sell. __________________ "Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats." --H.L. Mencken

05-01-2003, 12:26 PM	#27
drops Confirmed User Join Date: Feb 2002 Location: So. Cal. Posts: 1,116	Can you make me the default cross sale for all non ezclick users? __________________ <img src=http://porndollar.com/webmasters/banners/porndollar/120x60_25_pd.gif border=0><br>$84 Per Signup \| $25 Per Free Signup \| $20 Per Cross Sales \| Credits On Exits \| Paid Weekly <br>Contact Info. http://porndollar.com/support.html

05-01-2003, 12:29 PM	#29
NetRodent Confirmed User Join Date: Jan 2002 Location: In the walls of your house. Posts: 3,985	Any truth to the following rumors: 1) Transactions under $10 are almost never charged back, since it costs more for the customers bank to process the charge back so the bank credits the customer without doing a chargeback. 2) Very small recurring transactions (say $5.95 or less) are almost never cancelled and will consistently rebill at about 95%. __________________ "Every normal man must be tempted, at times, to spit on his hands, hoist the black flag, and begin slitting throats." --H.L. Mencken

05-01-2003, 12:31 PM	#32
Centurion Confirmed User Industry Role: Join Date: Dec 2002 Location: SeATtle Posts: 6,033	1)What are your chargeback fees? 2)How much of a reserve do you take and for how long?

05-01-2003, 12:32 PM	#33
AC Cory Registered User Join Date: Mar 2003 Location: Los Angeles Posts: 19	AC Pay has merchant accounts worldwide and always has. If you want a little more insight, read my interview with AVNOnline. I think it is pretty too the point. http://www.avnonline.com/issues/2003...041703_5.shtml Hope everyone is well, Cory.

05-01-2003, 12:35 PM	#36
drops Confirmed User Join Date: Feb 2002 Location: So. Cal. Posts: 1,116	And Chris.. Please forward the naked pics of KK to [email protected] Thanks! __________________ <img src=http://porndollar.com/webmasters/banners/porndollar/120x60_25_pd.gif border=0><br>$84 Per Signup \| $25 Per Free Signup \| $20 Per Cross Sales \| Credits On Exits \| Paid Weekly <br>Contact Info. http://porndollar.com/support.html

05-01-2003, 12:38 PM	#40
Directwebmistress Registered User Join Date: May 2003 Posts: 2	Why was EPOCH the only Billing company allowed to use Chi Chi Larue in there ads in Cybersocket?

05-01-2003, 12:39 PM	#41
Mr Pheer Retired Industry Role: Join Date: Dec 2002 Posts: 21,347	After you close your site, how long do you hold the reserves or "security deposit" before its released? __________________ 2 lifeguards for Jessica

05-01-2003, 12:42 PM	#45
Pinkpays Registered User Join Date: Apr 2002 Posts: 56	Clay, I would like to have the ability to upsell to my members that just joined on the 30min preview. Right now the upgrade is set for 35min or after the get charged 1.95 for one day trial. Makes more since to try and get them right away.. thanks...Matt Pinkpays.com

05-01-2003, 12:42 PM	#46
Loseff Registered User Join Date: Jan 2003 Posts: 11	Are any differences in processing of US and EU issued cards? From which regions cards rejected more often?