Honestly discouraged building an adult site — can't find a payment processor that sticks

[iopyyt]

Spent the last couple of years building an adult subscription site from scratch. Custom platform, recurring billing model, the whole thing.

The hardest part isn't development. It's finding a payment processor that won't shut you down.

We were using Stripe. It worked fine for a while. Then one day they banned us with no warning and held our funds. That's when you realize: conventional gateways aren't safe for an adult business. You can't build anything on top of them — at any moment they can decide to censor you and take your money.

We barely get chargebacks. The problem isn't risk — it's censorship.

Crypto is often suggested as an alternative, but it kills conversion. No recurring billing, and most people don't understand it or can't be bothered. Credit cards are still what works, but finding a bank that will process for adult is nearly impossible.

[CarlosTheGaucho]

Stripe won't work for adult, I can't imagine they'd even approve anything adult.

Crypto will have a minimum coverage.

If you have a legit site incl. all the documentation for the content, it shouldn't be that difficult to get billing approved.

If you'd want a recommendation

Hit me up with some basic info, such as:

- product
- country of incorporation
- volume

And I can point you towards the right direction.

[fuzebox]

Originally Posted by iopyyt

We were using Stripe. It worked fine for a while.

Why don't you ask ChatGPT to list all the adult payment processors while you're getting it to write your GFY posts?

[SecretEmpire]

You'd probably have to use ancient CC processors like ccbill/epoch unless you were able to get your own merchant account approved.

[MaDalton]

Originally Posted by iopyyt

Spent the last couple of years building an adult subscription site from scratch. Custom platform, recurring billing model, the whole thing.

The hardest part isn't development. It's finding a payment processor that won't shut you down.

We were using Stripe. It worked fine for a while. Then one day they banned us with no warning and held our funds. That's when you realize: conventional gateways aren't safe for an adult business. You can't build anything on top of them — at any moment they can decide to censor you and take your money.

We barely get chargebacks. The problem isn't risk — it's censorship.

Crypto is often suggested as an alternative, but it kills conversion. No recurring billing, and most people don't understand it or can't be bothered. Credit cards are still what works, but finding a bank that will process for adult is nearly impossible.

That's when you realize: conventional gateways aren't safe for an adult business.

Most people do that research before they build their sites

But Epoch or Segpay should solve that issue for you.

And if you do enough revenue, you can get your own merchant account for less %

[plsureking]

spent a couple years building a paysite by scratch. didn't bother looking up payment processing.

well at least you're here now.....

#

[fuzebox]

I have $10 on "the existing adult processors are too strict and want your blood type and your first born before they'll accept you"

[Rochard]

Let's see if I have this correctly... You've been here since Oct 2025 and just decided to post today using Chat GPT?

Fake nick.

[CaptainHowdy]

Originally Posted by Rochard

Let's see if I have this correctly... You've been here since Oct 2025 and just decided to post today using Chat GPT?

Fake nick.

The dashes gave it away . . .

[SpicyM]

Originally Posted by iopyyt

We were using Stripe. It worked fine for a while. Then one day they banned us with no warning and held our funds.

If you've ever bothered reading their terms (or at least asking them), you would know that they don't allow porn.

Originally Posted by iopyyt

conventional gateways aren't safe for an adult business.

No shit.