totally dude:1orglaugh

that's what I get for reading my policy

The answer is more simple than that. Insurance companies are middlemen and anyone in business knows that the price must go up every time you add a middleman.

You are related by blood to a real life doctor? I must be mistaken then. Does the one doctor you know have an opinion about why top insurance companies are expected to go up 60% in value?

Anyone in business (or related to a businessperson) should know that any time you add a middleman, you inflate prices of the end product -- in this case, health care.

If you don't understand the difference between an economic ecosystem and a conspiracy, I really am wasting my time trying to share my perspective with you.

So you are for socialized medicine? How do you vote?

So you agree that it is your opinion that anyone less fortunate than you are must need you to force your ideas for how to live on them. If you tell someone they must buy an expensive luxury product they can't afford or be fined, but don't worry because they can get help with the payments . . . how is that not forcing someone onto welfare?

Is health insurance really the number one thing on your shopping list? How many years were you uninsured before ACA got you insurance? Was it because you had no responsibility at all or is that just what your doctor daddy told you?

Good analogy with the lottery though. The science of statistics was invented by gamblers and insurance companies.

States run a lottery because they have crunched the numbers and found that, even if they pay out millions, enough people will buy lottery tickets and get nothing that the States will make obscene profits. It is like a tax on the insecurities of people raised poor.

Insurance companies issue plans because they have crunched the numbers and found that, even if they pay out millions, enough people will buy insurance companies and get nothing that the insurance companies will make obscene profits. It is like a tax on the insecurities of people raised middle class.

Neither is a tax on stupidity, although people who can do basic math like to point fingers at whichever background is not theirs. It is a tax on groupthink and fear. People raised poor whose lives are not improving think only a thunderbolt from the lottery could improve their lives. Odds are against the lottery helping and for it costing more of a limited budget. People raised middle class who can't afford the things they were raised to believe they'd be able to think a serious illness would wipe out what little they have or that poor people healthcare does not apply to them so they'd just die. Odds are against insurance helping and for it costing more of a limited budget.

Since people are required to now have insurance and their customer based has increased, so will their value.

However please be so kind as to provide a link to: "Goldman Sachs is projecting 60 percent growth for the top 5 insurance companies"

I have stated in pretty much every single one of these threads that I would favor socialized medicine or right-priced free market medical practice and I believe the bloated insurance system is the worst of both worlds.

I am appalled that, with the problem of skyrocketing healthcare costs and lack of access to doctors, we got a supposed solution which is just a bailout for the insurance industry to go along with the taxpayers' AIG money.

I vote for candidates who seem most likely to do the right thing on the issues of the day. If you are trying to put a label on me to more easily dismiss my views, I am anti-war, pro open immigration, anti-gun control, pro-choice, pro marriage equality, anti corporate welfare, anti most personal welfare but where needed I believe people should get much more help with a focus on social mobility and getting off welfare. What are your general political stances?

If they can't afford insurance they get subsidized. Shows how much you know.

I had my own insurance since I was 18 years old paid by myself, same as rent, school and cars. I was not fortunate. I worked my ass off and was given nothing.

Maybe you should fewer luxury goods or phones in order to afford insurance. Says a lot for the company you work for (or own) too.

I am anti-war (yes)
pro open immigration (open no, reform yes)
anti-gun control (Gun owner and pro common sense gun control)
pro-choice (yes)
pro marriage equality (yes)
anti corporate welfare (yes)
anti most personal welfare (safety net yes, free school yes, lifetime no unless severe mental issues)

as for social mobility you need to look at the studies. Other than when the system is slated, most lack of mobility is cultural (including education and large family size) and attitude.

I'll say it again: So you agree that you think your bigger bank account justifies you forcing your ideas for how to live on others.

I'm sorry, are we talking about each other personally or are we discussing an issue which impacts most Americans?

Getting subsidized against one's will is being forced onto welfare. If you are being subsidized, you are on welfare. Kind of the definition: http://dictionary.reference.com/browse/welfare?s=t "financial or other assistance to an individual or family from a city, state, or national government" You paid for school yourself without Financial Aid from the government? I'm afraid I am wearing my skeptical face now.

We can do some math. How much have you spent on health insurance over the years? How much of a discount did you get because of your daddy's insurance company job? How much have you and your insurers combined spent on your healthcare? Are you ahead or did the insurance company make money on you?

No insurance discounts ever. When I was old enough to pay for insurance he had a private practice in NY and then so as not to pay for the high malpractice insurance and keep better hours, he did research for Bristol Myers.

Edit: one of the experimental cancer drugs my mother was on was 100% free since he was an employee. Would have never been paid by most insurance companies and cost more than my first house. It extended her life by almost 3 years.

I'm not getting that $2,500 less that the President promised am I?

That $2500 savings was for everyone except Robbie.

Damn it! That was what I was afraid of! :1orglaugh

http://www.forbes.com/sites/robertle...-shareholders/

"So far in 2013 the value of the S& P health insurance index has gained 43%. Thats more than double the gains made in the broad stock market index, the S & P 500. The shares of CIGNA are up 63%, Wellpoint 47% and United Healthcare 28%. And if you go back to the early 2010 passage of ObamaCare, you will find that Obama?s sellout of the public interest has allowed the public companies the ability to raise their premiums, especially on small business, dramatically multiply their profits and send the value of their common stocks up by 200%-300%."
...

"Goldman Sachs research operation estimated that the 5 giants would increase profits by 10% a year from 2010 to 2019, sending their shares up an average of 59%. In truth, the shares of CIGNA and some others are up a multiple of several times since the contest was resolved by a very tight vote in early 2010. One startling reason for this amazing performance was that Obama took off the table ?proposals to significantly reduce health care costs?

...

"One of the other downsides to the supposed reform bill was the surprisingly unfair treatment of small business owners"

10% for 9 years is not 60% unless you are referring to the share price going up 59% (which is not profits). Either way your statement was wrong.

So your direct personal experience was that the best healthcare was available outside the insurance system?

A system that gave better access to doctors (not better prices even, just better access) or made healthy food and gym memberships more affordable would cost less and extend more lives.

"sending their shares up an average of 59%" means that the insurance companies are appreciating in value by approx 60%, at least according to Goldman Sachs projections and I'm going to guess they are better than you or me or anyone else on GFY at making such projections.

Profits are a lever which moves stock value, but of course company value and gross profit are not the same thing.

What statement did I make which was wrong?

Read the opinion piece article again and look at the dates. Compare his personal predictions in 2013 to what has already happened. Looks like some fails doesn't it.

This is not a "Goldman Sacks" prediction but the biased opinion of 1 employee.

Profit and stock value (perceived future value) are not always in line. Most stock traded daily is for micro gains and not long term earnings which is eroding our financial system.

Not one guy:

"Goldman Sachs research operation estimated"

you're clueless because you don't understand the only people getting a price drop are people that qualify BECAUSE their income is low... buy a vowel dude.... the rest of us are paying almost double so you get a break.. so just keep reading your policy :2 cents:

yes sir, just step right over here and take a seat.. your discount will be along shortly

http://www.voxeurop.eu/files/images/...jpg?1326382096

This is out and out wrong.

You are referring to the federal subsidy and yes this will greatly lower health care costs for low income families. However the exchanges have also driven down the cost for everyone else as well. Unless you're a male under age 30, not living at home.

I did not come close to qualifying for a subsidy and I now have a better policy at $3600 less per year. If I had gone with a similar policy my savings would be over $8k a year. 37 years old, family of 5.

Did you obtain insurance through the ACA? Or are you just referencing your current insurance going up in price?

If people making more than $100k a year are getting breaks we are doomed.

It's the grape flavored Kool Aide that is clouding his judgement :1orglaugh

You don't make >$100k in adult. You don't even gross >$100k in adult.

So what is your actual job?

Are you trying to force your life choices on others from the safety of a cubicle job?

my ins agent went though the cally website for Obama care... my ins doubled... weird all the people I know are now paying more...

people making more than 100k per year all already paying almost 1/2 in taxes... get a job loser :2 cents:

lol, 'free'

That thread about getting back into this business shows all your judgmental name-calling and looking down on others was in fact from the safety of a cubicle job, without understanding of how policy impacts people in business.

Robbie take these steps:

1. Stop watching Fox News
2. Go on the exchanges and shop for a better policy.

a millionaire bitching about paying more (and not giving a flying fuck that 10's of millions more Americans are newly insured thanks to the ACA) when he hasn't even switched to the new competitive plans...gotta love GFY.

tell me about it, with me and my two boys blue cross when from $450.00 and some change up to $1100.00 had to drop them got a better company now but damn still cost more NOW then before the idiot adumbass health care went into effect .

I don't have time to type a bunch of logic right now but Robbie is right, it fucking sucks for me too. I am insured with a joke of a policy that costs me more monthly than I have spent in my entire life on healthcare and I wouldn't have insurance at all if it wasn't to comply with the law. I strongly believe that if I had no insurance I could get a bigger discount than what my insurance covers just by begging, pleading and paying cash up front. But whatever. At least if I end up spending the night in the hospital for whatever reason I'll only have to pay 40% of whatever made up fees they hand me afterwards. (after a huge deductible, of course)

Come to my cubical so I can spank you.

For all of you people bitching about the high cost and what it doesn't cover, these are the first 2 platinum plans for me including cost, deductible and max out of pocket for me - a middle aged male in palm beach county Florida.

http://www.tantricdelights.com/i/healthcare.jpg

Prices and plan popped up in under 1 minutes time from entering the site.

That should be illegal.

If you were in the exchange they couldn't do that to you :2 cents:

funny how I post proof of how good the coverage is for such a low price and now...I just hear crickets

So does your healthcare cost $8,500 per year on average? For one person, with no dependents.

I don't consider that to be a "low price" for something that you may or may not ever use.

Also, throw in a wife and kids to that plan and you'll be up around a thousand dollars a month.

That is not "affordable health care", it's high priced insurance premiums.