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Welcome to the GoFuckYourself.com - Adult Webmaster Forum forums. You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! If you have any problems with the registration process or your account login, please contact us. |
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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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06-24-2014, 05:38 PM
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#1 |
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Confirmed User
Join Date: Oct 2003
Posts: 492
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Anyone here ever loan out money through Prosper or Lending Club?
Experiences?
I have known about p2p lending but never participated. The key seems to be about contributing small amounts to many loans for diversification. |
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06-24-2014, 06:13 PM
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#2 |
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Femcams.com
Industry Role:
Join Date: Jul 2011
Location: bjcam.com
Posts: 12,224
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What happens when they don't pay back the money can they legally go after them to return the funds lent?
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06-24-2014, 06:28 PM
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#3 |
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Confirmed User
Join Date: Oct 2003
Posts: 492
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I think I read somewhere that they employ a collection agency to attempt to recover some part of the funds but I would just factor in the default rate as part of the risk as long as you are making money and spreading your risk amongst many many loans at $25-$50 per loan. Prosper actually publishes default rates here and return even after default... https://www.prosper.com/invest/marketplace-performance/
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09-29-2014, 06:47 AM
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#4 |
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Too lazy to set a custom title
Join Date: Nov 2002
Location: Earth
Posts: 14,625
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I just put a $1000 in last month to LendingClub and it is a total pain to get int invested. Takes forever.
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09-29-2014, 06:49 AM
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#5 | |
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Too lazy to set a custom title
Join Date: Nov 2002
Location: Earth
Posts: 14,625
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Quote:
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09-29-2014, 07:56 PM
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#6 |
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Confirmed User
Industry Role:
Join Date: Jun 2012
Posts: 274
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invest it all in one person :-) hopefully they don't stop paying.
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09-29-2014, 08:12 PM
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#7 |
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Confirmed Chicago Pimp
Industry Role:
Join Date: Aug 2004
Location: Chicago
Posts: 7,100
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Haven't invested in peer to peer but I've donated quite a bit into Kiva.org, kinda the same with no return besides the warm fuzzy feeling.
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09-29-2014, 08:42 PM
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#8 |
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cuck
Industry Role:
Join Date: Mar 2003
Posts: 11,571
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I started to play around with one of those a few years ago. I had a couple default; they were mostly "A" rated. I reinvest as soon as there is $25 in my account. I've made a little under 3% return to date. Not bad for very little work and no knowledge required.
It sounds better when I say 3% return instead of $29 profit.  |
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09-29-2014, 09:00 PM
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#9 |
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working on my tan
Industry Role:
Join Date: Mar 2005
Location: Florida/Kentucky
Posts: 39,151
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No way.
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09-30-2014, 08:09 AM
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#10 | |
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<&(©¿©)&>
Industry Role:
Join Date: Jul 2002
Location: Chicago
Posts: 47,882
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Quote:
__________________
Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager  Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager |
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