Quote:
Originally Posted by 420
I started to play around with one of those a few years ago. I had a couple default; they were mostly "A" rated. I reinvest as soon as there is $25 in my account. I've made a little under 3% return to date. Not bad for very little work and no knowledge required.
It sounds better when I say 3% return instead of $29 profit. 
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3% doesn't sound THAT great, especially if some work was involved... you would have had 10%+ annual return by just investing in sp500 index fund, with zero work involved...