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-   -   Please read. Sorry to ask... (https://gfy.com/showthread.php?t=1080646)

potter 09-07-2012 07:15 AM

A mere 8 months ago you had over $15,000 in savings, but now you're broke? Something definitely smells fishy.

AllAboutCams 09-07-2012 07:15 AM

Quote:

Originally Posted by Colmike7 (Post 19175295)
I was but changed what I've been doing for the past few months. I'm going to get back to the regular grind, though. :winkwink:

Are you on icq now?

notjoe 09-07-2012 07:17 AM

Quote:

Originally Posted by Colmike7 (Post 19174578)
Hi everyone.
Excuse me for asking and I swear that I'm 100% serious about this and not trying to scam anyone.

For the past 8ish months, I've been hit hard financially having to pay a large chunk of my dad's mortgage so he wouldn't lose the house that's been in the family for 60 years, I loaned my brother 10k, a friend of mine 5k and I pay my own way through school.
On top of that I was promised 4k last month, someone else also said I could borrow $1000 two weeks ago but apparently hasn't gotten paid from his advertisers to be able to loan that to me yet, and South Smoke fucked me over pretty bad saying that my money owed was forfeited because they didn't get my tax info, which I faxed twice already and they stopped answering my emails about it.

So now I'm in a bad position with literally $12 in the bank with my power shut off and rent not paid for my own apartment and I swear this is true, my brother had money that he owed me to pay for the electric bill and fucking got robbed last night and I had to pay for a new phone for him today, too..


Sorry for the wall of text, but if anyone could loan me $1000-2000 for a month or two, I promise I'll pay it all back with 10% interest and if you need anything at all done with blogging, blog network building, SEO/SMO, graphics, anything else I'll do it as part of saying thank you. I can also take bank wires (I'm in the USA) or Paypal.

Damn, this sucks to have to write, but I'd really appreciate any help. :(

col.mike7 at yahoo.com

Move in with your dad...or get a real job...or stop lending people money you cannot afford to lend them.

Colmike9 09-07-2012 07:19 AM

Quote:

Originally Posted by potter (Post 19175311)
A mere 8 months ago you had over $15,000 in savings, but now you're broke? Something definitely smells fishy.

That's a long time ago for just 15,000.

Look, I wouldn't ever do this but last month I was promised 4k from one person and 1k from another which didn't happen and messed up my accounts and South Smoke didn't pay me the 1,100 that they owe me because they lied and said they never received my tax info. All of that all at once hurts...

If you can make 15,000 last 8 months with your whole family leeching off of you, then that's awesome. :winkwink:

Colmike9 09-07-2012 07:19 AM

Quote:

Originally Posted by AllAboutCams (Post 19175315)
Are you on icq now?

Now I am

Colmike9 09-07-2012 07:23 AM

Quote:

Originally Posted by notjoe (Post 19175320)
Move in with your dad...or get a real job...or stop lending people money you cannot afford to lend them.

Already did all three..

Tom_PM 09-07-2012 07:30 AM

All I can do is wish you good luck.

You can apply for foodstamps online and in many cases don't even need a face to face interview. That's a big relief and help until you can make money again. $200 a month for a single person with no income buys more food than you can eat.

If your rent isn't too high you can receive emergency aid to cover past rent once you've been served the eviction notice.

helterskelter808 09-07-2012 07:52 AM

Here's some good advice on how to make money, from a filthy rich GFY playa.

Quote:

Originally Posted by Colmike7 (Post 19076471)
There is still a ton of money to be made with a lot more options and people online than ever before. You just have to know how to do it..

Quote:

Originally Posted by Colmike7 (Post 19076490)
if a guy like me can make 6 figures smoking a hookah on a couch then I'd guess the industry is still good

Quote:

Originally Posted by Colmike7 (Post 19076611)
Well, to be exact it was about 96k last year, but this year is going better

Quote:

Originally Posted by Colmike7 (Post 19093442)
Why not do that too? It can make a ton of money

Quote:

Originally Posted by Colmike7 (Post 19074321)
What about coding some nice WP premium themes and selling them on sites like themeforest.net? That can potentially make a ton of money

Quote:

Originally Posted by Colmike7 (Post 19071609)
I [....] make around $90/hr now

Quote:

Originally Posted by Colmike7 (Post 19105396)
Contact us at porncms.com if you'd like us to do it.

You work at or own PornCMS?

Quote:

Originally Posted by Colmike7 (Post 19099912)
There were a lot of eager 'webmasters' during the golden days that shouldn't have been webmasters in the first place and are now realizing that they suck..
Either that or people don't adapt with the changes and don't realize that things evolve online 100x faster than it used to. :2 cents:

Not just the 'golden days' apparently.

Sell your Mac and stop buying drugs.

Barry-xlovecam 09-07-2012 07:54 AM

If you have one house free and clear why can't you borrow 50% of its LTV

We made hard money loans on home equity for years.

The interest rate might be high but if you need the money to live on go for it ...

Loans to relatives are high risk loans but you know that now I suppose ...

Sly 09-07-2012 07:58 AM

I swear you were bragging about making six figures a year within two years, and doing well with WebCams. Now in this thread you say you haven't done well with WebCams and it seems like you never really made that much money.

If I'm mistaking you for someone else, I sincerely apologize, but something isn't right here. Were you lying then or are you lying now?

BlackCrayon 09-07-2012 08:03 AM

your dad sounds like he deserves to lose the house. it was paid for then he took out 50k and then 70k? and did what with it? talk about stupid and unresponsible (if true).

Colmike9 09-07-2012 08:05 AM

Quote:

Originally Posted by helterskelter808 (Post 19175474)
Here's some good advice on how to make money, from a filthy rich GFY playa.

You work at or own PornCMS?



Not just the 'golden days' apparently.

Sell your Mac and stop buying drugs.

I used to have a high 5 figure bank acct but I'd rather not explain all of that. I'll have about 20k+ in a month or so but I'm just hurting temporarily and will pay back asap..

I just do small marketing jobs for PornCMS and promote it, I don't own it..

Also you're right, I'm going to quit smoking and see how that works out.

Colmike9 09-07-2012 08:06 AM

Quote:

Originally Posted by BlackCrayon (Post 19175497)
your dad sounds like he deserves to lose the house. it was paid for then he took out 50k and then 70k? and did what with it? talk about stupid and unresponsible (if true).

Yeah, he does deserve it... But he's family so it's hard..

Colmike9 09-07-2012 08:07 AM

Quote:

Originally Posted by Sly (Post 19175488)
I swear you were bragging about making six figures a year within two years, and doing well with WebCams. Now in this thread you say you haven't done well with WebCams and it seems like you never really made that much money.

If I'm mistaking you for someone else, I sincerely apologize, but something isn't right here. Were you lying then or are you lying now?

With cams? I mostly make money with PPS paysite signups and selling traffic..

potter 09-07-2012 08:08 AM

Quote:

Originally Posted by Colmike7 (Post 19175326)
That's a long time ago for just 15,000.

Look, I wouldn't ever do this but last month I was promised 4k from one person and 1k from another which didn't happen and messed up my accounts and South Smoke didn't pay me the 1,100 that they owe me because they lied and said they never received my tax info. All of that all at once hurts...

If you can make 15,000 last 8 months with your whole family leeching off of you, then that's awesome. :winkwink:

From a financial perspective, you're supposed to have 6 months income saved up. So, if just took the $15,000 that is $2,500/month. $2,500/month in terms of yearly income is around $40k/year (with taxes factored in).

Now a lot of people making $40k/year do not have 6 months income saved up. To be making that much and have that much saved up means you're REALLY ontop of your financials and are smart+conservative with your money.

So, you were either
A) Extremely smart with your financials and money
B) Making way more than $40k/year
C) You actually have the worst luck known to man
D) You're simply lying

If it's A or B, then you have the means to survive. You have skills to have been making that much, and you probably have things around you can pawn or sell. If you're in hard times then you have to live like you're in hard times. You can't be driving around your Mercedes asking for help on the car & insurance payments.

If it was C, then oh well get a new job. If you were making as much as you say you were. Then just take a pay cut finding another job. For someone supposedly of that caliber it should be a walk in the park getting a job.

But I think it's D, because I don't know man. You've posted that you were making $90/hour? That's 180k+/year. You shouldn't be asking for hand outs if that is the case. That is top 2-3% of the population in this country. No one with the skills/ability to make that much money needs a handout. Sounds to me like you were just a typical "gfy baller" like we've seen over the years.

potter 09-07-2012 08:09 AM

Quote:

Originally Posted by Colmike7 (Post 19175504)
I'll have about 20k+ in a month or so but I'm just hurting temporarily and will pay back asap..

Bullshit. Anyone who would have $20k in a month or so would either have the money to make it until then, or be able to get a temporary loan until then.

You are so full of shit.

potter 09-07-2012 08:10 AM

Dude is begging for money, but now he'll have $20k in a month or so. What a fucking piece of shit.

CyberHustler 09-07-2012 08:15 AM


Roald 09-07-2012 08:24 AM

As sad as it is your problem is your family. Get rid of them.

Off them and sell their organs or something...

Relentless 09-07-2012 08:25 AM

Colmike7 contact me on ICQ 266*942*896

helterskelter808 09-07-2012 08:25 AM

Quote:

Originally Posted by Colmike7 (Post 19175504)
I used to have a high 5 figure bank acct but I'd rather not explain all of that. I'll have about 20k+ in a month or so but I'm just hurting temporarily and will pay back asap..

I just do small marketing jobs for PornCMS and promote it, I don't own it..

Also you're right, I'm going to quit smoking and see how that works out.

You don't have to explain anything to anyone, but one thing I wondered, if this is legit, what's your brother doing to help? Sounds like nothing.

You seem like an okay guy, but something about this doesn't sound right.

I find it very hard to believe someone genuinely pulling in $95k/year (probably better than most here) would bother asking for $2k, so if it was all BS, and you're just flat broke, then anyone who who lends you the money is unlikely to see it again.

I'm sure you'd want to pay it back, but wanting to and being able to do so are two different things.

Relentless 09-07-2012 08:26 AM

Quote:

Originally Posted by Roald (Post 19175536)
As sad as it is your problem is your family. Get rid of them.
Off them and sell their organs or something...

Selling family organs is a huge mistake Roald. They are the best possibility for a genetic match if you later need organs. Harvesting for storage is a much better bet long term. ;)

Roald 09-07-2012 08:28 AM

Quote:

Originally Posted by Relentless (Post 19175540)
Selling family organs is a huge mistake Roald. They are the best possibility for a genetic match if you later need organs. Harvesting for storage is a much better bet long term. ;)

hm good point...

Sell your ass on the streets!!!!

Sly 09-07-2012 08:29 AM

Quote:

Originally Posted by Roald (Post 19175542)
hm good point...

Sell your ass on the streets!!!!

Looks like we have a buyer.

Colmike9 09-07-2012 08:31 AM

Quote:

Originally Posted by helterskelter808 (Post 19175538)
You don't have to explain anything to anyone, but one thing I wondered, if this is legit, what's your brother doing to help? Sounds like nothing.

You seem like an okay guy, but something about this doesn't sound right.

I find it very hard to believe someone genuinely pulling in $95k/year (probably better than most here) would bother asking for $2k, so if it was all BS, and you're just flat broke, then anyone who who lends you the money is unlikely to see it again.

I'm sure you'd want to pay it back, but wanting to and being able to do so are two different things.

That's why explaining this is so hard because HE's the huge problem in all of this but I don't want to get into all of that and why...

It seems like people are mad at me now, so forget I asked, I'll figure something out.

Roald 09-07-2012 08:34 AM

Quote:

Originally Posted by Sly (Post 19175543)
Looks like we have a buyer.

$10 and we have a deal! my dog can use some exercise :thumbsup

/joking

$25

atom 09-07-2012 08:41 AM

I'm just surprised by the people here admitting that they are broke as well. A lot of the people admitting it are very vocal on this forum.

jimmycooper 09-07-2012 08:42 AM

Quote:

Originally Posted by helterskelter808 (Post 19175474)
Here's some good advice on how to make money, from a filthy rich GFY playa.















You work at or own PornCMS?



Not just the 'golden days' apparently.

Sell your Mac and stop buying drugs.

While he does indeed talk about himself and his earning power in some of those posts, they are more indicative of someone who is grounded and someone who maintains the positive outlook of an optimist (an endangered species on GFY) than they are of someone who is trying to gloat or brag or do anything like that. He does not show off and he does display any of the typical "African American Wealthy' tendencies that seem to impress a large portion of those who post on GFY. Not only that, but it seems like he often goes out of his way to help that one guy who always posts the stupid questions. That's pretty much charity work. He's a good guy.

helterskelter808 09-07-2012 08:44 AM

Quote:

Originally Posted by Colmike7 (Post 19175551)
That's why explaining this is so hard because HE's the huge problem in all of this but I don't want to get into all of that and why...

It seems like people are mad at me now, so forget I asked, I'll figure something out.

Well, whatever the situation, good luck.

CyberHustler 09-07-2012 08:47 AM

Quote:

Originally Posted by jimmycooper (Post 19175568)
"African American Wealthy'


helterskelter808 09-07-2012 08:48 AM

Quote:

Originally Posted by jimmycooper (Post 19175568)
While he does indeed talk about himself and his earning power in some of those posts, they are more indicative of someone who is grounded and maintains a positive outlook than they are of someone who is trying to gloat or brag or do anything like that. He does not show off and he does display any of the typical "African American Wealthy' tendencies that seem to impress a large portion of those who post on GFY. Not only that, but it seems like he often goes out of his way to help that one guy who always posts the stupid questions. That's pretty much charity work. He's a good guy.

I agree, he seems like a good guy. This thread just seemed strange when I recalled him as someone who (credibly at the time) talked about how well he was doing. Also, before we elevate him to Sainthood, he hasn't been above taking shots at Paul Markham over the latter's relative success.

B.Barnato 09-07-2012 08:49 AM

Quote:

Originally Posted by jimmycooper (Post 19175568)
but it seems like he often goes out of his way to help that one guy who always posts the stupid questions. That's pretty much charity work. He's a good guy.

Very true.

London Banker 09-07-2012 08:51 AM

A self proclaimed SEO guru panhandling for $1k.

Sounds legit.

Colmike9 09-07-2012 08:54 AM

Quote:

Originally Posted by helterskelter808 (Post 19175583)
Also, before we elevate him to Sainthood, he hasn't been above taking shots at Paul Markham over the latter's relative success.

lol, I've been messing with Paul since before I was on GFY.. It's all in fun and I never really 'abuse' him, just business old people jokes.. :upsidedow

Colmike9 09-07-2012 08:56 AM

Quote:

Originally Posted by London Banker (Post 19175588)
A self proclaimed SEO guru panhandling for $1k.

Sounds legit.

I can pay back pretty quick, but yeah I understand the skepticism

sarettah 09-07-2012 09:03 AM

Quote:

Originally Posted by Sly (Post 19175488)
Were you lying then or are you lying now?

Or both? ;p


.

bigluv 09-07-2012 09:09 AM

GFY should implement a new policy and ban fucktards like this.

Colmike9 09-07-2012 09:10 AM

Quote:

Originally Posted by pornopete (Post 19175616)
Wake up dude. You expect to pay your bills by selling a sofa through your blog?

McDonalds is always hiring.

That was more of a joke.. It's the most expensive part of a furniture blog network that I do and I'm not really expecting sales from it.

Relentless 09-07-2012 09:12 AM

Nice chatting with you. Good luck turning things around.

Colmike9 09-07-2012 09:18 AM

Quote:

Originally Posted by pornopete (Post 19175632)
So if you're not expecting money from it why waste time on it?

You have many options,

1- burger flipper
2- gay cam model

If that was a joke I wouldn't recommend comedy.

It was part of a batch of blogs that I just imported after parsing product CSVs. Tables are where the sales are..
But I might as well make a sofa blog. Do kw research for 'sectional sofa' 'nice sofa' 'quality sofa' etc and tell me it's not worth trying since each sale is about $900 for me, plus more people buy furniture online than at stores..

I'm at work right now since I got a real job, btw..


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