Court Upholds Obama Care!

[mromro]

What u think?

[Flow]

I like it. I don't believe it that insurance will go up like they have been saying, they are making more money with it. And hospitals will no longer be able to say "we have to charge $50 for a single Advil because of all the uninsured people that come in the doors."

[Gouge]

More taxes, more regulation, and more big government!

[Evil Chris]

I think it's good, and when Americans get sick ... they'll think it's good too.

[Axeman]

It's definitely a weird precedent set at as tax. If you don't buy it, you will get taxed. If you buy it, you won't get taxed. Opens the door for a wide range of government abuse to force you to buy many things, by levying a partial tax.

Seems like a mess to me.

[Brujah]

Shouldn't we really give Romney credit? Vote Romney 2012!

[Houdini]

Anyone know how much this tax is if you opted out?

[Axeman]

Originally Posted by Flow

I like it. I don't believe it that insurance will go up like they have been saying, they are making more money with it. And hospitals will no longer be able to say "we have to charge $50 for a single Advil because of all the uninsured people that come in the doors."

Insurance companies and many hospitals and doctors are for profit. They will always be going for the profit. Don't expect your rates to stop rising quickly. Especially when the coverage being required in the law is so wide and encompassing to everyone.

There is going to need to be a lot of new laws passed to clean this ACA up down the road.

[Axeman]

Originally Posted by Houdini

Anyone know how much this tax is if you opted out?

I'm not sure if the number was ever said. Though I do recall hearing the number was lower than getting insurance would be. And since they can't deny you for pre-existing conditions, it would seem to be smarter to take the fine, and then just get the insurance when you actually need it.

[mromro]

I'm not buying shit!

[SuckOnThis]

[Wizzo]

Originally Posted by Houdini

Anyone know how much this tax is if you opted out?

I believe its $695

Originally Posted by Axeman

Insurance companies and many hospitals and doctors are for profit. They will always be going for the profit. Don't expect your rates to stop rising quickly. Especially when the coverage being required in the law is so wide and encompassing to everyone.

There is going to need to be a lot of new laws passed to clean this ACA up down the road.

This law also limits how much profit insurance companies can make.

[devilspost]

[Brujah]

Effective January 1, 2014:
Impose an annual penalty of $95, or up to 1% of income, whichever is greater, on individuals who do not secure insurance; this will rise to $695, or 2.5% of income, by 2016. This is an individual limit; families have a limit of $2,085.[24][83] Exemptions to the fine in cases of financial hardship or religious beliefs are permitted.

http://en.wikipedia.org/wiki/Patient...dable_Care_Act

[Michael O]

Its good came out different than expected I thought some parts would have been struck down.

People working all their life having insurance and then ending up on the street because they could not afford the "extra" treatment needed for their disease is not how a civilized country should be, USA is one of the few or the only western country without some kind of government health care and its not because everyone else is wrong.

Call it socialist or what ever if you are against the law but if you have money you will always be able to buy the better coverage/treatment but if you don't or hit hard times you have a safety net.

[Axeman]

Originally Posted by Brujah

Effective January 1, 2014:
Impose an annual penalty of $95, or up to 1% of income, whichever is greater, on individuals who do not secure insurance; this will rise to $695, or 2.5% of income, by 2016. This is an individual limit; families have a limit of $2,085.[24][83] Exemptions to the fine in cases of financial hardship or religious beliefs are permitted.

http://en.wikipedia.org/wiki/Patient...dable_Care_Act

Damn, yeah definitely worth just taking the penalty if young and healthy then. Get sick, sign on up for some insurance.

[Minte]

If you think paying $4+ for a gallon of gas was bad, wait until every business in america raises prices to cover the costs. Again, it won't be the wealthy or the poor that will be hurt.

[iSpyCams]

So, if you opt out and pay the fine the government pays for your health care? Or you just pay for nothing?

I've been looking at health insurance in my area and it seems its cheaper to just not get sick.

[Axeman]

Originally Posted by pompousjohn

So, if you opt out and pay the fine the government pays for your health care? Or you just pay for nothing?

I've been looking at health insurance in my area and it seems its cheaper to just not get sick.

Pay the fine, and that's it. Then if you get sick, go get some coverage since they have to give it to you, now that they can't decline you for a pre-existing condition. That's how it looks to me.

[OmahaJoe]

I'm still on the fence.

With a baby on the way I just purchased medical insurance and Life/Cancer coverage/Short term.

I want to make sure my assets are covered if something happens to me.

[jigg]

sux for us
going to have to shell $850+ a month for insurance for me and the boyfriend.

And that's before the 1-10k out of pocket we'll have to pay first, and then the 80% max coverage

recently I found out it's cheaper to pay out of pocket for minor things. Drugs especially.

[OmahaJoe]

I'm a little confused, Do you have to buy into obama care or just insurance period? Is this forcing people to health insurance companies who than then just jack there rates up?

[Robbie]

My insurance has just kept going up. I don't know if that's because the insurance companies are trying to get as much as they can off the people already insured or not.

But I'm paying $750 a month for my 3 person family.

My wife asked me this morning if maybe we should drop our insurance and then re-sign up for insurance in 2014 when this all becomes effective because she doubts the insurance company will ever lower our current rates, but they may have lower rates for people signing up.

I tend to agree with her.

[baddog]

With all due respect to our neighbors, but your opinion about this means shit. This is fucked up.

[iSpyCams]

Originally Posted by OmahaJoe

I'm still on the fence.

With a baby on the way I just purchased medical insurance and Life/Cancer coverage/Short term.

I want to make sure my assets are covered if something happens to me.

I am curious as I was looking into this and it appears that barring some major complication, it is cheaper to have a baby without insurance than with. Especially since in Illinois at least the cheapest plan that covers maternity is like 425 a month and you have to on the plan for 12 months before you get pregnant in order for it to be covered.

So in 21 months, by the time the baby's born, you already paid 8925 in premiums alone not including any deductibles or co-pays. It seems to me that health insurance is just a way to charge even more for already expensive health care, plus you get to charge people who arent even sick a monthly fee and drop the ones who do get sick.

Great scam for whoever is running it.

[Michael O]

Originally Posted by Minte

If you think paying $4+ for a gallon of gas was bad, wait until every business in america raises prices to cover the costs. Again, it won't be the wealthy or the poor that will be hurt.

2-3-4$ a gallon is an unrealistic price, gas prices in the US have been artificial low for years, even oil exporting countries have prices a lot higher. It is time for the US consumer to wake up and realize we are not living in the booming 90's.

When one of the candidates (not Obama) says:
?With regards to the individual mandate, the individual responsibility program that I proposed, I was very pleased that the compromise between the two houses includes the personal responsibility mandate. That is essential for bringing the health care costs down for everyone and getting everyone the health insurance they need,"

Read more: http://www.foxnews.com/politics/2012...#ixzz1z6Lu4HlG

Dems and Reps seem to not agree much in the US but I am happy to see they agree on health care when it comes to the future president.
Health care is different, I can show you thousands of hard working Americans working all their life getting sick and being told that thats not covered or its experimental so its not covered or some other BS excuse.

Health care should not be a for profit business it might be a little more expensive being government run but then you don't have number crunchers doing the decisions with no regard to whats right or wrong.

[Barry-xlovecam]

Was good news ...

[MK Ultra]

I can't wait for the day when the government decides that since we're overweight we need to join a gym or pay a penalty/tax.

Or we have to pay a penalty/tax if we don't buy the required amount of vegetables every month.

Sound far-fetched?

The requirement that I buy an overpriced product that I don't want from a for-profit company or pay a penalty/tax sounded pretty far-fetched to me...

Until today.

It may be time to look into saying adios to the usa

[baddog]

I predict having to lower the price of the house I have for sale because now my potential buyers have another forced expense.

[DamianJ]

Originally Posted by baddog

This is fucked up.

Yeah bro, let the poor and needy who get sick just fucking die. Wasters, the lot of them. Imagine having the audacity to get cancer when you are on FUCKING WELFARE!

Round up all the sick poor people and shoot them I say. Save a fucking fortune.

[raymor]

Originally Posted by Axeman

since they can't deny you for pre-existing conditions, it would seem to be smarter to take the fine, and then just get the insurance when you actually need it.

Yep. Which means only sick people will buy insurance, if they are smart. It's not insurance if you can get it after you get, if the have to cover pre-existing problems. "Insurance" is simmering you pay for ahead of time, IN CASE something bad happens. If you can buy it AFTER you need it, it's not insurance, it's a buffet.

Since there's no longer any reason to buy until you get sick, most of the buyers will be sick and insurance costs increase dramatically. The more they increase, the more healthy people will not want to or be able to afford to buy. Eliminating the last healthy people from the pool raises costs more, in a cycle. Within two years nobody is paying the $84,000 per year "insurance".

With private insurance no longer available, Obama will get the fully government run system he wanted in the first place. Kind of brilliant - cann't outlaw insurance? Just break it to the point it can no longer work at all, leaving the government run system as the only alternative.


I'm sure they'll do a good job. Tbe government does such a good job running recruiting else, from FEMA to the TSA. We all know government schools are SO much better than private achools, right? I'm looking forward to gang grafitti in the hospitals as government hospitals start looking like government schools.

[OmahaJoe]

Originally Posted by pompousjohn

I am curious as I was looking into this and it appears that barring some major complication, it is cheaper to have a baby without insurance than with. Especially since in Illinois at least the cheapest plan that covers maternity is like 425 a month and you have to on the plan for 12 months before you get pregnant in order for it to be covered.

So in 21 months, by the time the baby's born, you already paid 8925 in premiums alone not including any deductibles or co-pays. It seems to me that health insurance is just a way to charge even more for already expensive health care, plus you get to charge people who arent even sick a monthly fee and drop the ones who do get sick.

Great scam for whoever is running it.

I got lucky, My fiancée and I are not married. Her job has her covered and maternity care. We also got her extra hospital stay and maternity care coverage. Now for me to add the new child to my plan is going to hurt.

[Houdini]

Originally Posted by JohnnyClips

Every industry where government enters- the price skyrockets...College, healthcare, etc

If they would just stay the fuck away the prices would be where the market sets them

Exactly. When was the last time you saw your car insurance rates decrease because everyone is buying in? Group purchases decrease prices in most markets, but not when it's mandatory, since the companies have the upper hand in those situations, not the group.

[blackmonsters]

Originally Posted by JohnnyClips

Every industry where government enters- the price skyrockets...College, healthcare, etc

If they would just stay the fuck away the prices would be where the market sets them

Yeah, that's why public high school cost so much and food stamps drove up
the price of escargot.

[sperbonzo]

Interesingly, in 2009, Obama said that the healthcare penalty was "definitely not a tax". He even accused Stephanofoulus of "reaching", when he tried to call it a tax! LOL!



Meanwhile calling it a "tax" was the whole basis of their argument to the court....




.

[blackmonsters]

Originally Posted by Houdini

Exactly. When was the last time you saw your car insurance rates decrease because everyone is buying in? Group purchases decrease prices in most markets, but not when it's mandatory, since the companies have the upper hand in those situations, not the group.

Did you ever try to pay for a airline ticket before regulation?

No way you did and believe what you just said.

[cashbizdude]

Originally Posted by sperbonzo

Interesingly, in 2009, Obama said that the healthcare penalty was "definitely not a tax". He even accused Stephanofoulus of "reaching", when he tried to call it a tax! LOL!



Meanwhile calling it a "tax" was the whole basis of their argument to the court....




.

You mean... the President, a career politician, might have lied?

Fascinating.

[Michael O]

Originally Posted by pompousjohn

I am curious as I was looking into this and it appears that barring some major complication, it is cheaper to have a baby without insurance than with. Especially since in Illinois at least the cheapest plan that covers maternity is like 425 a month and you have to on the plan for 12 months before you get pregnant in order for it to be covered.

So in 21 months, by the time the baby's born, you already paid 8925 in premiums alone not including any deductibles or co-pays. It seems to me that health insurance is just a way to charge even more for already expensive health care, plus you get to charge people who arent even sick a monthly fee and drop the ones who do get sick.

Great scam for whoever is running it.

The idea with this is you can not drop anyone even if they are sick that were how the old system worked.

If you are trying to make a baby what do you want?
1) No insurance and you can pay for the birth with no complications.
2) Insurance and you are covered in those instances where the birth is premature or something else goes wrong and the bills goes into the hundreds of thousands?

I would choose option 2 I would want the best for my kid and of cause you have to pay when you start trying, the policy I have in a 3rd world country by a US company says 12 months before birth so maybe check the policies again to be sure.

For me as a non-us I don't get it, health cost can ruing most middle class families and you still oppose something that would even out the costs for everyone and that is what it is about making everyone paying for everyone.

Republicans have been trying to pass similar legislation for the last 20+ year where nothing much differed but since this were a dem. president of cause they opposed it because that is the political climate in the US.



What is the difference?

[blackmonsters]

Originally Posted by JohnnyClips

Public high schools produce dumb down morons who raise the cost of everything in society

Everything the government touches inevitably turns to shit

Yeah, and if high school was not free then we would have less dumb morons.

Ok, I go it now. Thanks for setting me straight.

[Relentless]

This will be the first step toward a single payer system where all citizens are covered by one government plan like medicare and can buy private supplemental insurance to cover expenses the general plan does not address. The current Act is bloated, overly expensive and wasteful. The system prior to the act was even worse. Perhaps people will start discussing solutions to problems now rather than pretending problems didn't exist or acting like nothing can ever be solved.

All the 'smaller government is better' people from the teaparty and wherever else just got spanked harder than they realize. Instead of working toward a meaningful evolution of US healthcare, they chose to roll the dice and let the Supreme Court evaluate what government can or can not do. The implications of the Roberts decision are MUCH wider than healthcare. Congress can now make 'required expenses' of just about anything it wants... and I am sure both sides of the aisle are salivating at that result. Pushing to amend the Act and reach a more reasonable result would have been a much better approach than digging in and demanding it be overturned or nothing.

[Michael O]

Originally Posted by raymor

Yep. Which means only sick people will buy insurance, if they are smart. It's not insurance if you can get it after you get, if the have to cover pre-existing problems. "Insurance" is simmering you pay for ahead of time, IN CASE something bad happens. If you can buy it AFTER you need it, it's not insurance, it's a buffet.

Since there's no longer any reason to buy until you get sick, most of the buyers will be sick and insurance costs increase dramatically. The more they increase, the more healthy people will not want to or be able to afford to buy. Eliminating the last healthy people from the pool raises costs more, in a cycle. Within two years nobody is paying the $84,000 per year "insurance".

With private insurance no longer available, Obama will get the fully government run system he wanted in the first place. Kind of brilliant - cann't outlaw insurance? Just break it to the point it can no longer work at all, leaving the government run system as the only alternative.


I'm sure they'll do a good job. Tbe government does such a good job running recruiting else, from FEMA to the TSA. We all know government schools are SO much better than private achools, right? I'm looking forward to gang grafitti in the hospitals as government hospitals start looking like government schools.

thats why you pay an extra tax if you do not have insurance basically it would end up being the same in a perfect world.
Buy insurance get covered for the future = no insurance pay the same in extra tax to cover for your stupidity.

[adendreams]

Good first step toward single payer, universal heath coverage.

[Relentless]

For those who want to read the decision:
http://i2.cdn.turner.com/cnn/2012/im...ealth.care.pdf

[IllTestYourGirls]

Originally Posted by blackmonsters

Yeah, that's why public high school cost so much and food stamps drove up
the price of escargot.

the cost of high school goes up every year. In Washington DC it costs just under $30,000 a year per student. States like VT have 20% less students than 10 years ago but have 1.5 billion in debt to the school system and their costs raise about 10% a year. I would say yeah it drove up the cost.

[blackmonsters]

Originally Posted by JohnnyClips

It's not "free" ....you pay for it through force aka taxes

In a free market, schools would not look even closely to what they do now...which they resemble that of the 1800s...amazing how government freezes everything in time. Public schools are there to keep people dumb down

If government didn't pay for high school then there simply would'nt be one in
many poor areas.

People figured this shit out a long time ago and fixed the problem.
You're just a "new jack" know-it-all with an ego who is delusional about how things work.

[PornoMonster]

Originally Posted by DamianJ

Yeah bro, let the poor and needy who get sick just fucking die. Wasters, the lot of them. Imagine having the audacity to get cancer when you are on FUCKING WELFARE!

Round up all the sick poor people and shoot them I say. Save a fucking fortune.

Not True. My Friend goes to the ER about once a week and she has no money.

[OmahaJoe]

[QUOTE=sperbonzo;19028979]Interesingly, in 2009, Obama said that the healthcare penalty was "definitely not a tax". He even accused Stephanofoulus of "reaching", when he tried to call it a tax! LOL!



Meanwhile calling it a "tax" was the whole basis of their argument to the court....



It's not a tax increase because we are not calling it a tax increase.

LOL just like George W Jr. It's not torture because we are not calling it torture.

[devilspost]

50 Obama wins

[devilspost]

Originally Posted by adendreams

Good first step toward single payer, universal heath coverage.

[Michael O]

Originally Posted by JohnnyClips

It's not "free" ....you pay for it through force aka taxes

In a free market, schools would not look even closely to what they do now...which they resemble that of the 1800s...amazing how government freezes everything in time. Public schools are there to keep people dumb down

What is the difference where do you separate something your government should pay for or you should pay for yourself?
Is it elementary school?
High school
College
University
Health care
Dentist
Driving on a road
on a free way
Paying for a police officer to respond to a call
Fire department?
Sanitation
Water
And so on........