Originally Posted by pompousjohn

I am curious as I was looking into this and it appears that barring some major complication, it is cheaper to have a baby without insurance than with. Especially since in Illinois at least the cheapest plan that covers maternity is like 425 a month and you have to on the plan for 12 months before you get pregnant in order for it to be covered.

So in 21 months, by the time the baby's born, you already paid 8925 in premiums alone not including any deductibles or co-pays. It seems to me that health insurance is just a way to charge even more for already expensive health care, plus you get to charge people who arent even sick a monthly fee and drop the ones who do get sick.

Great scam for whoever is running it.