Non US Resident Opening a US Bank Account ??? - GoFuckYourself.com

TrashyContent · 06-01-2012, 05:42 PM

OK not sure if anyone here will know the answer to this question... I am looking to set up an account for something... I thought they would pay "International Wires" but have been told they only pay to a US bank, with a US routing number ect...

I am wondering if it's possible for soemone in the UK to open a US bank account... this way I could receive the payments, then just wire/transfer it from there to my UK bank account...

I will look up the available american banks, and if need be call them... but thought I would post here incase anyone as had to do something similar already...

soholads · 06-01-2012, 05:50 PM

If you have a HSBC Premier account they will allow you to open a US account which is based in Buffalo, New York. Think the charge is about a £100.

Also, I think Citibank do it.

wehateporn · 06-01-2012, 05:52 PM

soholads, I always hear Citibank mentioned too in these threads, one can apply online

TrashyContent · 06-01-2012, 05:57 PM

Thanks you two... I will definetly look into it

Well after the Queens Jubilee Holidays

TrashyContent · 06-01-2012, 06:10 PM

Just looked at HSBC... you need a minimum of £5000 plus looks like a bunch of other conditions we dont meet

So looks like that one is out the window...

Might just have to do it and get checks sent... just a pain in the ass

raymor · 06-01-2012, 10:28 PM

Also check Chase or other multinational banks. Let us know what you find out. The question comes up periodically.

Sunny Day · 06-02-2012, 03:50 AM

The new anti-terrorism laws have made it much harder. If you take a vacation to the US, it's a lot easier and that would be a tax deductible vacation. Also having a US address helps. Most people in the US have no concept of the rest of the world. We expect everyone to speak English, pay in US Dollars, have a US bank account. a US address and a US cell phone. Hell, I used to work at the Post Office and some people there thought New Mexico & Hawaii were foreign countries.

Had a friend over from the UK on business took him 1/2 hour to open an account. I apologized about the time. Would have been a lot faster had he had a Social Security number.

When I was at a major phone company, they refused any checks unless they were drawn on a US bank. We rejected a huge payment, even though it was payable in dollars it was from an Israeli bank.

femdomdestiny · 06-02-2012, 04:12 AM

What about taxes for people not US residents with accounts there?

Klen · 06-02-2012, 05:00 AM

Quote:

Originally Posted by Sunny Day

The new anti-terrorism laws have made it much harder. If you take a vacation to the US, it's a lot easier and that would be a tax deductible vacation. Also having a US address helps. Most people in the US have no concept of the rest of the world. We expect everyone to speak English, pay in US Dollars, have a US bank account. a US address and a US cell phone. Hell, I used to work at the Post Office and some people there thought New Mexico & Hawaii were foreign countries.

Had a friend over from the UK on business took him 1/2 hour to open an account. I apologized about the time. Would have been a lot faster had he had a Social Security number.

When I was at a major phone company, they refused any checks unless they were drawn on a US bank. We rejected a huge payment, even though it was payable in dollars it was from an Israeli bank.

And also what i noticed usa banks dont know for other currencies beside dollar-can you even open a non-usd account there?I europe you can have bank account in any currency you want,yet in usa they deal in USD only like no other currencies exist.I find that annoying since none of usa based business can send non-usd wires.

WarChild · 06-02-2012, 05:04 AM

Quote:

Originally Posted by soholads

If you have a HSBC Premier account they will allow you to open a US account which is based in Buffalo, New York. Think the charge is about a £100.

Also, I think Citibank do it.

I bank with HSBC in Bermuda. To open a Premier account here I had to have a minimum of $200,000 in combined HSBC accounts. Not sure about other places.

mafia_man · 06-02-2012, 05:16 AM

Quote:

Originally Posted by TrashyContent

Just looked at HSBC... you need a minimum of £5000 plus looks like a bunch of other conditions we dont meet

So looks like that one is out the window...

Might just have to do it and get checks sent... just a pain in the ass

Citi bank are the only way to go. They have branches in London and Manchester I believe.

Other than that you need to fly to the US to open one.

JFK · 06-02-2012, 05:33 AM

they will open one for you with proper ID like a passport, or they used to anyways

pimpmaster9000 · 06-02-2012, 06:18 AM

non US citizen non US resident the best solution is wyoming...incorporate there, its the best solution by far...as for bank account you have to go there to open one, end of story...its US law that they must identify in person everybody who wants to open a bank account its anti terrorist anti money launder stuff...no way around it...

TrashyContent · 06-02-2012, 06:28 AM

Thanks every one for your input... I will phone the suggestions up and see what they can do for me

JFK · 06-02-2012, 06:44 AM

Quote:

Originally Posted by TrashyContent

Thanks every one for your input... I will phone the suggestions up and see what they can do for me

open a personal acct NOT business and have the cheques made out to you

Alex69 · 06-02-2012, 07:37 AM

Quote:

Originally Posted by TrashyContent

OK not sure if anyone here will know the answer to this question... I am looking to set up an account for something... I thought they would pay "International Wires" but have been told they only pay to a US bank, with a US routing number ect...

I am wondering if it's possible for soemone in the UK to open a US bank account... this way I could receive the payments, then just wire/transfer it from there to my UK bank account...

I will look up the available american banks, and if need be call them... but thought I would post here incase anyone as had to do something similar already...

payoneer offers this services too - i just use them

Sunny Day · 06-02-2012, 08:06 AM

Hire a US Attorney or CPA to start up a US Corporation, then they will open a bank account for you. There are also services that will do that for you, but a Lawyer or CPA is subject to loss of license and the criminal penalties if they fraud you. Other services are cheaper and most are honest as they are subject to the fraud penalties.

scubadiver626 · 06-02-2012, 08:13 AM

For $167 you can form a Nevada corp, use the formation companies address and a person there as nominee front man... For a small fee. You can also remain anonymous, open a corp bank account with Citibank. Piece if cake.

Barefootsies · 06-02-2012, 10:34 AM

Quote:

Originally Posted by crucifissio

non US citizen non US resident the best solution is wyoming...incorporate there, its the best solution by far...as for bank account you have to go there to open one, end of story...its US law that they must identify in person everybody who wants to open a bank account its anti terrorist anti money launder stuff...no way around it...

Correct on all accounts.

Even to open up a post office, or dropbox, account now a days you must provide I.D. & comply with additional anti-terrorism fodder. I have been told that it's because they must know who the box belongs too 100%. The banks are the same way. When I used to have to go into the banks to send wires (now I can do from office) they would ask me a bunch of questions on each wire, especially international.

In short, most of the U.S. anti-terrorism banking laws are a major pain.

CPA37710T · 06-02-2012, 10:42 AM

it is very easy, all i had to do was fly to miami and apply for a savings acct in bank of america, dunno if the easyness was because it was only a savings acct, but its not hard at all

Sunny Day · 06-02-2012, 10:47 AM

Nevada, Wyoming and Delaware have no income taxes. All have a different incorporation fee. The thing to also find out does the state have any licensing fees or requirements? If you're not located there, your Registered Agent's office will be your Home Office. What licensing does that city & county have? Can make a hell of a difference.

Nevada may be great, but most incorporaters are in Las Vegas (Clark county) which has a bunch of licenses & fees.

As for taxes though, since you are an offshore corporation, and would control a US corporation, most if not all income would be considered a pass-through and not subject to US taxes. Possibly some state income tax.

There are so many variables. 50 states, thousands of counties and cities. Each with it's own rules.

State I live in has an income tax, but the legislature may have just eliminated it, if it holds up in court. Cost $95 to incorporate. The state and many local areas have no business licenses or fees. FYI standard Registered Agent fee is about $35. Every state requires one. They are they person who accepts service if you're ever served with a summons.

directfiesta · 06-02-2012, 01:43 PM

Quote:

Originally Posted by WarChild

I bank with HSBC in Bermuda. To open a Premier account here I had to have a minimum of $200,000 in combined HSBC accounts. Not sure about other places.

06-01-2012, 05:42 PM	#1
TrashyContent Confirmed User Join Date: May 2008 Location: England Posts: 2,155	Non US Resident Opening a US Bank Account ??? OK not sure if anyone here will know the answer to this question... I am looking to set up an account for something... I thought they would pay "International Wires" but have been told they only pay to a US bank, with a US routing number ect... I am wondering if it's possible for soemone in the UK to open a US bank account... this way I could receive the payments, then just wire/transfer it from there to my UK bank account... I will look up the available american banks, and if need be call them... but thought I would post here incase anyone as had to do something similar already... __________________ Trashy Content - High Res Images - HD Video SlutBank.com Home of THOT PORN [email protected] - - Skype - bangbangsteve Great Content Deals Available @ TRASHY CONTENT

06-01-2012, 05:52 PM	#3
wehateporn Promoting Debate on GFY Industry Role: Join Date: Apr 2007 Posts: 27,176	soholads, I always hear Citibank mentioned too in these threads, one can apply online __________________ Sexy Girls Teasing

06-01-2012, 05:57 PM	#4
TrashyContent Confirmed User Join Date: May 2008 Location: England Posts: 2,155	Thanks... Thanks you two... I will definetly look into it Well after the Queens Jubilee Holidays __________________ Trashy Content - High Res Images - HD Video SlutBank.com Home of THOT PORN [email protected] - - Skype - bangbangsteve Great Content Deals Available @ TRASHY CONTENT

06-01-2012, 06:10 PM	#5
TrashyContent Confirmed User Join Date: May 2008 Location: England Posts: 2,155	Hmmm... Just looked at HSBC... you need a minimum of £5000 plus looks like a bunch of other conditions we dont meet So looks like that one is out the window... Might just have to do it and get checks sent... just a pain in the ass __________________ Trashy Content - High Res Images - HD Video SlutBank.com Home of THOT PORN [email protected] - - Skype - bangbangsteve Great Content Deals Available @ TRASHY CONTENT

06-01-2012, 10:28 PM	#6
raymor Confirmed User Join Date: Oct 2002 Posts: 3,745	Also check Chase or other multinational banks. Let us know what you find out. The question comes up periodically. Last edited by raymor; 06-01-2012 at 10:30 PM..

06-01-2012, 05:50 PM	#2
soholads Registered User Industry Role: Join Date: Mar 2012 Posts: 5	If you have a HSBC Premier account they will allow you to open a US account which is based in Buffalo, New York. Think the charge is about a £100. Also, I think Citibank do it.

06-02-2012, 03:50 AM	#7
Sunny Day Confirmed User Industry Role: Join Date: Dec 2010 Posts: 1,406	US Banks The new anti-terrorism laws have made it much harder. If you take a vacation to the US, it's a lot easier and that would be a tax deductible vacation. Also having a US address helps. Most people in the US have no concept of the rest of the world. We expect everyone to speak English, pay in US Dollars, have a US bank account. a US address and a US cell phone. Hell, I used to work at the Post Office and some people there thought New Mexico & Hawaii were foreign countries. Had a friend over from the UK on business took him 1/2 hour to open an account. I apologized about the time. Would have been a lot faster had he had a Social Security number. When I was at a major phone company, they refused any checks unless they were drawn on a US bank. We rejected a huge payment, even though it was payable in dollars it was from an Israeli bank.

06-02-2012, 04:12 AM	#8
femdomdestiny Confirmed User Industry Role: Join Date: Apr 2007 Posts: 5,180	What about taxes for people not US residents with accounts there? __________________ Femdom Destiny -------------------------------------------- ICQ: 463-630-426 email: webmaster(at)femdomdestiny.com

06-02-2012, 05:33 AM	#12
JFK FUBAR the ORIGINATOR Industry Role: Join Date: Jan 2002 Location: FUBARLAND Posts: 67,374	they will open one for you with proper ID like a passport, or they used to anyways __________________ FUBAR Webmasters - The FUBAR Times - FUBAR Webmasters Mobile - FUBARTV.XXX For promo opps contact jfk at fubarwebmasters dot com

06-02-2012, 06:18 AM	#13
pimpmaster9000 Too lazy to set a custom title Industry Role: Join Date: Dec 2011 Posts: 26,732	non US citizen non US resident the best solution is wyoming...incorporate there, its the best solution by far...as for bank account you have to go there to open one, end of story...its US law that they must identify in person everybody who wants to open a bank account its anti terrorist anti money launder stuff...no way around it...

06-02-2012, 06:28 AM	#14
TrashyContent Confirmed User Join Date: May 2008 Location: England Posts: 2,155	Thanks Thanks every one for your input... I will phone the suggestions up and see what they can do for me __________________ Trashy Content - High Res Images - HD Video SlutBank.com Home of THOT PORN [email protected] - - Skype - bangbangsteve Great Content Deals Available @ TRASHY CONTENT

06-02-2012, 08:06 AM	#17
Sunny Day Confirmed User Industry Role: Join Date: Dec 2010 Posts: 1,406	Other Option Hire a US Attorney or CPA to start up a US Corporation, then they will open a bank account for you. There are also services that will do that for you, but a Lawyer or CPA is subject to loss of license and the criminal penalties if they fraud you. Other services are cheaper and most are honest as they are subject to the fraud penalties. Last edited by Sunny Day; 06-02-2012 at 08:07 AM.. Reason: spelling

06-02-2012, 08:13 AM	#18
scubadiver626 Confirmed User Join Date: Oct 2006 Posts: 1,034	For $167 you can form a Nevada corp, use the formation companies address and a person there as nominee front man... For a small fee. You can also remain anonymous, open a corp bank account with Citibank. Piece if cake. __________________ AsiaMoviePass My Best Rebilling Site

06-02-2012, 10:42 AM	#20
CPA37710T business ready hit me up! Industry Role: Join Date: Aug 2010 Location: Nearby Posts: 1,115	it is very easy, all i had to do was fly to miami and apply for a savings acct in bank of america, dunno if the easyness was because it was only a savings acct, but its not hard at all

06-02-2012, 10:47 AM	#21
Sunny Day Confirmed User Industry Role: Join Date: Dec 2010 Posts: 1,406	Inc Nevada, Wyoming and Delaware have no income taxes. All have a different incorporation fee. The thing to also find out does the state have any licensing fees or requirements? If you're not located there, your Registered Agent's office will be your Home Office. What licensing does that city & county have? Can make a hell of a difference. Nevada may be great, but most incorporaters are in Las Vegas (Clark county) which has a bunch of licenses & fees. As for taxes though, since you are an offshore corporation, and would control a US corporation, most if not all income would be considered a pass-through and not subject to US taxes. Possibly some state income tax. There are so many variables. 50 states, thousands of counties and cities. Each with it's own rules. State I live in has an income tax, but the legislature may have just eliminated it, if it holds up in court. Cost $95 to incorporate. The state and many local areas have no business licenses or fees. FYI standard Registered Agent fee is about $35. Every state requires one. They are they person who accepts service if you're ever served with a summons.