139% apr on a $2600.00 Loan?? Holy Fuck! - GoFuckYourself.com

Forest · 11-30-2011, 06:42 PM

https://www.westernsky.com/LandingPa...1&s ubid=ABWS.

im in the wrong fucking business

Forest · 11-30-2011, 06:46 PM

Quote:

Originally Posted by JohnnyClips

Lol wtf?

check this shit out

"The APR for a typical loan of $2,600 is 139.24% with 36 monthly payments of $298.94."

LOL pay back over 10k on a 2600 loan

candyflip · 11-30-2011, 06:47 PM

Are those Native Americans who are able to get away with that?

What's the affiliate program payout?

Forest · 11-30-2011, 06:49 PM

Quote:

Originally Posted by candyflip

Are those Native Americans who are able to get away with that?

What's the affiliate program payout?

im trying to find out if they have a mainstream offer. payout could be 100+ some payday loans i know of pay out 50+ even if the loan isnt approved

i know loan sharks who dont charge that kind of vig

baryl · 11-30-2011, 06:53 PM

If someone is that fucking stupid then I just don't know what to say.

oscer · 11-30-2011, 06:55 PM

I think this company is not allowed to operate in alot of States!

porno jew · 11-30-2011, 06:57 PM

fuck whitey.

baryl · 11-30-2011, 06:57 PM

"WESTERN SKY FINANCIAL is owned wholly by an individual Tribal Member of the Cheyenne River Sioux Tribe and is not owned or operated by the Cheyenne River Sioux Tribe or any of its political subdivisions. WESTERN SKY FINANCIAL is a Native American business operating within the exterior boundaries of the Cheyenne River Sioux Reservation, a sovereign nation located within the United States of America."

Between that and Indian Casinos I think we're square now.

MaDalton · 11-30-2011, 07:03 PM

i think they are trying to screw you in return for being screwed on that glass pearl deal..

Due · 11-30-2011, 10:40 PM

If you google their name the first couple of pages with the exception of their own listings is either DA's or FTCs that is cracking down on them. Wondering if it's still profitable for them

Obviously it wouldn't be a good business for them if they had a 5% APR while they have to defend so many lawsuits

oscer · 11-30-2011, 11:06 PM

Quote:

Originally Posted by baryl

"WESTERN SKY FINANCIAL is owned wholly by an individual Tribal Member of the Cheyenne River Sioux Tribe and is not owned or operated by the Cheyenne River Sioux Tribe or any of its political subdivisions. WESTERN SKY FINANCIAL is a Native American business operating within the exterior boundaries of the Cheyenne River Sioux Reservation, a sovereign nation located within the United States of America."

Between that and Indian Casinos I think we're square now.

"a sovereign nation located within the United States of America"

Funny this doesn't seem right i didn't think they were allowed to be there own nation ?

SleazyDream · 12-01-2011, 01:52 AM

in canada a native reserve can have different laws then the rest of the country....

10 grand in payments back in 3 years on $2600 is - well.... Jesus... that's JUICE

I think there's laws here about interest not going over 30% or so... but there might be a loophole on a native reserve and since it's done via internet.... interesting

mind you , the kind of people taking those loans at that interest rate are HIGH default clients...i wonder what percentage default on their loans?

JFK · 12-01-2011, 01:57 AM

Quote:

Originally Posted by JohnnyClips

lol yea I saw that on the bottom of the page...

well, at least it's NOT a hidden cross sell

John-ACWM · 12-01-2011, 04:30 AM

It is more crazy that many just need the money right away and don't care about reading the contract.

crockett · 12-01-2011, 04:35 AM

Quote:

Originally Posted by baryl

"WESTERN SKY FINANCIAL is owned wholly by an individual Tribal Member of the Cheyenne River Sioux Tribe and is not owned or operated by the Cheyenne River Sioux Tribe or any of its political subdivisions. WESTERN SKY FINANCIAL is a Native American business operating within the exterior boundaries of the Cheyenne River Sioux Reservation, a sovereign nation located within the United States of America."

Between that and Indian Casinos I think we're square now.

Yea those fuckers better give us back the good damn blankets after this.. I mean wtf who the hell would pay back over $10k on a 2,500 dollar loan.. That's just sickening. that they can get away with it.

Not to mention I bet they get even more back in late fees.. I can only imagine the typical people whom would take a loan like this aren't gonna be on the up and up as far as paying on time. I bet this fuckers get several hundred more in late fees and probably make bank on defaults running them up to 15k or more over time.

Personally I couldn't be such a slime dog as to sell something like this even if they had an affiliate program. It's just wrong.

Relentless · 12-01-2011, 05:09 AM

Most idiots won't fight it, but I'd be interested to see a debtor bring them to court and litigate it to the full extent of the law.

theking · 12-01-2011, 05:10 AM

Quote:

Originally Posted by oscer

"a sovereign nation located within the United States of America"

Funny this doesn't seem right i didn't think they were allowed to be there own nation ?

There are over 500 sovereign Indian nations located within the United States.

TheSquealer · 12-01-2011, 05:14 AM

Quote:

Originally Posted by Relentless

Most idiots won't fight it, but I'd be interested to see a debtor bring them to court and litigate it to the full extent of the law.

Which court and whose law?

theking · 12-01-2011, 05:18 AM

When President Clinton visited the Pine Ridge Reservation in South Dakota (the first President since President Franklin Roosevelt to visit an Indian Nation) the Chief of the Tribe greeted him with "As one sovereign leader to another...I welcome you."

CurrentlySober · 12-01-2011, 05:19 AM

Mehhh...

Check out the bottom of www.quickquid.co.uk

Thats what is really called interest...

Quote:

Representative 1734% APR.

BIGTYMER · 12-01-2011, 05:27 AM

Quote:

Originally Posted by baryl

"WESTERN SKY FINANCIAL is owned wholly by an individual Tribal Member of the Cheyenne River Sioux Tribe and is not owned or operated by the Cheyenne River Sioux Tribe or any of its political subdivisions. WESTERN SKY FINANCIAL is a Native American business operating within the exterior boundaries of the Cheyenne River Sioux Reservation, a sovereign nation located within the United States of America."

Between that and Indian Casinos I think we're square now.

Within the exterior boundaries? It's 5 am and I haven't had my red bull yet. Does that mean it's IN or OFF the reservation?

sojproductions · 12-01-2011, 07:26 AM

Companies like quickquid really really fuck me off, they prey on people in trouble and ruin their lives just that little bit more.

crockett · 12-01-2011, 01:58 PM

Quote:

Originally Posted by Relentless

Most idiots won't fight it, but I'd be interested to see a debtor bring them to court and litigate it to the full extent of the law.

Credit card companies do it all the time. Once someone stops paying they typically run the debit up at the very least 50% higher in late fees and so on.. So if you owed 2k for instance they will run it up to $3k in fees and high interest rates before "writing if off".

They then use shady lawyers to sue in local courts. A lot of these law firms are nothing more than fronts for debit collection companies that go for default judgments. Once they get that default judgment then eventually they are gonna get paid.

However the tick to getting away with the outrageous interest is the fact the transfer the debit to the law firm/debit collector and then it becomes a solid number that they can claim has no fees or interest as it was the former debit total. The only way the consumer can get the full details is if they do a debit validation early on in the process because the law is against the consumer once that time passes. (usually by the time they are getting sued it's too late")

Typically if people are defaulting on their loans they are gonna stop taking calls and start ignoring the tons of debit collection mail they get. The credit card companies & debit collectors use this to their advantage to get the money via the court system as a default.

Added to this the CC companies get to use it all as a tax write off as being a loss..

The whole system is nothing more than a scam and it's the reason the CC companies push harder to get people whom they know can't pay than to get "solid" customers with good credit. Simply put they make more money giving credit card to people that they know can't pay vs giving them to responsible people.

ottopottomouse · 12-01-2011, 02:06 PM

Quote:

Originally Posted by CurrentlySober

Mehhh...

Check out the bottom of www.quickquid.co.uk

Quote:

Representative 1734% APR.

Thats what is really called interest...

Pffft, cheapskate.

https://www.paydayloans90.co.uk/

APR: 2120%

wehateporn · 12-01-2011, 02:15 PM

?Gold is the money of kings; silver is the money of gentlemen; barter is the money of peasants; but debt is the money of slaves.? -Franz

NetHorse · 12-01-2011, 02:41 PM

Well, at least they're clear on how they plan to fuck you. People with no credit often need emergency short-term loans, it's a HUGE business for sure. The APR on these types of loans are ALL ridiculous, obviously some more than others.

OY · 12-01-2011, 02:46 PM

I think they are targeting crackheads that just have to have that loan of $2600 to settle with their demons. Then pray that they have a few good break-ins to pay it back. Pretty high risk clientele. I would charge that rate too in that case.

Otherwise, its ONLY IN AMERICA (and Columbia).

DaddyHalbucks · 12-01-2011, 02:55 PM

That's some heavy juice.

We're all in the wrong business.

LiveDose · 12-01-2011, 04:49 PM

I need to impregnate an Indian and set my family up for life.

11-30-2011, 06:42 PM	#1
Forest Confirmed User Industry Role: Join Date: Aug 2001 Location: Hollywood Fl. Posts: 8,980	139% apr on a $2600.00 Loan?? Holy Fuck! https://www.westernsky.com/LandingPa...1&s ubid=ABWS. im in the wrong fucking business

11-30-2011, 06:47 PM	#3
candyflip Carpe Visio Industry Role: Join Date: Jul 2002 Location: New York Posts: 43,061	Are those Native Americans who are able to get away with that? What's the affiliate program payout? __________________ Spend you some brain. Email Me Last edited by candyflip; 11-30-2011 at 06:48 PM..

11-30-2011, 06:55 PM	#6
oscer Confirmed User Industry Role: Join Date: Jan 2001 Location: Baltimore Posts: 2,834	I think this company is not allowed to operate in alot of States! __________________ XR Networks Dedicated \| VPS \| Shared Hosting ICQ 42602565

11-30-2011, 07:03 PM	#9
MaDalton I am Amazing Content! Industry Role: Join Date: Feb 2004 Posts: 39,828	i think they are trying to screw you in return for being screwed on that glass pearl deal.. __________________ AmazingContent.com - providing only the best content and service since 2003 Monetize your content on Veegaz.com - one of Germanies largest VOD sites Got German traffic? We convert it into money for you! Skype: madalton02826 - Email: oltecconsult [at] gmail [dot] com

11-30-2011, 10:40 PM	#10
Due Confirmed User Industry Role: Join Date: Mar 2001 Location: Murrieta, CA Posts: 3,620	If you google their name the first couple of pages with the exception of their own listings is either DA's or FTCs that is cracking down on them. Wondering if it's still profitable for them Obviously it wouldn't be a good business for them if they had a 5% APR while they have to defend so many lawsuits __________________ I buy plugs Skype: Due_Global /Due

11-30-2011, 06:53 PM	#5
baryl Confirmed User Industry Role: Join Date: Aug 2011 Location: Las Vegas Posts: 1,086	If someone is that fucking stupid then I just don't know what to say.

11-30-2011, 06:57 PM	#7
porno jew Too lazy to set a custom title Industry Role: Join Date: Nov 2006 Posts: 10,166	fuck whitey.

12-01-2011, 01:52 AM	#12
SleazyDream I'm here for SPORT Industry Role: Join Date: Jul 2001 Location: Phone # (401) 285-0696 Posts: 41,470	in canada a native reserve can have different laws then the rest of the country.... 10 grand in payments back in 3 years on $2600 is - well.... Jesus... that's JUICE I think there's laws here about interest not going over 30% or so... but there might be a loophole on a native reserve and since it's done via internet.... interesting mind you , the kind of people taking those loans at that interest rate are HIGH default clients...i wonder what percentage default on their loans? __________________ This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog! Now read without the word dog.

12-01-2011, 04:30 AM	#14
John-ACWM Work Work Work Industry Role: Join Date: Nov 2008 Location: EU Posts: 20,060	It is more crazy that many just need the money right away and don't care about reading the contract. __________________ Video Chat Forum

12-01-2011, 05:09 AM	#16
Relentless www.EngineFood.com Industry Role: Join Date: Aug 2006 Posts: 5,697	Most idiots won't fight it, but I'd be interested to see a debtor bring them to court and litigate it to the full extent of the law. __________________ Website Secure \| Engine Food ICQ# 266-942-896

12-01-2011, 05:18 AM	#19
theking Nice Kitty Industry Role: Join Date: Sep 2002 Location: The good old USA!!! Posts: 21,053	When President Clinton visited the Pine Ridge Reservation in South Dakota (the first President since President Franklin Roosevelt to visit an Indian Nation) the Chief of the Tribe greeted him with "As one sovereign leader to another...I welcome you." __________________ When you're running down my country hoss...you're walking on the fighting side of me! FOR THE LYING LOWLIFE POSTING AS PATHFINDER...https://gfy.com/fucking-around-and-pr...athfinder.html

12-01-2011, 07:26 AM	#22
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12-01-2011, 02:15 PM	#25
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12-01-2011, 02:41 PM	#26
NetHorse Confirmed User Industry Role: Join Date: Dec 2006 Location: Chicago Posts: 3,526	Well, at least they're clear on how they plan to fuck you. People with no credit often need emergency short-term loans, it's a HUGE business for sure. The APR on these types of loans are ALL ridiculous, obviously some more than others. __________________ ┌∩┐(◣_◢)┌∩┐ ICQ # 427013273

12-01-2011, 02:46 PM	#27
OY Industry Pioneer Industry Role: Join Date: Oct 2002 Location: USA/EU/ASIA Posts: 5,401	I think they are targeting crackheads that just have to have that loan of $2600 to settle with their demons. Then pray that they have a few good break-ins to pay it back. Pretty high risk clientele. I would charge that rate too in that case. Otherwise, its ONLY IN AMERICA (and Columbia). __________________ Around since 1997, and the company that introduced "Cascading Billing" in MPA3® Affiliate Management and Tracking Software Outsourcing With A Norwegian Twist - NordBits - Inquire within!

12-01-2011, 02:55 PM	#28
DaddyHalbucks A freakin' legend! Industry Role: Join Date: Feb 2004 Location: Las Vegas, Nevada USA Posts: 18,975	That's some heavy juice. We're all in the wrong business. __________________ Boner Money

12-01-2011, 04:49 PM	#29
LiveDose Show Yer Tits! Industry Role: Join Date: Feb 2002 Location: Somewhere Out there... Posts: 25,792	I need to impregnate an Indian and set my family up for life. __________________ Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal