Commerce Gate SCAM.

[the indigo]

Commerce Gate (cgbilling.com) does not provide ANY refund on transaction of xxxblackbook.com which is another big scam.

90% of the profiles are fake, emails are fake (bots), just trying to defraud the customer in upgrading/join. This is backed by their Merchant (Commerce Gate) which does not provide any refund.

At first, they play you around by telling you to contact each other, then when you tell the merchant it's their fucking job to process and refund, and don't due to the TOS.

I have never chargedback in my life, own paysites and provide refunds without any question and I will gladly tell Visa to Chargeback this transaction as well as their business methods.

Some people in this industry need to steal to make a few bucks. How pathetic.

[fris]

so you signed up for a dating site and want to chargeback cause you werent happy?

[lazycash]

And you're just now figuring out how adult online dating works?

[Barefootsies]

And you're just now figuring out how adult online dating works?

[BradM]

Sept 2001 regdate and it's 2009 now. How is it possible you don't know how the internet works within that gap?

[the indigo]

Because I never had to promote bullshit cam sites during my 10 years in this industry. I'm into quality paysites...

And sorry but AFF is not that shitty. Whoever process for an adult site should be able to refund a customer proving he has been frauded, period.

[the indigo]

Sept 2001 regdate and it's 2009 now. How is it possible you don't know how the internet works within that gap?

Maybe I'm just a good in marketing and don't need to screw people to make a living out of it.

Anyway, the remark was towards the Merchant & Refund. I can't believe they keep under the 1.5% Visa EU threshold.

[quantum-x]

..and it didn't occur to you to contact CommerceGate directly because?

Do you think they sit on GFY 24/7 waiting to answer your support requests?

[SleazyDream]

................ due to the TOS.

laws are built on a little thing called CONTRACTS.

you have a choice to agree to them, then you're bound by them.

sure there's ways around them, but that's only if you want to BREAK the contract.

so what you're saying is you want to BREAK your contract.

am I understanding that right?

[lazycash]

Because I never had to promote bullshit cam sites during my 10 years in this industry. I'm into quality paysites...

And sorry but AFF is not that shitty. .

First you said dating, now its cams? I can assure you that there have been plenty of paysites that do the same thing you're referring to and worse. If you've read gfy at all in the last year you'd know what I'm talking about.

[~Ray]

isn't that a loadedcash website?

[DateDoc]

laws are built on a little thing called CONTRACTS.

you have a choice to agree to them, then you're bound by them.

That is assuming the contract is legal and enforceable. A website's TOS, however legal sounding it may be, is not law.

[12clicks]

That is assuming the contract is legal and enforceable. A website's TOS, however legal sounding it may be, is not law.

Nor is it commerce gate's job to decide the legality of contracts.



So a surfer couldn't find a date. Sounds like a personal issue and not a billing issue.

[DateDoc]

Nor is it commerce gate's job to decide the legality of contracts.



So a surfer couldn't find a date. Sounds like a personal issue and not a billing issue.

Agreed, but it may be prudent for them to make sure their clients are on the up and up and if proven not to be to dissolve their business agreement with them. The website telling the member to contact Commerce Gate who tells the member to contact the website is helping no one. If the website's TOS says no refunds that should be the answer given when a member contacts the website asking for a refund.

[12clicks]

Agreed, but it may be prudent for them to make sure their clients are on the up and up and if proven not to be to dissolve their business agreement with them. The website telling the member to contact Commerce Gate who tells the member to contact the website is helping no one. If the website's TOS says no refunds that should be the answer given when a member contacts the website asking for a refund.

You should call commerce gates lawyers and explain the law to them.

[DateDoc]

You should call commerce gates lawyers and explain the law to them.

It has nothing to do with law and lawyers just good business practice to give the person the right and correct answer. Why send someone running in circles?

[seeandsee]

i will park my sig here

[SleazyDream]

That is assuming the contract is legal and enforceable. A website's TOS, however legal sounding it may be, is not law.

actually, it is. it's the governing rules of the agreement between a consumer and merchant that both agreed to.

[quantum-x]

actually, it is. it's the governing rules of the agreement between a consumer and merchant that both agreed to.

There are plenty of documented examples where this isn't the case.
Here's my TOS: When you purchase this product, you owe me your first unborn child.

A little more seriously, lots of stores use in this 'TOS' hidden gems like
- No refunds on item XYZ
- Item must be returned in original packaging for a refund
- Returns are levied a 10% 'restocking' fee.

Depending on your jurisdiction, these often used 'Terms of Service' - are totally illegal.
In Australia, for example, a merchant can demand all of the above, but none of the above are legally binding.

Normally all it takes is a quick call to the consumer watchdog and everything gets resolved - but in no situation is it the fault of the processing bank,,

[SleazyDream]

There are plenty of documented examples where this isn't the case.
Here's my TOS: When you purchase this product, you owe me your first unborn child.

A little more seriously, lots of stores use in this 'TOS' hidden gems like
- No refunds on item XYZ
- Item must be returned in original packaging for a refund
- Returns are levied a 10% 'restocking' fee.

Depending on your jurisdiction, these often used 'Terms of Service' - are totally illegal.
In Australia, for example, a merchant can demand all of the above, but none of the above are legally binding.

Normally all it takes is a quick call to the consumer watchdog and everything gets resolved - but in no situation is it the fault of the processing bank,,

no, it is the governing law.

some laws of a particular area will overrule what was decided upon as the law in a contract though. Laws are often in conflict with eachother, even government laws. If there is no overrulling law from a higher authority, whatever was agreed upon IS the law of that agreement.

[quantum-x]

no, it is the governing law.

some laws of a particular area will overrule what was decided upon as the law in a contract though. Laws are often in conflict with eachother, even government laws. If there is no overrulling law from a higher authority, whatever was agreed upon IS the law of that agreement.

Sure, but for the vast majority of consumer laws (refunds, etc etc) - it's all very firmly established - and again, would very seldom have anything to do w/ the processor (to bring this subject back down to earth...)

[the indigo]

..and it didn't occur to you to contact CommerceGate directly because?

Do you think they sit on GFY 24/7 waiting to answer your support requests?

Duh, I did twice, did you read?

[the indigo]

laws are built on a little thing called CONTRACTS.

you have a choice to agree to them, then you're bound by them.

sure there's ways around them, but that's only if you want to BREAK the contract.

so what you're saying is you want to BREAK your contract.

am I understanding that right?

WTF, if you sign a contract that says you are buying a home and you get a dog's home instead, it's called FRAUD, contract or not. That's why chargebacks and lawyers exist... duh.

[the indigo]

isn't that a loadedcash website?

Yes, and they don't give a fuck about spammers. I have seen many spams using their 'generic/vanilla' processing page iframed which is real hard to retrace. ie: https://ssl.eroticagateway.com

[the indigo]

So a surfer couldn't find a date. Sounds like a personal issue and not a billing issue.

LOL.

Look, I speak 2 languages linked to my region. To test the system, I used the non-english language to contact 50+ persons in the selected region, asking to reply in the non-english language if their profile was real. I did not leave any contact information or anything. It was clearly a test to see how many would respond a simple 'yes my profile is real - bye'. (profiles last visited under 48 hours)

I received no real answers at all. No wonder, all the profiles are above-average looking girls. The 2-3 short replies received were in english, by bots with no relevance to my initial message. Add the 'you were added by blahblah' and the random daily bots messages even when you have no image in your profile.

This is clearly a way to defraud people with a poor product. No wonder people are bashing me here, since most of you promote these scams.

Then you get have the Government trying to get into regulating the internet and the adult industry. This is only hurting all of us in the long term.

[the indigo]

Plus, loadedcash's TOS only mentions fees are not refundable upon membership termination.

The membership was active. Refund asked less than 1 hour after the join.

So they are breaking their TOS by canceling your membership before telling you it's not refundable, after asking you to contact the other site, and vice-versa to save time and bore the customer down. Great business practices!

Email to xxxblackbook: - We don't handle the processing, please contact Commerce Gate.

Email to CommerceGate: - Please contact the site for such requests.

Email back to Commerce Gate: You are the processor and processed my credit card, get a clue!

Reply: Your membership is now canceled, and we can not refund upon membership termination.

[lagcam]

Look, I speak 2 languages linked to my region. To test the system, I used the non-english language to contact 50+ persons in the selected region, asking to reply in the non-english language if their profile was real. I did not leave any contact information or anything. It was clearly a test to see how many would respond a simple 'yes my profile is real - bye'. (profiles last visited under 48 hours)

I received no real answers at all. No wonder, all the profiles are above-average looking girls. The 2-3 short replies received were in english, by bots with no relevance to my initial message. Add the 'you were added by blahblah' and the random daily bots messages even when you have no image in your profile.

This is clearly a way to defraud people with a poor product. No wonder people are bashing me here, since most of you promote these scams.

The membership was active. Refund asked less than 1 hour after the join..

What? What? What?

You didn't get a date, YOU acted like a bot, and you asked for a refund within one hour?

For a guy who took 8 years to learn about online dating, you are not very patient are you?