Transferwise

[HairyChick]

I saw it mentioned in another thread. I went to see the rates as compared to PayPal and merchant accounts.

Now I know the exchange rate varies but they say they use the average rate.

$1,000 usd sent from eu funds is about $875.00. That’s 12.5% approximately so I wonder what the exchange rates are in general. I know they charge a percentage fee but I didn’t find it yet.

I’d have to structure my fees and profits differently but charging foreigners more money seems greedy at first glance. I know it isn’t greed but consumers might not realize that the exchange rate is nuts.

A forty dollar order would cost $45 approximately. That isn’t too bad but larger orders will be hit hard. I could offer a ten percent discount on a future order but can’t let being nice affect my wallet.

Other than my merchant accounts aand PayPal, what other reputable company has decent rates for eu customers and doesn’t hurt me too badly? I’m hoping they use PayPal for convenience but demanding customers pay more money so I get paid the right usd amount just doesn’t sit right with me.

Besides recommendations, how do y’all deal with eu funds and being shorted money?

[Klen]

For EU funds is best revolut, but at the moment they are available only for EU clients. Tho, they announced how they will expand to US eventually.

[ladida]

Now I know the exchange rate varies but they say they use the average rate.

$1,000 usd sent from eu funds is about $875.00. That’s 12.5% approximately so I wonder what the exchange rates are in general. I know they charge a percentage fee but I didn’t find it yet.

A forty dollar order would cost $45 approximately.

What are you writing? 1000usd "sent from eu funds is about 875 USD" ?? What does that even mean.
40 Usd order would cost 45$ ? WTF

I have no idea what you're writing, but transferwise has the best conversion rates you can find. They are transfering at midmarket rate, and depending on currencies you're trading in you have very low fees. There's no 12.5% fee, i have no idea where you got this. Revolut has ok fees, however, they have monthly fee, and their conversions are not set in stone as it's not always clear what they use and what will you get, so i don't like that and because of that, and because transferwise gives you virtual bank accounts, transferwise wins easily. Someone who's just looking for card to draw funds from atm, revolut might be better.

[Klen]

What are you writing? 1000usd "sent from eu funds is about 875 USD" ?? What does that even mean.
40 Usd order would cost 45$ ? WTF

I have no idea what you're writing, but transferwise has the best conversion rates you can find. They are transfering at midmarket rate, and depending on currencies you're trading in you have very low fees. There's no 12.5% fee, i have no idea where you got this. Revolut has ok fees, however, they have monthly fee, and their conversions are not set in stone as it's not always clear what they use and what will you get, so i don't like that and because of that, and because transferwise gives you virtual bank accounts, transferwise wins easily. Someone who's just looking for card to draw funds from atm, revolut might be better.

Revolut also gives you virtual bank accounts for any currency almost. Currently i use it to get best conversion rate from EUR to USD.

[ZENRA]

What are you writing? 1000usd "sent from eu funds is about 875 USD" ?? What does that even mean.
40 Usd order would cost 45$ ? WTF

I have no idea what you're writing, but transferwise has the best conversion rates you can find. They are transfering at midmarket rate, and depending on currencies you're trading in you have very low fees. There's no 12.5% fee, i have no idea where you got this. Revolut has ok fees, however, they have monthly fee, and their conversions are not set in stone as it's not always clear what they use and what will you get, so i don't like that and because of that, and because transferwise gives you virtual bank accounts, transferwise wins easily. Someone who's just looking for card to draw funds from atm, revolut might be better.

Along with them prohibiting adult (and they do check), the mid-market rate is garbage unless you're transferring a lot. Why? Because their fees to send transfers are insanely high. Most other FX transfer services charge little to nothing to send whereas TransferWise sometimes charges $50USD+.

[thommy]

What are you writing? 1000usd "sent from eu funds is about 875 USD" ?? What does that even mean.
40 Usd order would cost 45$ ? WTF

I have no idea what you're writing, but transferwise has the best conversion rates you can find. They are transfering at midmarket rate, and depending on currencies you're trading in you have very low fees. There's no 12.5% fee, i have no idea where you got this. Revolut has ok fees, however, they have monthly fee, and their conversions are not set in stone as it's not always clear what they use and what will you get, so i don't like that and because of that, and because transferwise gives you virtual bank accounts, transferwise wins easily. Someone who's just looking for card to draw funds from atm, revolut might be better.

100% agree.
actually there is no cheaper and faster service available - no matter if you work with one or hundreds of currencies.

[Paul&John]

So far have used transferswise twice, the midmarket rate was nice and was charged a ~1eur fee for the transfer. so I'm happy as fuck :P

[ladida]

Revolut also gives you virtual bank accounts for any currency almost. Currently i use it to get best conversion rate from EUR to USD.

I dont think you know what is a "virtual bank account". Key word here, BANK, as in, you can receive swift/ach/sepa into it. Revolut has uk and eu, tw has USD and AUD as well, it's why its lagging behind transferwise. Virtual currency account is not a bank account. You guys need to know what you're using, you going to get shafted by revolut hidden fees you won't even know what hit you.

Along with them prohibiting adult (and they do check), the mid-market rate is garbage unless you're transferring a lot. Why? Because their fees to send transfers are insanely high. Most other FX transfer services charge little to nothing to send whereas TransferWise sometimes charges $50USD+.

What the fuck are you writing? Are you guys on drugs or something?
They don't prohibit adult, where do you get this?
You get charged what ? To send what????

I have sent 5000 eur from 1 account to other with 0 fees. FREE. I have also sent sepa payments with fraction of cost what the bank would charge me (around 1euro compared to 15euros from bank). I've also received adult payments to my usd bank account without hassle. You can't use the account to buy hookers or porn membership, but you can get affiliate payment or other work payment.

O yea, most beneficial thing of using TW is god damn live chat with an actual competent person behind the chat, and not some indian guy citing stuff from the paper.

[HairyChick]

What are you writing? 1000usd "sent from eu funds is about 875 USD" ?? What does that even mean.
40 Usd order would cost 45$ ? WTF

I have no idea what you're writing, but transferwise has the best conversion rates you can find. They are transfering at midmarket rate, and depending on currencies you're trading in you have very low fees. There's no 12.5% fee, i have no idea where you got this. Revolut has ok fees, however, they have monthly fee, and their conversions are not set in stone as it's not always clear what they use and what will you get, so i don't like that and because of that, and because transferwise gives you virtual bank accounts, transferwise wins easily. Someone who's just looking for card to draw funds from atm, revolut might be better.

I’m not an ATM person (automatic teller machine) and would transfer funds to PayPal or my bank account

.$1000 eu gets me $875 usd or 12.5%.
.$45 eu gets me $45 at that rate

The site isn’t adult. I’m not going to pay a monthly fee as I don’t know if the business will succeed. I don’t want to rely on PayPal.

I might just end up using a merchant account to avoid big fees unless y’all can offer other options.

You didn’t understand what I said but each statement was clarified by an explanation

[Klen]

I dont think you know what is a "virtual bank account". Key word here, BANK, as in, you can receive swift/ach/sepa into it. Revolut has uk and eu, tw has USD and AUD as well, it's why its lagging behind transferwise. Virtual currency account is not a bank account. You guys need to know what you're using, you going to get shafted by revolut hidden fees you won't even know what hit you.

I know very good what is virtual bank account lol. Tho the thing with bank accounts how they can be "fake", for example it can have normal info as any other bank account but in reality it can be "routing thing", for example like paxum have it, where you can receive wire from third party to your paxum account, but it's not real bank account , just some routing thing.So dont know is revolut account real bank account or the routing thing, but they do work same as classic bank account. Also not sure to what hidden fees you refer, as it cost me nothing to receive and send wires there , regardless is it EUR and USD currency.

[Klen]

What the fuck are you writing? Are you guys on drugs or something?
They don't prohibit adult, where do you get this?
You get charged what ? To send what????

I have sent 5000 eur from 1 account to other with 0 fees. FREE. I have also sent sepa payments with fraction of cost what the bank would charge me (around 1euro compared to 15euros from bank). I've also received adult payments to my usd bank account without hassle. You can't use the account to buy hookers or porn membership, but you can get affiliate payment or other work payment.

O yea, most beneficial thing of using TW is god damn live chat with an actual competent person behind the chat, and not some indian guy citing stuff from the paper.

Both revolut and transferwise not allowing adult, tho what we are doing here is B2B transactions(like affiliate payment)and as such is not considered adult, hence all e-wallet/fintech systems allow it.
And also, do you know does transferwise have p2p transfers(sending funds from one transferwise account to another)

[JuicyBunny]

Transferwise works out great. What Klentelaris said. p2p works out very well.

[HairyChick]

Just researching and came up with about ten more including Xoom, OFX, WorldRemit, Azimo, CurrencyTransfer, xe and more. TransferWise is recommended by most and PayPal too. All say avoid your bank as fees are too high. PayPal is great for low amount transactions under $500 but over that the fees are high.

Germany had the highest exchange rate cost. 3.5% vs .05 & 1.0% for the rest. Hopefully I’ll get few customers from there.

[Klen]

Transferwise works out great. What Klentelaris said. p2p works out very well.

Good to know that, there is ad network which use transferwise as deposit method so it will come handy to avoid paypal for which deposit they take 4% fee.

[ladida]

You didn’t understand what I said but each statement was clarified by an explanation

I did not understand because what you wrote is not understandable. Re-read what you wrote, and tell me what language it is written in. The fees you mention also have no sense and you're just making up stuff out of your ass for god knows what reason. Maybe better to not go through with what you're doing as you don't seem to know what you're doing as it is.

I know very good what is virtual bank account lol.

Okay, if you do know it very well, give me your revolut USD bank account number so i can send you ach for example.
I can give you mine for transferwise. This shouldn't pose a problem, since well, you stated revolut has "virtual bank accounts" in almost all currencies. It has them in only 2.
I can't believe you guys are using stuff you don't understand, no wonder you dont know where "hidden fees" for revolut are. Try to google it like that "revolut hidden fees".
Here, educate yourselves at least in some way

Both revolut and transferwise not allowing adult, tho what we are doing here is B2B transactions(like affiliate payment)and as such is not considered adult, hence all e-wallet/fintech systems allow it.
And also, do you know does transferwise have p2p transfers(sending funds from one transferwise account to another)

Which is exactly what i replied to the guy saying "they dont allow adult". They allow what people are asking here about, but you cant buy hookers.
there's no fee for p2p in same currencies, if you're sending in other currency obviously, there's a "fee" which is the standard fee you would get on your account if you transfered between currencies.

[thommy]

Good to know that, there is ad network which use transferwise as deposit method so it will come handy to avoid paypal for which deposit they take 4% fee.

we can do tranferwize
but for some reason not many are using it - i can´t understand that as this is by far the best option when you deal with different currencies.

lets check the rate € to US right now

the official market rate is 1,1336 U$ for 1 euro

transferwise rate = 1.13355 U$ for 1 euro (and this is GUARANTEED for the next 48 hours)

paypal rate = 1.0938 U$ for 1 euro plus fees

[Klen]

Okay, if you do know it very well, give me your revolut USD bank account number so i can send you ach for example.
I can give you mine for transferwise. This shouldn't pose a problem, since well, you stated revolut has "virtual bank accounts" in almost all currencies. It has them in only 2.
I can't believe you guys are using stuff you don't understand, no wonder you dont know where "hidden fees" for revolut are. Try to google it like that "revolut hidden fees".
Here, educate yourselves at least in some way

It cant receive ACH as Revolut is UK bank while ACH is local US transfer, it can receive only international wire. And when it comes to those "hidden fees", they dont apply to me as i only used sepa/wire transfers within it and it cost zero to receive and send them while in that link it applies to cards.
But the key here, is not to determine, is "revolut better then transferwise and vice-versa" but for what kind of transaction each of those services is best. So at the moment i am sure how revolut is best for converting EUR to USD, and receiving/sending SEPA transfers, while for sending wire transfers it depend on several factors as SWIFT protocol is crap. Transferwise could be better for receiving and sending USD only.

[Klen]

we can do tranferwize
but for some reason not many are using it - i can´t understand that as this is by far the best option when you deal with different currencies.

lets check the rate € to US right now

the official market rate is 1,1336 U$ for 1 euro

transferwise rate = 1.13355 U$ for 1 euro (and this is GUARANTEED for the next 48 hours)

paypal rate = 1.0938 U$ for 1 euro plus fees

Ideal scenario would be if everyone would switch to EUR/SEPA transfers, and then would be zero needs for any fintech/e-wallet nonsense.

[thommy]

Ideal scenario would be if everyone would switch to EUR/SEPA transfers, and then would be zero needs for any fintech/e-wallet nonsense.

this is standard with european companies but in US there are still companies paying by check - what is a mess for european affiliates and costs more to cash it as to throw it in the bin.

but even sepa is not that fast as transferwise. imagin that you can receive the money 1 second after i send it from an ATM machine.
I have never seen any bank doing that apart from asian countries.

[Klen]

this is standard with european companies but in US there are still companies paying by check - what is a mess for european affiliates and costs more to cash it as to throw it in the bin.

Yep i was working last year mostly with one European company and was getting payments mostly in EUR but this year i switched to another company which pays in USD and for that privilege i need to pay 35$ for their sending fees. I wish i could work only with EU companies having EUR only but that's not realistic as it would conflict with dollar per click goal.

[thommy]

Yep i was working last year mostly with one European company and was getting payments mostly in EUR but this year i switched to another company which pays in USD and for that privilege i need to pay 35$ for their sending fees. I wish i could work only with EU companies having EUR only but that's not realistic as it would conflict with dollar per click goal.

what kind of companies are you looking for or working with ?

[ZENRA]

I dont think you know what is a "virtual bank account". Key word here, BANK, as in, you can receive swift/ach/sepa into it. Revolut has uk and eu, tw has USD and AUD as well, it's why its lagging behind transferwise. Virtual currency account is not a bank account. You guys need to know what you're using, you going to get shafted by revolut hidden fees you won't even know what hit you.

What the fuck are you writing? Are you guys on drugs or something?
They don't prohibit adult, where do you get this?
You get charged what ? To send what????

I have sent 5000 eur from 1 account to other with 0 fees. FREE. I have also sent sepa payments with fraction of cost what the bank would charge me (around 1euro compared to 15euros from bank). I've also received adult payments to my usd bank account without hassle. You can't use the account to buy hookers or porn membership, but you can get affiliate payment or other work payment.

O yea, most beneficial thing of using TW is god damn live chat with an actual competent person behind the chat, and not some indian guy citing stuff from the paper.

They do prohibit adult: https://i.imgur.com/fvmDDBl.jpg
https://transferwise.com/acceptable-use-policy-eea

They may not check right away, but they will eventually look into your company details. We originally had a business account there to send royalties into Japan and after a few months using it, it was deactivated and they emailed us saying (paraphrasing): "It looks like you are involved in the adult industry so we cannot send payments for you."

TW runs a useful service, but they're far from the disruption company they claim. There's quite a few other FX transfer companies that have been around before them that do the same thing, don't explicitly prohibit adult, and you probably will save even more money.

Also the last time I used TW, you couldn't even do batch payments. If you had to pay 8 different entities, you had to make 8 different transfers. With the transfer companies we use now, we only make one order for all 8 (for example) and there's still 0 fees with a very nice conversion rate.

Stick with TW if you want, but it's not the best deal in town and they may terminate your account for clearly violating their AuP.

[ZENRA]

Both revolut and transferwise not allowing adult, tho what we are doing here is B2B transactions(like affiliate payment)and as such is not considered adult, hence all e-wallet/fintech systems allow it.
And also, do you know does transferwise have p2p transfers(sending funds from one transferwise account to another)

TransferWise will not allow B2B adult.
It's possible to fly under their radar, but B2B was exactly what we were doing until they deactivated us for that reason.

If doing a search for your company details along with the recipients of your transfers turns up nothing XXX, then you'll probably be fine. Otherwise, only time will tell when they may take action.

[Klen]

what kind of companies are you looking for or working with ?

Product owners mostly.

[jscott]

Transferwise is awesome, i pay about $10 fee per $1000

[HairyChick]

I did not understand because what you wrote is not understandable. Re-read what you wrote, and tell me what language it is written in. The fees you mention also have no sense and you're just making up stuff out of your ass for god knows what reason. Maybe better to not go through with what you're doing as you don't seem to know what you're doing as it is.

.

You’re obviously dumb as a doorknob. The fees I wrote about make sense to intelligent people so of course you don’t understand.

$1,000 sent to me. I get $875. That’s $125 in fees or 12.5% . Which part makes no sense to you? The math too hard to compute?

$40 sent to me costs the customer $45. That’s about 11.?%.

Next lesson we’ll teach you how to count to ten.

I definitely know what I’m doing or I’d not be doing it. I don’t sit on GFY all day bashing threads and people. Obviously your life sucks and your enjoyment is putting down the people with a brain. Jealousy is funny when it comes from people who choose to waste their lives rather than earn a good living.

You go on and think you’re the best at putting others down to make yourself look better. it’s good company in your cold, lonely life.

[XMerchant]

Transferwise will shut your account down if they find out your business has anything at all to do with adult. It just happened to us, no notice, no warning, just account blocked, after months of business and over $100K of payments sent. Another righteous financial institution trying to uphold high morals lol! I think charging 12.5% transfer fees is less moral than being in the adult industry, just sayin'...

[TheAccountant]

You’re obviously dumb as a doorknob. The fees I wrote about make sense to intelligent people so of course you don’t understand.

$1,000 sent to me. I get $875. That’s $125 in fees or 12.5% . Which part makes no sense to you? The math too hard to compute?

$40 sent to me costs the customer $45. That’s about 11.?%.

Next lesson we’ll teach you how to count to ten.

I definitely know what I’m doing or I’d not be doing it. I don’t sit on GFY all day bashing threads and people. Obviously your life sucks and your enjoyment is putting down the people with a brain. Jealousy is funny when it comes from people who choose to waste their lives rather than earn a good living.

You go on and think you’re the best at putting others down to make yourself look better. it’s good company in your cold, lonely life.

Are you sure that you didn't sent USD and got EUR? Cause $1,000 is equal to EUR 880 and $45 is equal to EUR 40.

[jscott]

Are you sure that you didn't sent USD and got EUR? Cause $1,000 is equal to EUR 880 and $45 is equal to EUR 40.

I was thinking the same thing

[TheAccountant]

I was thinking the same thing

Yes, reading again the first post I'm pretty sure that the OP thinks that the difference between currencies is just a fee to pay to the exchange service.

[ZENRA]

Transferwise will shut your account down if they find out your business has anything at all to do with adult. It just happened to us, no notice, no warning, just account blocked, after months of business and over $100K of payments sent. Another righteous financial institution trying to uphold high morals lol! I think charging 12.5% transfer fees is less moral than being in the adult industry, just sayin'...

See thread posters? Another 'disruption' company that doesn't do anything new and also is anti-adult. It's also ironic their early advertising had all their employees running around nearly naked: https://www.youtube.com/watch?v=nXV8_bCq12I

TransferWise is the only FX transfer company I know of that clearly prohibits adult.
There are others and none I've encountered mention adult or porn proscriptions in their ToS's which makes them a bit safer to use for our industry's B2B needs.

[ladida]

It cant receive ACH as Revolut is UK bank while ACH is local US transfer

I know very good what is virtual bank account lol.

Ok, so we established you dont know what a virtual bank account is. Let's move on now.

They do prohibit adult

Stick with TW if you want, but it's not the best deal in town and they may terminate your account for clearly violating their AuP.

The tos states what i wrote above. I've been using them for a little over a year now with adult, no problems. If what you're saying is true, then name that other company you're using so it can be back up. Does it have virtual bank accounts in different currencies?

You’re obviously dumb as a doorknob

Ok, let's see about that.

$1,000 sent to me. I get $875. That’s $125 in fees or 12.5% . Which part makes no sense to you? The math too hard to compute?

Lol, can you show that transaction? That did not happen, you are just too dumb do comprehend currency conversions

So, 1000 USD gets you around 870 eur on today's date. The fees are even listed on the site. It's quite embarrasing at this point. It goes along with "$1,000 usd sent from eu funds is about $875.00". You never explained what is "1000$ USD sent from eu funds" Poor guy doesn't understand currencies, he thinks USD is a global currency, just goes by counter name. EU$, Japan $, Chinese $, Russian $. It's all $, just prefix the country

Are you sure that you didn't sent USD and got EUR? Cause $1,000 is equal to EUR 880 and $45 is equal to EUR 40.

He's lost in time and space.

TransferWise is the only FX transfer company I know of that clearly prohibits adult.
There are others and none I've encountered mention adult or porn proscriptions in their ToS's which makes them a bit safer to use for our industry's B2B needs.

Name them, i'm not married to TW, what is better then them (revolut isn't).

[HairyChick]

Are you sure that you didn't sent USD and got EUR? Cause $1,000 is equal to EUR 880 and $45 is equal to EUR 40.

I haven’t sent anything. I’m just researching for a future project. Many of y’all are from Europe so I thought you’d be the best to ask. So far I’ve gotten good information I don’t expect a lot of European customers but want to make it easy for y’all to pay.

Your figures are about the same as mine but for $5 on the $1,000 order. May be a different exchange rate today than last week. I know I won’t know exact figures until payment is made.

[HairyChick]

Yes, reading again the first post I'm pretty sure that the OP thinks that the difference between currencies is just a fee to pay to the exchange service.

Wrong. The fees aren’t included in my figures and I believe I stated that the amounts were rough and not exact.

Percentage rate matters but so does the fees. Those don’t fluctuate daily. I’m learning this stuff but feel I’m on the right track.

I recently had to research Germany exchange rates for mom as the commonwealth reported that she is owed money from the tax office. She and my dad had stocks/investments and are owed $5,600. It seemed fishy as my mom is too smart to leave five grand plus in a neglected bank account! I did a lot of research and it’s legit.

Hell, I’m owed $155.33 by a bank that left the area. No way did I leave money in the bank and forget about it. I signed the form stating that all monies paid were legally mine and no refunds or seizures were allowed!

[HairyChick]

Ok, so we established you dont know what a virtual bank account is. Let's move on now.


The tos states what i wrote above. I've been using them for a little over a year now with adult, no problems. If what you're saying is true, then name that other company you're using so it can be back up. Does it have virtual bank accounts in different currencies?

Ok, let's see about that.

Lol, can you show that transaction? That did not happen, you are just too dumb do comprehend currency conversions

So, 1000 USD gets you around 870 eur on today's date. The fees are even listed on the site. It's quite embarrasing at this point. It goes along with "$1,000 usd sent from eu funds is about $875.00". You never explained what is "1000$ USD sent from eu funds" Poor guy doesn't understand currencies, he thinks USD is a global currency, just goes by counter name. EU$, Japan $, Chinese $, Russian $. It's all $, just prefix the country

He's lost in time and space.

Name them, i'm not married to TW, what is better then them (revolut isn't).

Looking down, I see lotsa bush but no tree in my forest. Hence, he is a she.

$1,000 usd sent from eu funds is $875. Let me break it down again. Someone in Europe theoretically owes me $1,000 usd. They send $1,000 usd to me. I get an equivalent of $875 eu funds. I lose 12.5% on that transaction. Then there are exchange fees to the processor. Each sets their own fee schedule and it doesn’t change due to conversion rates.

Granted, I might be using the wrong terminology, but I ran the $1,000 usd figure through at least eight processor websites and got the same results. Without fees, that is.

My foreign customers always paid via credit card and occasionally international money order. I’d call my bank, ask how much they had to pay so I’d get full usd due, and charge that amount. I had about two hundred customers out of the USA each issue of my magazine and more for paysites. I occasionally got foreign money in the mail. The exchange rate at the bank was ridiculous. More often than naught, I’d return it to my customer and request usd.

For online transactions, the banks pass on the charges so I’d get full payment.

[gorillaz_]

It's also ironic their early advertising had all their employees running around nearly naked: https://www.youtube.com/watch?v=nXV8_bCq12I

fap time ....

[ladida]

$1,000 usd sent from eu funds is $875.

God. Do you trample on your own feet while you're walking? Do you not understand this doesn't make sense. There is no "eu funds 1000 USD". How do i explain this to you god. You have USD, you have EUR. They are different currencies rofl. You have no notion of what a currency is.
If someone sends you 1000 USD, you get 875 EUR, not "$875 eu funds". You get $1000 USD in Eu funds, which is 875 EUR, but still 1000 USD.

Someone in Europe theoretically owes me $1,000 usd. They send $1,000 usd to me. I get an equivalent of $875 eu funds

No you don't.

Granted, I might be using the wrong terminology

There's much more you are using wrong then just terminology.

[HairyChick]

God. Do you trample on your own feet while you're walking? Do you not understand this doesn't make sense. There is no "eu funds 1000 USD". How do i explain this to you god. You have USD, you have EUR. They are different currencies rofl. You have no notion of what a currency is.
If someone sends you 1000 USD, you get 875 EUR, not "$875 eu funds". You get $1000 USD in Eu funds, which is 875 EUR, but still 1000 USD.

No you don't.


There's much more you are using wrong then just terminology.

You are without a doubt the cruelest person in the world. If you think your first sentence is funny, it isn’t. It’s the most nasty thing said on this forum in years and that’s saying a lot.

Then you have a shit fit because I add FUNDS to my sentences. Tough noogies. I’ll continue to use it as I prefer to do so. You may recognize Eur as European funds but not everyone else does.

I’m done wasting my time with you. Have a good time picking apart my threads. Obviously you need to bash people to make yourself feel better. Like I said, sad lonely life.

[Konda]

.$1000 eu gets me $875 usd or 12.5%.
.$45 eu gets me $45 at that rate

Holy shit



PS be careful to use Transferwise to send or receive money from companies that are related to the adult industry, even if it's just an affiliate program or traffic network with a non adult name. Our account was shut down because of 'being involved in the adult industry'. I guess they sometimes know or Google the company names and if it's clear that it's an adult company they close your account.

[ladida]

You are without a doubt the cruelest person in the world. If you think your first sentence is funny, it isn’t. It’s the most nasty thing said on this forum in years and that’s saying a lot.

So you're a snowflake as well.

You may recognize Eur as European funds but not everyone else does.

My god. No, EUR = euro = currency. Same as "us funds" is called a dollar, or "japan funds" called yen. Eur is not european currency because there's way more currencies in europe other then euro.

[ZENRA]

Ok, so we established you dont know what a virtual bank account is. Let's move on now.


The tos states what i wrote above. I've been using them for a little over a year now with adult, no problems. If what you're saying is true, then name that other company you're using so it can be back up. Does it have virtual bank accounts in different currencies?

You now have three different people in this thread saying TW shuts down adult with two saying they were literally told it was for that reason. Feel free to keep using them while hoping you remain under the radar.

I absolutely will NOT name the other companies we use. With anything banking related and adult, you don't show your cards to anyone.

[ladida]

You now have three different people in this thread saying TW shuts down adult with two saying they were literally told it was for that reason. Feel free to keep using them while hoping you remain under the radar.

Have you seen me saying that is not true? I based it on my own experience and their tos. Obviously if people are getting shut down it can happen, and obviously i will keep using them untill i get shut down. I asked also what other thing you have been using, but you reply was

I absolutely will NOT name the other companies we use. With anything banking related and adult, you don't show your cards to anyone.

Basically proving you have nothing to offer in the thread discussion. Yea, im pretty sure what you're using is super duper low profile that a few google searches wouldn't reveal. It's so much important what your card service is that if you name it, your whole business will collapse )))))). More like you're not using anything, or you're flying under the radar there as well which would effectively put your whole participation in this thread to 0.

[JuicyBunny]

Good thread.