Fiddy lies from Gary
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Its a debit card... indeed it is... but it allows credit, usage of going past your overdraft. You have to be over 18 to own one.No it doesn't. Which is why 16 year olds could get it.
Please, for the love of god, stop lying. Here is the proof:
"Switch was a debit card in the United Kingdom."
http://en.wikipedia.org/wiki/Switch_%28debit_card%29
You dribbling fuckstick.
Please stop now you intolerable old fool
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Oh god. It was a debit card, not a credit card. I am not sure you understand what the words mean even.
I already post a link that proves you are wrong. Again.
No you had to be 16.
As the link proves.
I find it hard to believe you REALLY are this stupid. But whatever.Comment
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I am accusing you of lying. You said I left school at 14 & that I am lying about opening a shop.
Banned, EH??? are you really that senile? You lied and said I didnt own a petshop at 16 and left school at 14. I did own Castle pets & left school at 16. You also said that the only Castle Pets was in BRIGG, stating I lied, yet have proved that there was a castle pets in Bedford, of which I owned.
You also state anyone can own a switch card at 16, which is untrue. I owned one at 16, and therefore you should be asking, why am I so lucky & you are left looking like a twat....
Answer, its because you're ignorant... you shall have to change your way, you shall never find happiness
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Personally, its great to have the good news, its helpful to have the bad, but its best to enjoy your own life & not be so obsessed with others or you end up bald or grey & senile way way to fast
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I meant 16. You did lie about being a director of a company. Anyone can seach at companies house to see that.
So post proof I am lying, or be banned.
Yes. Banned. Like you are from most of the other forums.
Well companies house has no record of you being a director there. Or it being a company. So, yes, you are lying. Post proof otherwise.
No it isn't. Anyone can because they do not have credit facilities. It is purely a debit card. Although it doesn't exist now and has been replaced with maestro
Proof
Yes, anyone could get one at 16. That was the POINT of them. They were not credit cards, but debit only cards. I've already put up links proving I am right and you are a liar. Why are you carrying on?
Post some links proving me wrong.
Oh wait.
You can't because you are lying.
Again.

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Damian, you must be very stupid to continue this...I meant 16. You did lie about being a director of a company. Anyone can seach at companies house to see that.
Yes, anyone could get one at 16. That was the POINT of them. They were not credit cards, but debit only cards. I've already put up links proving I am right and you are a liar. Why are you carrying on?
Post some links proving me wrong.

ring the bank, say youre 16 and that you want a switch card... you wont get one unless you are over 18!....
I owned my shop at 16, a company director of Castle pets. I do not have to prove crap. You should be ashamed of yourself, acting like a spoilt ignorant twat, not believing it. My name was on the cheque book.Comment
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So far, I havent lied once... oh & to give another wiki finding
"You must be at least 18 years old to enter into a valid contract; minors cannot. So you cannot get a bank account or debit card or credit card in your own name. Therefore, even if you are now earning your own money from an after-school/summer job, you will need to go to the bank with your parents to open a checking account and then get a debit card. Both you and yor parents must bring two proofs of identity, Social Security numbers, etc. acceptable to the bank."
A statement on a find like yours....
http://answers.yahoo.com/question/in...1064308AAlRU7e
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I wouldnt believe all you see on there.. I think he does a porn beer for promotion, like giving bullshit back handers, Im not paying him and money, I took his affiliate code from him & hes gave a write up which isnt the nearest to the truth
Shame on Damian
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Chuck all that rubbish out and pour some Ribena in itTry putting coconut cream into rice pudding, gives it a lovely flavor.
Things like shredded coconut, vanilla, fresh lemon rind, cinnamon are always nice as well.
I always add sultanas to mine.
Then cut up a banana and add it to the rice pudding when I eat it.
Yummy, time for lunch.
↑ see post ↑
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Gary, Switch cards were phased out years ago. If you read the links I post you'd see that.
"Switch was launched in 1988 by Midland Bank, National Westminster Bank and the Royal Bank of Scotland as a multifunction cheque guarantee and cash card. The brand was merged with Maestro, an international debit card brand owned by MasterCard, in 2002. This merger has been referred to as the "penguin wedding," with distinctive advertisements of penguins in different international settings created by Joel Veitch. Since then, banks have been migrating customers from Switch to Maestro.[1]"
http://en.wikipedia.org/wiki/Switch_%28debit_card%29
And yes, you can get a Maestro, the replacement of Switch at 16, just as you could get a Switch card at 16 as my links proved.
Why are you harassing me continually lying and stalking me? Please stop.
Well, I posted proof that there was no company called that that had you as a director.
You were not a company director of Castle Pets aged 16. Please stop lying and stop posting in every thread I start trying to fuck it up. It just makes you look like a mentalist.Comment
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Gary. Yahoo Answers and Wikipedia are really different things. One is factual, the other has retarded idiots posting anything on there.
I promise you, any 16 year old can get a debit card.
Proof: http://forums.moneysavingexpert.com/....php?t=1141447
In fact, an 11 year old can:
http://www.maestrocard.com/uk/solocard/faqs.html
You make this so easy.
You swear, call me names, libel me, lie and post incorrect opinion. I post proof you are talking shit.
It makes me feel bad really. Like shooting a puppy in the face. You can't help being this stupid. But please, stop posting in every thread. It's just weird.Last edited by DamianJ; 05-31-2011, 08:44 AM.Comment
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They do not.
They did allow people to go overdrawn as the system did not at the time take cash out at time of purchase. It could be several days later. So you could spend more than you had in your account. However that is not the same as credit.
I belive the new debit cards take cash instantly from your account. So in theory you cannot spend more than you have.
One presumes if you ran a shop you would know this far more than anyone.Comment
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Gary, Switch cards were phased out years ago. If you read the links I post you'd see that.
"Switch was launched in 1988 by Midland Bank, National Westminster Bank and the Royal Bank of Scotland as a multifunction cheque guarantee and cash card. The brand was merged with Maestro, an international debit card brand owned by MasterCard, in 2002. This merger has been referred to as the "penguin wedding," with distinctive advertisements of penguins in different international settings created by Joel Veitch. Since then, banks have been migrating customers from Switch to Maestro.[1]"
http://en.wikipedia.org/wiki/Switch_%28debit_card%29
And yes, you can get a Maestro, the replacement of Switch at 16, just as you could get a Switch card at 16 as my links proved.
Why are you harassing me continually lying and stalking me? Please stop.
Well, I posted proof that there was no company called that that had you as a director.
You were not a company director of Castle Pets aged 16. Please stop lying and stop posting in every thread I start trying to fuck it up. It just makes you look like a mentalist.
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Damian, Divvy, liars.
Switch cards were cheque gaurentee cards which give anyone the ability to use credit. Its a debit card giving credit.
18 years old...
Damian... no matter what you say, you sound like a very young idiot, believing nothing anyone says. Does it matter to me if I owned Castle pets or not....
I owned it, I ran it, I made profit from it.
Are you seriously jealous of me to continue the way you do?Comment
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do you not understand that a check does not give credit.Damian, Divvy, liars.
Switch cards were cheque gaurentee cards which give anyone the ability to use credit. Its a debit card giving credit.
18 years old...
Damian... no matter what you say, you sound like a very young idiot, believing nothing anyone says. Does it matter to me if I owned Castle pets or not....
I owned it, I ran it, I made profit from it.
Are you seriously jealous of me to continue the way you do?
in order to get a credit card one needs to be 18 and sign a contract.
of course pre-pay credit cards are slightly different. but they do not gve credit.Comment
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Gary I did own at 14 (or 15) a switch card.
they had just come out.
yes your right they were a replacment for check books. they did not provide credit at all. as i stated in the early days the payment did not come out of your account direct. somtimes it took days, and in fact i remeber a payment taking weeks.
so often people would spend more than they had. say on wed they may spend more than what was in the account as by friday there pay had gone into there account to cover the debit payments. it was a student trick.
but these cards never gave credit. they were an electronic form of check book with the added bonus of also being a bank cash machine card. this was not credit.
as i say if you realy did run a shop you would know this.
you have stated i lied. i hope you will retract this. i did own a switch card under the age of 16.Comment
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Don?t join the site. Unless you are a proper spack.
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It wasnt a replacement for a cheque book, it was a card that was also a cheque garentee card. This meant that people could spend decent money on their cheques and garentee them.Gary I did own at 14 (or 15) a switch card.
they had just come out.
yes your right they were a replacment for check books. they did not provide credit at all. as i stated in the early days the payment did not come out of your account direct. somtimes it took days, and in fact i remeber a payment taking weeks.
so often people would spend more than they had. say on wed they may spend more than what was in the account as by friday there pay had gone into there account to cover the debit payments. it was a student trick.
but these cards never gave credit. they were an electronic form of check book with the added bonus of also being a bank cash machine card. this was not credit.
as i say if you realy did run a shop you would know this.
you have stated i lied. i hope you will retract this. i did own a switch card under the age of 16.
It gave credit, you could spend what you wanted on a switch anytime, you was liable for it! It was a debit card, because it came straight from your bank, but you could go overdrawn!
You had to be 18 or a gaurentaur was needed.... If you really had one, you would have know this
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noIt wasnt a replacement for a cheque book, it was a card that was also a cheque garentee card. This meant that people could spend decent money on their cheques and garentee them.
It gave credit, you could spend what you wanted on a switch anytime, you was liable for it! It was a debit card, because it came straight from your bank, but you could go overdrawn!
You had to be 18 or a gaurentaur was needed.... If you really had one, you would have know this
i had one at 18. no one guranteed it.
it did not give you credit.
do you not understand the difference between credit and simply a time gap of taking money out of your account.
are you saying checks gave you credit as you can spend even if you do not have the funds?Comment
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http://www.maestrocard.com/uk/general/faq.html#q0
What's the difference between a Maestro card and a credit card?
Your Maestro card is linked to your bank account, and the amount of your purchases is deducted directly from that account. Generally, you enter your PIN on a keypad when you want to purchase an item with Maestro.*
A credit card allows you to pay via instalments and/or a revolving line of credit, with the limit set by the issuer. Your monthly payment can range from a minimum amount, set by your bank, to your entire outstanding balance. Generally, if you pay the entire bill at the end of the month, no interest is charged. If a balance is outstanding, you will be charged interest at a predetermined annual percentage rate (APR), which differs from issuer to issuer.
*Currently, in some countries you may be requested to sign a receipt to complete your Maestro transaction rather than enter your PIN.
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Which one is it??? 14, 15 or 18...
If you had one at 18, you would have also noticed you could go to the shop & spend £100 on it, even when your balance was zero...
Its a dbit card that gives credit. End of!Comment
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You first say I left school at 14, then I have no qualifactions, that I was not the owner of a petshop & that anybody could have a switch card at 16.
All are not true. Whos the mentalist.
I left school at 16, I have plenty of gcses of alevel standard & left school to pay lease, set up & run my own petshop. I also had a switch card at 16, yet only because of a garrentaur..
I state it to you that you waste time writing bullshit about me & my partner.Comment
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so your saying that a check also gives you credit as you can spend cash even if its not in your account?
do you know what credit is?Comment
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Only liar around here is yourself, you senile old fool 


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