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Yeah, honestly I kinda see it like the lottery in reverse - sure, it's statistically beyond unlikely and that money will probably see no return, but if you win you're set for life. So a few bucks here & there is entertaining. Hit the magic # for an earthquake and you're fucked - so those $$ buy some peace of mind even if it's not a sound investment mathematically.
My other suspicion with the earthquake risk models is that no one really really knows. The sample size is too small because that stuff's operating on a geologic timescale.
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DeltaofVenus.com - Vintage Erotica from the 1800s through 1979
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