Quote:
Originally Posted by deltav
The amount charged vs the statistical probability that earthquake damage will actually affect your property is astronomical. All insurance adjusts costs/risk in the insurer's favor but earthquake coverage is off the charts.
That being said, I live on a nasty fault zone and have been thinking about putting a disaster kit together with some water, nonperishable food, basic survival supplies.
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I was expecting the extra coverage to double my premium, I live on a fault zone also (and have a full earthquake preparedness kit and bugout bag & plan),
I was pretty surprised to see the added cost was minimal.