Quote:
Originally Posted by EscortBiz
seriously all these ads build up the mind of people thats its ok to chargeback even legit shit
ads need to be taken out that makes it clear bullshit chargeback such as I never did it = fraud
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Unfortunately the merchant has absolutely no recourse without a signed receipt or card imprint, period! I've fought so many chargebacks where I've provided undisputable evidence that the transaction was initiated by the cardholder (or at least someone in their household) and they are initially reversed in our favor however when they go back to the cardholder and they continue to insist they did not initiate the transaction the chargeback is reinstated against our account. Bottom line, in a "card not present" transaction the bank will side with the cardholder every time regardless of what documentation the merchant provides to substantiate the transaction!