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Liablity Insurance Brokers? Liablity Insurance Brokers?
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Old 08-19-2009, 05:49 PM   #1
darnit
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Liablity Insurance Brokers?
Hey,

I run some high traffic mainstream image based humor websites and am looking for an insurance broker that is internet savvy. Don't need to insure offices, equipment, employees, etc. Just protect against any potential copyright or libel claim that may arise from pictures people upload.

Any good suggestions?
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Old 08-19-2009, 05:52 PM   #2
marketsmart
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go find an independent insurance agent in the state your biz is incorporated in..

you can get 1 mil / 2mil aggregate policy for around $1200 a year...

make sure you tell them exactly what the risk is because some companies wont take what you want..
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Old 08-19-2009, 05:55 PM   #3
CYF
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Give 'em your NAIC codes the businesses you're in and they can shop out the insurance for you.
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Old 08-19-2009, 06:01 PM   #4
darnit
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Originally Posted by marketsmart View Post
go find an independent insurance agent in the state your biz is incorporated in..

you can get 1 mil / 2mil aggregate policy for around $1200 a year...

make sure you tell them exactly what the risk is because some companies wont take what you want..
Well I do have a local broker but the bids are coming in high... ~4.5K for 250K of coverage. I had another bid for 1mil for 1.8K but they withdrew after visiting the sites. :/ BTW the sites are moderated for content and lawyers have reviewed all the DMCA, privacy, t@c's etc. So up to snuff legally.

Just curious if there are brokers out there that deal specifically (or at least are familiar with) online media as my broker seems more "brick and mortar".
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Old 08-19-2009, 06:03 PM   #5
darnit
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Originally Posted by CYF View Post
Give 'em your NAIC codes the businesses you're in and they can shop out the insurance for you.
I had to google it (shows how much i know about liability insurance) but thanks much - this is helpful.
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Old 08-19-2009, 06:12 PM   #6
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Johnathan Woolworth at http://www.assuretynw.com/ may be able to help you:
johnathan(dot)woolworth (at) assuretynw (dot) com

Hope that helps!
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Old 08-19-2009, 06:14 PM   #7
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Here is one of the best!

Rick Stillman
Edemnify Insurance Brokers
"Neighborhood Agent Service
Independent Broker Price"
P 800.620.4216 x88
F 800.503.0048
www.edemnify.com

rick {at@} edemnify.com
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Old 08-19-2009, 06:19 PM   #8
darnit
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Originally Posted by Way3 View Post
Johnathan Woolworth at http://www.assuretynw.com/ may be able to help you:
johnathan(dot)woolworth (at) assuretynw (dot) com

Hope that helps!
Email sent - thanks for the lead.
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Old 08-19-2009, 07:01 PM   #9
marketsmart
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Quote:
Originally Posted by milan View Post
Here is one of the best!

Rick Stillman
Edemnify Insurance Brokers
"Neighborhood Agent Service
Independent Broker Price"
P 800.620.4216 x88
F 800.503.0048
www.edemnify.com

rick {at@} edemnify.com
if milans guy cant help you, email me @ [email protected] and let me know what your sites are and i will ask my guy if he can help you..

but milan knows what he is talking about and if he recommends someone then they can get the job done...
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Old 08-19-2009, 07:07 PM   #10
darnit
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Quote:
Originally Posted by milan View Post
Here is one of the best!

Rick Stillman
Edemnify Insurance Brokers
"Neighborhood Agent Service
Independent Broker Price"
P 800.620.4216 x88
F 800.503.0048
www.edemnify.com

rick {at@} edemnify.com
Email sent - much thanks!
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Old 08-19-2009, 07:08 PM   #11
darnit
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Originally Posted by marketsmart View Post
if milans guy cant help you, email me @ [email protected] and let me know what your sites are and i will ask my guy if he can help you..

but milan knows what he is talking about and if he recommends someone then they can get the job done...
Will do and thanks for the offer of assistance.
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