Look at all the evil things it does. This MUST be repealed, we cant have sick kids getting coverage. Only commies do that. Choice of doctors? Pish-posh. The insurance companies know better then me which doctor I should be using.
Coverage expansion for adult dependents until age 26. provide coverage for dependents of workers who don't have access to other employer-based health care coverage 'till age 26
Children no longer denied coverage for pre-existing conditions: Insurance plans can't deny coverage due to a pre-existing condition to children under age 19. For adults, the same provision goes into effect in 2014.
Prohibit insurers from rescinding coverage: It's illegal for insurers to drop a customer when they become sick or search for an error on a customer's insurance application and then deny payment for service when the person gets sick
Free Preventive Care: All new plans must cover certain preventive services such as mammograms and colonoscopies without charging a deductible, co-pay or coinsurance.
No lifetime limits on coverage: Insurers no longer can impose lifetime dollar limits on essential benefits, like hospital stays or expensive treatments.
Unrestricted doctor choice: Plans must allow pediatricians and obstetrician/gynecologists to get primary care physician status. This eliminates the requirement for patients to get prior-authorization from their insurer or a doctor's referral to see a pediatrician or OB/GYN.
Level charges for emergency services: Insurers must remove prior authorizations for ER services. Also, insurers can't charge higher co-payments or co-insurance for out-of-network ER providers.
Patient-friendly appeals process: Insurers will have to establish new internal and external appeals processes for claims. This means that while a claim is under appeal, your insurer has to continue to pay your claims, and continue paying for subsequent treatment, until the matter is resolved
Coverage expansion for adult dependents until age 26. provide coverage for dependents of workers who don't have access to other employer-based health care coverage 'till age 26
Children no longer denied coverage for pre-existing conditions: Insurance plans can't deny coverage due to a pre-existing condition to children under age 19. For adults, the same provision goes into effect in 2014.
Prohibit insurers from rescinding coverage: It's illegal for insurers to drop a customer when they become sick or search for an error on a customer's insurance application and then deny payment for service when the person gets sick
Free Preventive Care: All new plans must cover certain preventive services such as mammograms and colonoscopies without charging a deductible, co-pay or coinsurance.
No lifetime limits on coverage: Insurers no longer can impose lifetime dollar limits on essential benefits, like hospital stays or expensive treatments.
Unrestricted doctor choice: Plans must allow pediatricians and obstetrician/gynecologists to get primary care physician status. This eliminates the requirement for patients to get prior-authorization from their insurer or a doctor's referral to see a pediatrician or OB/GYN.
Level charges for emergency services: Insurers must remove prior authorizations for ER services. Also, insurers can't charge higher co-payments or co-insurance for out-of-network ER providers.
Patient-friendly appeals process: Insurers will have to establish new internal and external appeals processes for claims. This means that while a claim is under appeal, your insurer has to continue to pay your claims, and continue paying for subsequent treatment, until the matter is resolved
~TheDoc - ICQ7765825
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