30 Chargebacks (returned checks) in single day...
 

I checked my CCBill stats today and to my surprise I got 30 CBs in one day. The checks processed just fine. Now all of a sudden I get 30 CBs (today) all from this one dude that been a member of my site since 2007.

I'm not too savvy with all this CB/banking stuff so thats why Im posting this on GFY to get a better understanding... I mean, can something be done about this? How can you go back damn near 3 years and process CBs? Is their a limit on how far u can go back?

I don't think I've ever heard of that before...wow! One person charging back 30 months! Holy fucking shit. I log when all of our members log in and out so if they charge back I can show the biller whether or not the member was on the site every damn day or not. (most times they are on the site constantly everyday and then charge back because they've figured out that banks don't question it at all with porn)
Doesn't do me any good because no matter how many times I show it to the billers, they don't do a damn thing.

Wouldn't surprise me one bit if it turned out that guy was jerking off every day for 30 months in a row to your site and then decided to get his money back for the hell of it when he read how to do it on a surfer forum.

Was it a credit card chargeback or just 30 bad checks

sorry to hear

No, the "checks" processed for the full 30-months... Good to go! Now all of a sudden- CBs, 30 of them...

Oh online check option...I take that shit out. Surfers always abuse that and get their money back.

Yea, I kno... I actually deactivated the online check option in 2008 because of CBs. However, since this user signed-up in 07. He was continually billed...

Robbie, a thing like this cant be challenged? OR disputed?

Damn thats really fucked up

That's horrible. There should be a limit on chargebacks. Hell, even my bank statement says I need to report any errors within 3 months (or maybe it was 30 days, can't remember off hand). Should be a similar rule for online transactions.

Word :2 cents:

I'd follow it up with ccbill if I were you, it may be possible to challenge and reverse this.

I'm sure you have logs showing the account logging in regularly. (If it's been dormant for months then I guess that's another matter)

If it's genuine fraud, it's reasonable to expect that the real account owner wouldn't have taken 2 years to notice it.

wow... that sucks!!!!! 30 C/B's... according to ACH rules consumers have 60 days to dispute any transaction. How old are these transactions?

Thx Rowan, finna check (or try to) and see how many times this dude logged in...


This person been getting successfully re-billed since July, 2007...

holy shit thats a boat load

see even not chat traffic it was generating cbs.

I believe the limit is usually a few months, unless the person being charged was deceased.

checks are the biggest scam in the industry. Pull them asap.
duke

haha yup.
its easy as porkin a dead pig
duke

paid for porn for 30 mos and now his g/f or spouse found out and he's like... no honey... i didn't buy that... and she's probably disputing it. fuck 'em and bury his ass online

damn makes me think of this old angie dickison flic where's she was raped and shes in the shower trying to scrub her skin off damn playa.

You can't do fuckall bro. As a merchant (or in your case, affiliate) the processors will always side with the customer. It's infuriating- they can make up any excuse really to charge that shit back

how many times did the user log in?

One of the oldest scams to get into a site with ccbill...Im not going to go into detail as to what they are doing but its probably just a few idiots making it look like there's 30 people...take a look at some of the names etc., you'll catch on.

Do yourself a favor and remove the checking option.

He's talking about 1 user who has re-billed for 30 months. Not 30 different people.

Holy Cow, fuck me backwards, that's retarded!

This is clearly an exception!

Instead of removing ACH as a payment option, what about tightening down the screws on the join process?

At WTS, we can do everything from email validation to out of wallet questions for your check sign-ups.

We do our scrubbing on the front-end at no cost to the merchant and we only charge on the checks that settle!

In an environment where credit is contracting and consumer credit lines are all being reduced drastically, bank accounts may be the only way some customers can pay.

Don’t throw the baby out with the bath water!