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-   -   B2B cross sells via 3rd Party IPSP not allowed? (https://gfy.com/showthread.php?t=966637)

PR_Dave 05-03-2010 06:06 PM

B2B cross sells via 3rd Party IPSP not allowed?
 
B2B cross sells via 3rd Party IPSP not allowed?

That is the rumor of the day.

Anyone want to confirm or deny this?

Shoplifter 05-03-2010 06:16 PM

Makes sense as the sales would have a different descriptor even at the same IPSP.

WiredGuy 05-03-2010 06:18 PM

I thought within the same IPSP you were allowed?
WG

Shap 05-03-2010 06:19 PM

Quote:

Originally Posted by Shoplifter (Post 17101642)
Makes sense as the sales would have a different descriptor even at the same IPSP.

The big difference is no information is being passed along. CCBill charges client A for site #1 and site #2. Site 1 and 2 never get the CC information. The descriptor isn't the problem that bugs visa as much as the information being passed around (from my understanding).

Shap 05-03-2010 06:20 PM

Quote:

Originally Posted by WiredGuy (Post 17101655)
I thought within the same IPSP you were allowed?
WG

What Dave is saying is that he heard that is coming to an end.

Dave how good of a source did you get this from?

PR_Dave 05-03-2010 06:36 PM

Quote:

Originally Posted by Shap (Post 17101667)
Dave how good of a source did you get this from?

Is this a good enough source?

Quote:

Originally Posted by Netbilling (Post 1651596)
Actually - the rule change effects IPSPs I was told by Visa as the card number is supposed to now be re-entered for the Xsell because 2 sponsored merchants are considered 2 separate entities even though they are under the same merchant account.


Shap 05-03-2010 06:39 PM

Quote:

Originally Posted by PR_Dave (Post 17101722)
Is this a good enough source?

Interesting. If I'm understanding it correctly does that mean if you want to xsell to yourself they have to enter in the info twice?

dropped9 05-03-2010 06:43 PM

This is going to get interesting thats for sure... Can we say goodbye to high payouts?

kristin 05-03-2010 06:44 PM

I started bringing xsales in-house, including 3rd party.

If this has any merit, I'm ready.

kristin 05-03-2010 06:52 PM

Quote:

Originally Posted by Shap (Post 17101727)
Interesting. If I'm understanding it correctly does that mean if you want to xsell to yourself they have to enter in the info twice?

According to what Mitch said, no because it would be one entity.

DimeCash 05-03-2010 07:05 PM

Time for more consolidation to solve this problem :2 cents:

PR_Dave 05-03-2010 08:20 PM

Any 3rd party processors willing to address this rumor?

GTS Mark 05-03-2010 08:53 PM

https://youtube.com/watch?v=slPAiGyX61s

NETbilling 05-04-2010 12:02 AM

Quote:

Originally Posted by Shap (Post 17101727)
Interesting. If I'm understanding it correctly does that mean if you want to xsell to yourself they have to enter in the info twice?

Xselling to yourself is the same entity so it does not fall into the same rule.

I was told straight from Visa about the new rule, which effects IPSPs and individual merchants alike. Enforcement may be something else. I am just going by what I was told directly.

WiredGuy 05-04-2010 12:10 AM

If you're x-selling to yourself, will you be required to re-enter the credit card info or is that only when x-selling to other merchants on the same IPSP?
WG

FrozenJag 05-04-2010 01:36 AM

The way I understand it is you can cross to yourself but you cannot cross to another company even if you are both using the same third party processor like ccbill, epoch, etc.

Which is different then we were thinking was going to be the case last week. A possible solution was to go back to third party processing from your own merchant accounts so that it would all be under 1 roof per say even though the program owners may be different. The addition to this rule would shoot that all to hell though.

You truly only could cross to yourself then unless doing the reentering of cc data.

Interesting. When does this go into affect?

SweetT 05-04-2010 06:33 AM

How long do you think it is going to take before Sponsor A and Sponsor B get together and form a corporation in which each owns 50%. Sponsor A brings 5 totally built out sites and content to the partnership, while Sponsor B does the same. The new entity gets its own Merchant Account to process transactions and the new entity xsells between the 10 sites and Sponsor A and Sponsor B split the revenues from the company 50/50.

Seems easy enough to me.

--T

seeandsee 05-04-2010 06:36 AM

they will find a way

quantum-x 05-04-2010 06:38 AM

Quote:

Originally Posted by SweetT (Post 17104169)
How long do you think it is going to take before Sponsor A and Sponsor B get together and form a corporation in which each owns 50%. Sponsor A brings 5 totally built out sites and content to the partnership, while Sponsor B does the same. The new entity gets its own Merchant Account to process transactions and the new entity xsells between the 10 sites and Sponsor A and Sponsor B split the revenues from the company 50/50.

Seems easy enough to me.

--T

Perhaps you've not plunged into these murky waters before...

Wizzo 05-04-2010 06:41 AM

Quote:

Originally Posted by quantum-x (Post 17104182)
Perhaps you've not plunged into these murky waters before...

:1orglaugh:1orglaugh:1orglaugh...Sweet T knows these waters better than most...:winkwink:

TheGrapevine 05-04-2010 06:42 AM

Quote:

Originally Posted by SweetT (Post 17104169)
How long do you think it is going to take before Sponsor A and Sponsor B get together and form a corporation in which each owns 50%. Sponsor A brings 5 totally built out sites and content to the partnership, while Sponsor B does the same. The new entity gets its own Merchant Account to process transactions and the new entity xsells between the 10 sites and Sponsor A and Sponsor B split the revenues from the company 50/50.

Seems easy enough to me.

--T

Like herding cats!

SweetT 05-04-2010 06:46 AM

Quote:

Originally Posted by quantum-x (Post 17104182)
Perhaps you've not plunged into these murky waters before...

It was just an observation...I have not ever sold or bought one single cross sale.

--T

SweetT 05-04-2010 06:53 AM

Quote:

Originally Posted by TheGrapevine (Post 17104192)
Like herding cats!

Wow....7 posts in 5+ years and I get the honor of being the one for 2010...and based on your post you know me so this is cool on multiple levels ;)

--T

Phoenix 05-04-2010 06:58 AM

Quote:

Originally Posted by SweetT (Post 17104169)
How long do you think it is going to take before Sponsor A and Sponsor B get together and form a corporation in which each owns 50%. Sponsor A brings 5 totally built out sites and content to the partnership, while Sponsor B does the same. The new entity gets its own Merchant Account to process transactions and the new entity xsells between the 10 sites and Sponsor A and Sponsor B split the revenues from the company 50/50.

Seems easy enough to me.

--T

i think they can do the same thing..but they dont need to share with anyone else.

just make separate members areas....full complete members areas...that you would actually want to belong to...and wham..you have multiple viable products to sell and cross sell..and rebill with

having one massive members area always seemed like a waste to me

have 4 massive member areas :)

troncarver 05-04-2010 07:40 AM

Quote:

Originally Posted by Wizzo (Post 17104189)
:1orglaugh:1orglaugh:1orglaugh...Sweet T knows these waters better than most...:winkwink:

Quote:

Originally Posted by SweetT (Post 17104206)
It was just an observation...I have not ever sold or bought one single cross sale.

--T

obv not lol

SweetT 05-04-2010 07:44 AM

Quote:

Originally Posted by troncarver (Post 17104407)
obv not lol


The only "obv" thing here is that you have no idea what you are talking about. LOL!

--T

Shap 05-04-2010 08:06 AM

Quote:

Originally Posted by SweetT (Post 17104169)
How long do you think it is going to take before Sponsor A and Sponsor B get together and form a corporation in which each owns 50%. Sponsor A brings 5 totally built out sites and content to the partnership, while Sponsor B does the same. The new entity gets its own Merchant Account to process transactions and the new entity xsells between the 10 sites and Sponsor A and Sponsor B split the revenues from the company 50/50.

Seems easy enough to me.

--T

People started something along these lines a year or 2 ago. It's a decent work around.

NETbilling 05-04-2010 08:45 AM

Quote:

Originally Posted by WiredGuy (Post 17102846)
If you're x-selling to yourself, will you be required to re-enter the credit card info or is that only when x-selling to other merchants on the same IPSP?
WG

If you are cross-selling to yourself, the customer does not have to re-enter the card info.

NinjaSteve 05-04-2010 09:01 AM

Quote:

Originally Posted by NetBilling (Post 17105190)
If you are cross-selling to yourself, the customer does not have to re-enter the card info.

That's good to know.

As for "Sponsor A and Sponsor B get together and form a corporation" - To me it sounds like Sponsor A could just cross sell to itself and use another members area without the hassle of forming a partnership with Sponsor B.

Phoenix 05-04-2010 09:04 AM

Quote:

Originally Posted by NetBilling (Post 17105190)
If you are cross-selling to yourself, the customer does not have to re-enter the card info.

party on wayne

party on garth

:)

NinjaSteve 05-04-2010 09:14 AM

Xbiz says "It said that 35 million consumers have paid $1.4 billion for such marketing offers. "

I wonder if this will affect Visa in a positive way or reduce profits from the processing and other fees like chargebacks.

SCORE Ralph 05-04-2010 09:33 AM

Quote:

Originally Posted by kristin (Post 17101742)
I started bringing xsales in-house, including 3rd party.

If this has any merit, I'm ready.

We're on the same brain wave. :pimp

kristin 05-04-2010 10:07 AM

Quote:

Originally Posted by Shap (Post 17104679)
People started something along these lines a year or 2 ago. It's a decent work around.

My thought was that one would be able to do xsales with other companies by using a whitelabel and masked domain.

kristin 05-04-2010 10:12 AM

Quote:

Originally Posted by NinjaSteve (Post 17105305)
That's good to know.

As for "Sponsor A and Sponsor B get together and form a corporation" - To me it sounds like Sponsor A could just cross sell to itself and use another members area without the hassle of forming a partnership with Sponsor B.

You have to be careful with credits/chargebacks if you put all xsales coming to you ... that's why many send off to other companies.

MrDeiz 05-04-2010 10:14 AM

i've asked it over here
http://www.gofuckyourself.com/showpo...8&postcount=16

Quote:

Originally Posted by daizzzy (Post 17105618)
was 1 of those variants i thought about and hi five for being ironic

then how you maintain cb ratio w/o rotating very big # of merchants on those x-sells? or that's some trick sobv gateway does for you and it works in terms of profitability on a huge scale only? does it mean any program can run the same x-sells by using your platform?

just checked a few of others aggressive x-sellers and they have dropped that thing. you kinda the last warrior with that. congrats i guess


gleem 05-04-2010 10:18 AM

of course it's gonna be you have to have the same descriptor to do any x-sell or upgrades with no card re-entry, this is their goal, I spoke to Visa CFO today, and he told me so.

Rand 05-04-2010 12:34 PM

The Visa rule applies to those who transfer data from one merchant to another. IF an IPSP were to do this, then yes, IPSPs are not immune to the rule and they would be in violation.

If you have any questions about your account with Epoch and how you may or may not be affected, please contact your sales representative or write to [email protected].


.

iSpyCams 05-04-2010 01:04 PM

So basically this affects operations that offer all the fliexibility like Netbilling because they are basically a gateway for your private merchant account but not Epoch, Segpay or CCBill, because they use their own merchant account and let you charge memberships on it?


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