Processors for Canadians
 

I'm a naughty canadian webmaster running things all proper (even been payin my GST)...

Got hit by the iBill shift, and lost 3 years worth of rebillables (after I paid my $750 to them in hopes that they'd overlook me).

Then I switched to Probilling, and had a large number of rebilling clients switch over, only to be hit with their 99% "anti-fraud" rejection rates declining all my rebills...

So what's a good, polite Canadian to do?

Is CCBill any closer to getting a Canadian merchant solution in place? (they'd be my primary choice)

Are there any processor options with a proven track record available to us igloo dwelling northerners ? I've no problem paying the $750 visa reg if it's to someone that'll be around for a good while...

Does anyone want to play nice and offer me a suggestion, or relay their tales of canadian entreporneurial success?

Anything that'd help me feel a little more holly-jolly this holiday season...

M@
icq: 15534548

I'm in a situation similar to yours. I am currently looking at glo-bill

I just switched from IBill to Globill, and our signups dropped about 75%. Globill scrubs way too hard. I am looking at Acpay right now and probilling as a backup. Globill ain't all it is cracked up to be.... don't believe all you read about them being all that.

If I had to choose a company to pay my $750 to, it would definitely be Epoch. Before the Visa crunch, I was running IBill, CCBill, Jettis, and Epoch and Epoch was approving the most cards by far, with Jettis a close second. YMMV.

p00p

there was a thread on GFY about three week ago, some Canadian webmasters who went through all kinds of hoops to get a U.S. presence so they could keep processing with American third party processors - they said it looked like they went through all that for nothing because it turned out the processors found out they could process for Canadians. Maybe it didn't work out?

> because it turned out the processors found out they could process for Canadians.

Aww damn... can't find any reference to that thread, or anything about the big guys handling us Candianfolk.

Would make my life a lot brighter at this point if ccbill or ibill could handle canadian transactions, but haven't heard anything so far...

M@

Just be happy that you didn't send 3 months worth of rebills to Probilling to have 99% of them start coming back declined.

Is ACPay being hit with the same scrubbing requirements that has forced Probilling to become useless?

M@

post below.

Iy aint all scrubbing in regards to Globill.
they scrub as hard as ccbill but they have a second page asking for bank support phone and if you dont have that on your card or dont know to put NA you are getting declined.

In all considering no chargebacks with globill and otherwise easy to work with. Very few hacked passwords compared to my ccbill logins due to a mandatory number i suppose...

No matter what Globill does, we have lost tons of sales since we switched from Ibill. Scrubbing or not, they suck. I tryed them out from all the hype on the boards, and was shocked when my signups died off. Everyone has an opinion on them good and bad. I have tried most USA processors out there, and they shame globill big time.

I have no opinion on foreign processors as I have been using USA since I started. (1995)
All I know is if Epoch waived the $750 for Canadian webmasters, I would not hesitate to sign all my sites with them.

As for BcBud losing his rebills, dude, we refused to pay the $750 to Ibill and are losing several years worth of rebills now. Every day at least a dozen come in, no doubt they are Visa. Talk about shitting your pants when you read the e-mail everyday! :Kissmy

p00p

I recall simular posts in the past several weeks, and have talked with many who spoke of making SOME attempt at a US presence.

Based on my conversations, it appears some have opted for a quick cheap fix. I think it is a big mistake to confuse a verifiable "US Business Presence" with a company's getting INCORPORATED here in the U.S.

A. Forming a corporation in the US is a fairly easy task. Simply select your State for the Corporation, and if you fill out the forms yourself...the costs can be between one and two hundred.

B. A Verifiable Business presence, which I understand Credit Card companies demand, should include the following elements.
1. Business Address in US. (a real location, where your company name is displayed)
2. Telephone service with the number listed at the business address. Plus tey expect to have someone answering the phones during business hours. THEY WILL CALL to Verify!!!
3. Business Checking Account
4. Principals of business should (in most cases be US Citizens). Immigrants with a business Investor Visa qualify, however B1/B2 visa holders do not qualify.
5. A current business license (not always required, but helpful)
6. If your business is Incorporated, is a plus. Additionally, if you incorporate in Nevada, the law allows your corporation to have "contract corporate officers", which if you are a non citizen who is located outside the US, would be the option well worth considering.

7. Federal / State Tax ID number. you don't get (legit) shit done without one. If you have contract corporate officers, they will apply for one on behalf of the corporation.

8. Having a Dunns number for your business.

whew...I hope this all works out for those caught up in this mess.

Yours,

Wendy Blair-Goldberg

To process for Canadians, you need a "US presence". I am based in Montreal, and used as primary Ibill. i created a Delaware corporation ( about US$ 400.00 ) , got a tax id # , an address for 10 piece of mail a year, etc... Paid the 750.00 fee and have been getting my rebills with Ibill, and my cheques in the mail.

Tough I use them only for rebills ( Glo-bill for main), I intend to put them back as a secondary, because with only one processor, the sales dropped.

Also, i do not wish to be caught " my pants down" if something happens to or with Globill.

:2 cents:

Question for you on this: do you expect to have to pay US taxes now that you have traceable income rolling through your 'US presence'...?

If yes, would that be on top of your Canadian taxes?

Don't answer if it's too nosy...
just curious.

M@

Intel Celeron :thumbsup

?? Why wouldn't you include a line to put NA for the phone number?

I expected my checks to have a tax deduction for the irs, but Ibill just sent the whole amount... With Ibill, you can't really figure out what is going on...

So for the moment, I keep it this way... till it is time to file. No point in fucking around with IRS ( or our own Revenue service).