should i be charged to get a check re-issued?

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  • ReAlisTiC
    Confirmed User
    • Oct 2002
    • 209
    #1

    should i be charged to get a check re-issued?

    First time ever have i needed a check reissued due to have a motorcycle crash.

    So in this case i was unable to goto bank to cash it. I have never done this before and need opinions on whether $40 dollars is the rate to get a check re-issued / sent
    sued by myspace thanks tom
    Tags: None
    • the Shemp
      congrats to the winners
      • Nov 2001
      • 10891
      #2
      the company that issued the check is going to charge you 40.00 to send a replacement?
      i use Vacares...so should you
      Submit your picture galleries to my site...Outlaw TGP

        Comment

        • ReAlisTiC
          Confirmed User
          • Oct 2002
          • 209
          #3
          Originally posted by the Shemp
          the company that issued the check is going to charge you 40.00 to send a replacement?
          yes
          that is correct
          sued by myspace thanks tom

            Comment

            • SpeakEasy
              Confirmed User
              • Sep 2002
              • 2681
              #4
              Actuallly the post below me is correct..
              Last edited by SpeakEasy; 01-28-2010, 06:04 PM.
              Check Your Internet Speed;
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                Comment

                • BillyHoe
                  Confirmed User
                  • Mar 2003
                  • 2214
                  #5
                  40$ is a bit much, but I don't see it being unreasonable to be charged. Even though you have a legitimate excuse for needing the check re-issued. They still have to put a stop payment on the check and that will cost them 5 to 20$ depending on their bank.

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                    • Pics Traffic
                      Confirmed User
                      • Jun 2004
                      • 3055
                      #6
                      cost 35 for Bank of America.
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                        • baddog
                          So Fucking Banned
                          • Apr 2001
                          • 107089
                          #7
                          Unfortunately, there are charges associated with a stop payment, although $40 seems a little steep, combining bank fees and the in-house costs I can see how it could possibly come close to that.

                          How old is the check? Is it so old it could not be cashed even if you wanted? In that case, there is no need for a stop payment.

                            Comment

                            • Rollin Studios
                              Confirmed User
                              • Sep 2003
                              • 518
                              #8
                              Well, the company does have to cancel the original which can be $20.00 or so. I guess it all depends on your relationship with the company and reason for needing it reissued.

                                Comment

                                • tabasco
                                  Confirmed User
                                  • Jul 2006
                                  • 2624
                                  #9
                                  I had to get Nasty Dollars to reissue a check once due to me making a typo with the "check payable to" details. As long as I sent it back they reissued it free but told me if I couldn't send it back it would cost them a $30 stop payment free which they would pass on to me... which was fair enough as it was my mistake.
                                  "There is no other way to see a thing except to look at it" - fatfoo

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                                    • ReAlisTiC
                                      Confirmed User
                                      • Oct 2002
                                      • 209
                                      #10
                                      Originally posted by baddog
                                      Unfortunately, there are charges associated with a stop payment, although $40 seems a little steep, combining bank fees and the in-house costs I can see how it could possibly come close to that.

                                      How old is the check? Is it so old it could not be cashed even if you wanted? In that case, there is no need for a stop payment.
                                      the check of is from late 07, on the check it says not valid after 12months. So i assumed it has stopped, as my bank will not accept it.
                                      sued by myspace thanks tom

                                        Comment

                                        • baddog
                                          So Fucking Banned
                                          • Apr 2001
                                          • 107089
                                          #11
                                          Originally posted by tabasco
                                          I had to get Nasty Dollars to reissue a check once due to me making a typo with the "check payable to" details. As long as I sent it back they reissued it free but told me if I couldn't send it back it would cost them a $30 stop payment free which they would pass on to me... which was fair enough as it was my mistake.
                                          That is a great point. If you can send them the old check then the fee should not be more than $10, IMHO.

                                          So, who is the company?

                                            Comment

                                            • closer
                                              Confirmed User
                                              • Sep 2005
                                              • 1707
                                              #12
                                              CCBill charged me $35 cuz I wanted to be paid via Wire transfer and did not get my data over on time.

                                              I just accepted it as it was ... but found it to be a little pricey for my taste/

                                                Comment

                                                • epitome
                                                  So Fucking Lame
                                                  • Jun 2009
                                                  • 12156
                                                  #13
                                                  Originally posted by ReAlisTiC
                                                  the check of is from late 07, on the check it says not valid after 12months. So i assumed it has stopped, as my bank will not accept it.
                                                  I believe a check becomes stale dated after 180 days, which is six months. It may be a year.

                                                  One thing that sucks about banks is that they are not required to honor signing/endorsement statements like "check not valid after 90 days." Their terms usually say that they will try to honor it, but that they are under no obligation to do so. We can thank automation for that gift. Back in the day when it was people clearing checks stuff like that was never an issue.

                                                    Comment

                                                    • ReAlisTiC
                                                      Confirmed User
                                                      • Oct 2002
                                                      • 209
                                                      #14
                                                      Originally posted by baddog
                                                      That is a great point. If you can send them the old check then the fee should not be more than $10, IMHO.

                                                      So, who is the company?
                                                      They have in the past paid on time, and always responded to emails so ill wait abit to see what happens first.
                                                      sued by myspace thanks tom

                                                        Comment

                                                        • the Shemp
                                                          congrats to the winners
                                                          • Nov 2001
                                                          • 10891
                                                          #15
                                                          Originally posted by ReAlisTiC
                                                          yes
                                                          that is correct
                                                          mail the check back to them and ask for a replacement...
                                                          i use Vacares...so should you
                                                          Submit your picture galleries to my site...Outlaw TGP

                                                            Comment

                                                            • baddog
                                                              So Fucking Banned
                                                              • Apr 2001
                                                              • 107089
                                                              #16
                                                              Originally posted by ReAlisTiC
                                                              They have in the past paid on time, and always responded to emails so ill wait abit to see what happens first.
                                                              Originally posted by the Shemp
                                                              mail the check back to them and ask for a replacement...
                                                              Precisely.

                                                                Comment

                                                                • ajapub
                                                                  Confirmed User
                                                                  • Jun 2001
                                                                  • 492
                                                                  #17
                                                                  Have you tried talking to the issuing company? Maybe they can waive the fee in light of your circumstances.
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                                                                    • atom
                                                                      Confirmed User
                                                                      • Apr 2002
                                                                      • 2740
                                                                      #18
                                                                      Our bank charges us $45 for stop payment. We never have a problem with an affiliate mailing us the check back and re-issuing one at no charge. I'm sure the company you're dealing with will be more than happy to do the same.
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                                                                        • WiredGuy
                                                                          Pounding Googlebot
                                                                          • Aug 2002
                                                                          • 34515
                                                                          #19
                                                                          $40 seems steep. That's usually the rate if they know very little about the check. If you know the check number, amount, date, etc. the rate should come down to about $10-15.
                                                                          WG
                                                                          I play with Google.

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                                                                            • ajrocks
                                                                              Confirmed User
                                                                              • Nov 2004
                                                                              • 4526
                                                                              #20
                                                                              It should be around $25 bucks but you should be responsible for that cost. $40 is pretty high they are taking some money for their time I guess.
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                                                                                • ReAlisTiC
                                                                                  Confirmed User
                                                                                  • Oct 2002
                                                                                  • 209
                                                                                  #21
                                                                                  ok ill send an email on whether they will allow me to send a check back to them
                                                                                  sued by myspace thanks tom

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