Is there a fraud database out there?
 

A growing number of fraudulent affiliates test my network with their stolen credit cards and I'm just wondering is there a database that anyone is maintaining to keep track of all these guys? They must use the same sites across multiple programs because I see lots of other sponsors being promoted on the same page and all the traffic is clearly fake. Usually the bad affiliates pretty sloppy so it's easy to smell them out through various methods but it sure would save a lot of time if there was an up to date list of URLs/emails/epass accounts of people trying to do fraud signups. I'd be happy to program one if one does not exist yet...

if you search this board there are a lot of notification threads. you can probably start your own

Its something thats really risky to post publicly for liability reasons.
WG

Good point. It doesn't necessarily have to be public though, sponsors could apply for a login to the database so that you have to be authorized to use it. Plus the data returned could potentially not give any personal information but rather a simple "Yes there have been complaints against this user" or "No data yet". Maybe a lawyer type could shine some light on that

We had one once at fraudgateway.com (many years ago) for blacklisted poker players etc and the problem was that the fraudsters got login details and found out what we were blocking. Tha database became not more than a good tool for the fraudsters.

Good antifraud databases needs to be held private or within a closed group.

who do you give access to is the problem?

Send the suspect cards and info to me.

a way to beat your competitors?

The FBI has jurisdiction in all crimes over $1 million.

you don't need the FBI, Homeland Security does all the CC fraud of any amount. Just have your company attorney contact their CC fraud department with the IPs and CC info and they'll investigate it, but you'd better do all the leg work yourself trying to get as much info on the person(s), like tell them you need to Fedex them cash, etc and get their mailing address, tell them you need to talk to them on the phone, etc. BAIT THEM and play stupid and tell them you really like their sales and want to pay them MORE. They already think they are geniuses so they'll fall for everything.

I had some kid working at a university bookstore collect foreign exchange students CCs and ring up 13k on my cam site. (it was a long long time ago) we had the cam girl he was addicted to get him to call her and gave all the info to homeland and I still get restitution checks from the little fucker.

Homeland Security said CC Fraud is their bread and butter. Everyone needs to put their tax$ to work for them in the USA and prosecute every bastard out there and then put the story on your affiliate join page.

The other side to this equation is that you could just pay these dudes to do the same thing to your competition and it'd blow all their merchant accounts and put them out of business so HOW SHOULD THIS BE OUR PROBLEM? As merchants we should have a minimum set of requirements avs/cv2/ip check that we should have to adhere to and the rest should be Visa/MC/Banks problem and not ours, after all we're expected to accept plastic like its paper and pay for the privileged of doing so. The US Government needs to create electronic $ asap that doesn't discriminate against legit businesses.

The best way to protect yourself from fraudsters is to use an IPSP that has been in operation for many years and built a comprehensive database with intelligent rules and dynamic fraud parameters. An IPSP is in the best position to react to fraud quickly (protecting more webmasters).

A well established IPSP has collected data from thousands of sites with years of experience and that data is carefully protected. It is your best defense.

After all, it's quality Risk Management and good throughput that will keep you in business.




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