AC Pay/Visa/US presence
 

I was talking to acpay and got this unequivocable email from them:

"You can absolutely join AC Pay, with no special restrictions. We do not charge a $750 sign-up fee, and we do not require a US business presence"

I haven't had a chance to compare rates etc.. but it looks like a simple way out of this mess for Canadian webmasters.

Check this thread for some info about them & another biller for Canadians:

http://www.gofuckyourself.com/showth...threadid=84776

Problem is acpay don't do ACH trans and phone billing. Currently, 20+% of my sales are from ACH 10% off phone billing how about you? :winkwink:

Seven, you can use one company for credit cards and another for ACH... for example http://www.achdebit.com

AC Pay is supposed to be adding ACH billing in a couple of weeks.

For the best ACH billing, you can't beat Achdebit.com or electracash.com. Both have much better verification than most processors.

And how am I paying my affiliates for their ACH sales when they have linkcodes assigned by another processor?

By using third party tracking software and cutting the checks yourself.