A high-risk merchant?
 

I haven't been reading all the Visa threads, there's just too damn many. But, from everything I have read, I think most people were assuming high-risk merchants were mainly considered those sites in the adult sector. Correct?

I've got this mainstream subscription based wallpaper site that I set up a year ago, all wallpaper is totally exclusive, all created with Bryce, several hundred images. I never launched it, my wallpaper designer bailed on me. So anyway, this site was set up through CCBill. Well, I just checked my email and noticed that yesterday I received a nice little letter from CCBill.

Lo and behold, I have to pay the Visa registration fees as well. Obviously, I'm not going to. But I'm bringing this topic up solely because of the high-risk merchant factor. From this email, it sounds like the Visa registration applies to all subscription based sites?

Any other input? I'll grab the email quick...

Just read through the email again, I think it's the same one that the rest of you received. So I won't bother posting it.

Does CCBill even have a way to differentiate between adult and non-adult sites?

I dont know about ccbill, but PayPal only charges 2.2% fee, and if your not an adult high risk site, then the new fees do not apply. I have a mainstream site as well and I hve recurring billing, and its all cool with pay pal, they even helped me set it all up:thumbsup

Yeh... see, so it isn't a Visa deal, it's a CCBill deal. I'm wondering if they emailed ALL of their "clients"...

no, it is visa and MC. They want anyone in the hi risk category to pay their fees PER PROCESSOR.

so if you have paypal, ibill, and ccbill running on your sites, you would be subject to $1500 for each different CC processor you use.



I do beleive certain CC processors are cutting breaks on the fees. I do know however netbilling and Paypal are both set at $1000 for visa and $500 for MC.

:mad: