VISA: Possible future problems?
 

This is my first time posting since I just started coming here after this whole Visa bullshit. But it occured to me that there could be a potential problem coming up. If the big 3 or 4 or whatever start losing business over this and existing webmasters start moving to other 3rd party billers won't there be a good chance of them exceding their chargeback ratios with Visa and MC.

I know that anytime you decrease volume to Visa or MC you are at great risk of going over the chargeback ratio since it takes 3 or 4 months for the chargebacks to adjust down to the new lower volume. Also Visa/MC doesnt give a shit and wont accept the excuse that the volume has dropped, they just look at the CB ratios. Also from what I know about Visa they dont care if their own new regulations caused this problem in the first place.

Being that I still have accounts at 2 of these companies how safe are we all in the next few months if they start getting into chargeback trouble and possible losing their merchant accounts.

I would like to know what the big 3 is doing to head this off and protect the accounts.

This whole thing is really starting to stress me out... :mad: