VISA Chargeback: US max 1% - Europa max 2.5% ??
 

Anyone can confirm if this is true? I just heard this, and it will make me more happy to get my own merchant account if it´s true!

Its what is quoted on the CCBill FAQ on this subject.
1% for Domestic Consumer Generated Transactions
2.5% for International Consumer Generated Transactions

OK how is that supposed to be understood? I mean if you get a merchant in europe..then US transaction will be international=2.5% limit? It seems like an easy way to lower the risk of running your own merchant account??

The biggest problem I see is that CCBill and Ibill have managed to get the chargebacks down. I run both processors and never had 1 chargeback with them. Ibill has more chargebacks due to their less effective scrubbing but it still was never higher than 0.6% over the 2 years. Now I might be forced to use less effective billers due to not being incorperated in the US and my chargebacks might go up also and may close billing down altogether.
It really pisses me off that the big guys with the higher chargeback rates will always find ways but the small companies who are honest and just make a living might be forced out of business.