Anyone use prosper.com ?
 

Any problems with people not paying back? I can't use it because I'm not a us citizen, but a site called loanland started in my country not long ago like prosper and I might invest some there. So any info guys? :)

do a search. there are people here using them.

I've been there for about 1.5 years. Save your time. The verification, collections and defaults are run by a company (Prosper) who is run by a bunch of total fools.

They've burned through $40mil in VC funds already. I suspect they will be gone or sold off within 24 months unless they can get rid of the current management and find some people who know WTF they are doing.