Do you have medical insurance?
 

Just wondering...
Medical is free of charge here, and it's generally a great service.

here where?

Just switching my medical insurance around, turns out I can get it for about $120/month so wheee.

fuckin sure do.. only the best

Probably Canada..and yes I do

only 120 a month? lucky duck!

Not bad for me, only 184 a month (Blue Cross)

Yep. Cheap shit, but had to use it recently and it went hassle free.

Nope nobody in my state will sell it to me at any price. I applied with every licensed insurance company in my state and not a one would sell me a policy at any price so anybody that tells you the US health system is great is full of shit. It is only good if you don?t actually need it.

oooohhh and yes I do have one too since I started to feel a pain in my knee while working out

got norcos? :D

got it and this year it didnt go up bad.

I pay $1,150 for the 4 of us (wife , 2 kids)

Funny, I used to hate cutting that check because I almoast never need to use it, but once you have kids you gotta roll with the best you can get.

all free here

We are on an HSA plan, and kick out under $300 a month. I think it is a great program.

Call me crazy but I don't trust a government run health care program (or anything else.)

Yes I do.

BCBS of MI

Yep - costs about $240/year all inclusive. Also got an air ambulance policy - dunno wot for - the health system here is very good and no need to fly to another country - that costs just under $1000 ish.

Fully insured here.....and I don't know what I would do without it.......!!!!!!!!!!!

Sadly, Webby's policy does not include a rider for idiocy and lunacy.

Well.. "free" still costs :winkwink: But know what you mean.

Our "free" Universal Heathcare costs $240, but hard to beat and sounds much the same as Canada. Even if you don't make any payment - they still treat you and don't even ask - it never was about money, but nice to give em credit and pay.

You got the Mr Stupid hat on tonight troll? :1orglaugh

yep. I work for good people. :thumbsup

Ofcourse who would not ?

Have any of you with insurance ever made a claim?

Was it approved? Denied?

Nikki Nova?

I do. In France even illegal immigrants get free health-care. (Of course, if you're working you'll have to pay for what begars and bums get for free)

he's in an area where they keep saying tabarnac and ostie all the time.
can you guess where that is ? :1orglaugh

Well typically anytime you see a doctor/get a bloodtest/etc, a claim is filed on your behalf. If you know your plan well enough you should know ahead of time what is and isn't allowed. To answer the original question, yes we have health insurance and it's pretty expensive. Upwards of $600/month for the 2 of us.

wow I shud move to France and stay there illegaly :thumbsup

yes I do.

I do not have medical insurance

Nah. :)

yes of course.

The more I know about US medicine, the more I am convinced that free health care for all citizens is the way to go.

I don't know....I have a friend in Ireland and there is absolutely no comparison between her prenatal care and my prenatal care (in the USA). She is rather jealous of my care as her care is rather unimpressive. Granted, I really don't know much about Ireland's health care system, I just know that she's not happy with her care. I don't think either system is perfect, but I am very happy with the care I receive here in America. I feel quite safe delivering here.

Yep, we have insurance. If you don't you're crazy.

Nope - Don't have any. I learned that you should have it, no matter what, if you live in the USA. I was in a really bad car wreck the day before thanksgiving and now im around $6k in medical bill debt.

I make claims every year. Never had a denial. Just had two major operations in a month. One was an emergency but even with the elective surgery I was able to get it w/in days of making the decision and insurance paid it w/in 2 weeks.

BCBS PPO

I am Canadian. Of course!

It's the basic right of everyone here,

You pay like 40 USD / month or your employee pays that

- kids, students, seniors or mothers with small kids at home of course don't pay anything and you will never be declined a treatment.

i have blue cross and its just under 120 a month

The doctor's office sends that shit in, and yes, for what is covered. They approve it and send me an invoice showing what they paid, and what I have to pay.

², I love Belgium:thumbsup

Here its free if you want but you get a better service in private hospitals, its 50-100 bucks, I live in Montevideo, Uruguay

My balls are insured.

If you mean health insurance, yes. I never use it though... but in case something happens... Too bad it's not free

Yeah, without a financial clusterfuck could be knocking on your door every day

i havent had medical insurance in 10 years.

last month i nearly stepped on a rattlesnake wearing sneakers and shorts in the desert, alone, a few miles from anywhere. lucky for me it did not strike even though it was 4 inches from my ankle. instead, it moved out from under my foot to avoid being stepped on, coiled, and rattled.

wake up call!

anti venom costs 1500$ a vial and many victims need 100 vials.

so, where/who should i get health insurance for just myself?

I think it depends on what state you live in, some have high risk pools, some require an insurer of last resort, etc. I myself have a BCBS plan that isn't bad but really depends on what you need how much you pay. End of the day most insurance I've seen is only good for moderate users, I have a ton of medical stuff now and I'd much rather pay cash without insurance if I could afford it.

Absolutely no comparison. That's right.

Infant mortality rate in the US: 6.3/1000
Infant mortality rate in Ireland: 4.9/1000

Maternal mortality rate in the US: 8/100k
Maternal mortality rate in Ireland: 6/100k

You'd be a hell of a lot safer delivering in Ireland :2 cents: