Dear Epass why you're stealing our money?
 

Why for 17 euros you want 55 usd and for 89 euros you want 154 usd?

Is it for real, man? You tried to withdraw from ATM 17 euros and it charged $55....:Oh crap

lol wow, if true that is nuts. What country is this in?

Holy shit, you serious?

what ?
........

Please do not post links to other forums on GFY. Read the rules.

ok, that was not a good idea....

WTF :error

they were probably thinking three days ahead, that's why

bad idea man :/ contact a mod and ask them to not ban you...

Is this true?

I am suspecting an ATM fee being in there.

Do the math:

17 * 1.4 = 23.80 55-23.80 = 31.20us = 22 euros

89 * 1.4 = 124.60 154-124.60 = 29.40us = 21 euros.

Now, I am using round numbers, but in both cases, I see a "fee" of about 21 or 22 euros to make the withdrawl. You might want to check which ATM machines you are using, you might be getting hosed right there.

I paid using Epass as normal CC with POS. And nope, yesterday was the first that this shit happened.

I can sadly say.. yes, it is.

it is just to convenient that the difference is the same in both cases. It would be interesting to see if you have banks in common, or common networks, or common processors. The fee seems a little too obvious to make any sense.

what country, what bank atm.. I took money from atm yesterday and today - everything was OK

I paid with CC at POS in Italy. The other guy did the same in Holland. We didn't take money from atm.

"atm" meaning, "At-The-Moment"
...not Automatic Teller Machine.

correct?

Jeeez, it sux man

POS = at a cash register. (Point of Sale)
ATM = Automatic Teller Machine.

Regardless the card issuers decide to exchange rate and not the ATM or POS machines. Those machines just have a set per transaction fee. Any exchange rates are set by the card issuers by assorted agreements with the banks. Thought it is all to easy and common to blame the machine's. Primarily because for way to long it seems like the machines were jacking people with free transactions for cards their bank issued, and other rates for non bank cards. Even worse is some convenience stores or places like Vegas would charge a very high transaction rate or a minimum percentage, and even charge this amount when you checked your balance.

If you do not believe me locate and ask some people that own and operate their own ATM machines or have a store with POS ability.

I onced tanked pertrol (paid with Epassporte VISA) and it charged like 50$ instead of 50€ (I'm from Belgium). I like!

Does the fee depend on the amount you take out ? (like the more you take out the higher your fees are )
I thought it was a flat rate of the bank , exchange rate , and ePassporte Regardless of the amount you take out .

Wow... ok... Sponsors, now I do NOT want Euros... USD is fine, for now.

You are correct, except you missed a few things in the game.

Depending on the system used, there may be "intersystem fees", and other transactional fees depending on the bank and network that the ATM or POS terminal is attached to. The amount removed from your epass account is normally the amount requested (local currency) converted to US dollars (plus a percentage fee by epass, like banks do when you exchange money).

Now, if ask the remote bank for 20 euros, and the remote bank charges you a 20 euro fee for using a foreign debit card or for a non-system card, they would request 40 euros plus ATM fee from Epass, who would in turn convert that to US and deduct it from your account. Epass would have no direct way to know what part of the transaction is fees and what part of the transaction is actual amounts spent.

Judging by the fact that the amounts charged look remarkably the same, I would suspect that some group of european banks have started to charge per transaction fee similar to what they charge to cash US checks.

That would be a very shitty thing to do actually. The reason why banks over here charge for cashing USD checks is because they're being processed manually. Plus, of course, they do add a mark-up on that. Still, charging the same fee for POS or ATM withdrawals would be really shitty. Especially since ?20+ for it would be grossly overpriced, most banks will charge about half that to cash in a USD check.

Why would they ban him? There is no rule that says you can't link to other forums, it says you can't SPAM other forums, big difference. :2 cents:

Please email me a screen shot of your statement with the transactions highlighted and I will look into it when I am back Monday.

fuck epass..bump for my $$