What % of your join attempts does Paycom decline????
 

Just curious. Hit me up if you want to make $$$$ on all those people you are loosing AFTER Paycom is finished denying them.

And NO Im not talking about cascading to another biller and PRAYING the scrub is less. If you are interested in knowing more say so in this thread and I'll hit you up and explain the details (and yes, I take the decline traffic from some very large programs and make them MUCH more than they made cascading)

I'm listening!

is this solution only for paycom?

If you have your own merchant accts or CCbill, I can make it work

hitting you up now

Are you the same Webmaster Direct that was doing the spyware installs last year?

ah,yeah,nickname now rings a bell, I'll pass :-)

Ruh Rooo raggy!

Ruh Rooo raggy!

im interested in knowing more

45471840

thanks in advance

Me too. Inquiring minds want to know.

:1orglaugh:1orglaugh:1orglaugh

:1orglaugh :1orglaugh

We just need Mitch in here, and it'd be a party.


WDjay: I'm seriously interested in what you have to say, though... hit me up in email with what you got going on, if you would.

Oddly enough, I've dealt with card processing for the last 7+ years now... and while people complain about throughput -- always have, always will -- and scrub, and the price of rice in China, the bottom line is really simple. If companies like Paycom and CCBill are declining transactions based on scrub parameters, it's very -- and I mean VERY -- likely that the transaction should be declined.

Some people confuse bank declines with scrub declines, which is unfortunate. A bank decline is a hard decline and no amount of begging or pleading is going to change it from one to the other. While there are certainly many upstanding citizens who enjoy looking at naked bodies on the internet, there is also a higher than average proportion of people who would like to do that but really can't afford to play.

Then you take into account the fraud -- be it surfers or affiliates -- and the percentage of good transactions is lowered even more. Surfers who constantly join, cancel, get refunds, initiate chargebacks, etc are not really desirable as a member database. You'll never make any money off these people, and considering the cost of a chargeback to a merchant account holder, you are better off without them.

So really, the only way I see that you could take the dregs of the surfer population and make money off them... would have to be doing something else besides trying to bill them legitimately. After all, we know they either don't have money or they don't have access to their money for some reason or other, and that's not going to change.

So the installs thing isn't a big jump in my imagination... especially with threads like these --

http://www.gofuckyourself.com/showthread.php?t=610987

I love this thread. Hats off to all the VIPs posting in here because they're so on top of their business that they insist on never missing a beat... or a curiously interesting yet unqualified thread.

Brad

Burnnnnnn!