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I Got Jacked Over the Weekend...........
So I went to the ATM on Friday to get some cash out but the machine wouldn't allow me.... after going to another ATM and getting the same result, I decided to call my bank to see what the issue might be.
After 30 minutes of being on the phone with the fraud dept., I find out that somebody took out $2,000 out of my account from various ATM's in the duration of 4 days ($500 a day) in locations that I have never used. I never lost my check card and have never left my wallet with anyone. After speaking to a friend, I was told that some people can create your Debit card after simply swiping it and entering your pin code at a local store. Luckily the bank has temporarily reissued the money to me until the case is finalized. Stay away from swiping your debit card folks - I have heard of stories like these but I would have never thought in a million years that this would happen to me. :( |
damn, that sucks...
i've heard about a few more people that the same shit happened to them... |
that really sucks, you need to be careful when you give your card to someone
and always hide your pin |
Yep, gotta love how Interac gave out rave reviews of safety, "never carry cash again, be safe!", and now, you can't even protect yourself from the double-swipe/fraud machines.
The newest wave of fraud machines, are where you do the swipe yourself, enter your code, etc, and it approves the transaction. Secretly, you paid no money and then the owner of the machine clones your card and jacks you outta more money. So be safe, stick to the original $ bills ya'll. |
Don't swipe your card at stores? What is the point of having the card then?
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I'm sorry to hear that Moe, it can be so violating when something like this happens. I've been there...no fun:mad:
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man that sucks
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just dont let your card out of sight and hide your pin |
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Well from what I hear its a lot safer using the card as "credit" than "debit" when it prompts you after swiping |
search youtube for "the real hustle" and youll see ways people get your card info
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wow that sucks. well, i've not heard enough of these stories to stop using debt. In fact, its the first i've heard of it - but sux dude.
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just dont do purchases that require a PIN
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Wow! Im sorry to hear that.
I've heard that if you lose your card, thieves can put it in a de-scrambler (which costs something like $700-$1200 CDN) and retrieve your pin. I've also heard that alot of independantly owned gas stations have been caught defrauding people by such methods listed above. Bloody shysters! |
That blows. I hear that SKIMMING or CLONING of cars is becoming like an epidemic now.
"Credit card cloning or skimming has become more widespread since the ‘chip-and-pin’ technology was introduced." Using your ATM card at ATMs are GENERALLY ok, but you MUST hide your pin, because IF someone has installed the skimming technology on the ATM or at your local grocery store, you could get jacked if they know your PIN. I have started using my Amex for most of my purchases and of course pay it down every month to avoid interest charges. |
I always use the card as credit rather than debit, otherwise it charges me a fee
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You got your money back? You are very lucky.
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If you have the choice between debit and credit, always pick credit. Credit card refunds and chargebacks are much easier. I only use debit when I absolutely have to.
WG |
LOL and here I thought the thread title was talking about getting jacked on the paintball field ;) hijacking to thread here, Moe was a trooper :) http://www.gofuckyourself.com/showthread.php?t=728970
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'll have 50k miles before you know it |
cash is the only way to go
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No shit..That's exactly why I'm all for thumbprints for transactions.. and if you have nothing to hid and your not a crminal then you have nothing to hide by giving your prints
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I was just thinking about this the other day when getting gas. You never know who's shady and who's not and if they're trying to steal your info. :Oh crap
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ouch, I bet that was upsetting!
You got lucky that your bank believed you... I've heard of people fighting their banks for months over situations similar to this. |
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More than likely it was stolen online and someone wrote it to a card. Don't use shitty backwoods looking ATM machines either |
Just change your NIP every now and then, don't carry too much in your account and pay with credit when you can because it's not you're money that is lost, but the credit card company.
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Yep happens :(
Sorry man!!! Hope it will all work out! |
Meh! How aggravating!
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Wasnt sure how they arrived at that conclusion but they would not give me more info. Nothing got stolen from though thank god. |
Out here in Montreal (WestIsland part) it's getting bad. Got hit twice in less then 3 months. Got back every dime they took from me each time. It's the new way to rob banks. think about it. 100 people they ripe off for a 1000$ each. 100K in there pocket. And it's easy to get 100 people cause everyone is using there ATM cards these days.
Now every 2 weeks I change my pin code, so I don't have to go through all the paper work with the banks. So if I get nailed again I'll know where my card got copied. |
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pretty nutzzzz! it makes you feel violated :Oh crap Im glad to hear that nothing got stolen at the end :) |
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Wow! Its amazing what people can get away with, I've never heard of that before but THANKS for the heads up.
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