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-   -   how much is your car lease payment? (https://gfy.com/showthread.php?t=719499)

TimBlaze 03-30-2007 01:15 AM

how much is your car lease payment?
 
i think i will lease my next vehicle. could some of u tell me what vehicle you got and how much your lease payments are? thanks :pimp :pimp :pimp

im probably gonna be leasing an SUV

salesman 03-30-2007 02:01 AM

I always preferred paying cash. for everything

Antonio 03-30-2007 02:03 AM

just like 99% of the GFYers I buy my Porsches cash

lalika 03-30-2007 02:23 AM

200$ / month

cardinalvices 03-30-2007 02:38 AM

Citroen Picasso here, $150/m :)

bizarrejan 03-30-2007 02:42 AM

Quote:

Originally Posted by Antonio (Post 12168802)
just like 99% of the GFYers I buy my Porsches cash

and ferraris

Zayne E. 03-30-2007 03:55 AM

I would never lease a car...it's the most expensive way to go. Ever notice dealers push their lease products so heavily? It's thei9r most profitable transaction.

Buy a 2-year old car either cash on as short a term as you can afford. Then you shouldn't end up upside down in your payments. All the major depreciation happens the first 2 years of a car's life.

jscott 03-30-2007 04:06 AM

my VW car payment (not lease) is $378/mo

Evil E 03-30-2007 04:06 AM

300$ canadian. And that was a one time payment.


Holla at a playa when you him in da streets.

d00t 03-30-2007 04:09 AM

Quote:

Originally Posted by Zayne E. (Post 12169159)
I would never lease a car...it's the most expensive way to go. Ever notice dealers push their lease products so heavily? It's thei9r most profitable transaction.

Buy a 2-year old car either cash on as short a term as you can afford. Then you shouldn't end up upside down in your payments. All the major depreciation happens the first 2 years of a car's life.

its not the most expensive way to go, infact its the cheapest way to go if u are able to claim 90%+ from business use.

The only reason dealers push for it is because when u lease a car, they essentially "sell" the car to the finance comanpy which then has an agreement with u at X% and the dealer gets a % kickback from the referral.

Dude. Pay cash or don't buy a new car. It's a liability.

Quotealex 03-30-2007 04:56 AM

Quote:

Originally Posted by Zayne E. (Post 12169159)
Buy a 2-year old car either cash on as short a term as you can afford. Then you shouldn't end up upside down in your payments. All the major depreciation happens the first 2 years of a car's life.

I prefer buying 5-year old cars, but only reputable foreign model ones, It cost me next to nothing and they're good for at least another 5 years.

ladida 03-30-2007 05:09 AM

Quote:

Originally Posted by Alex from Montreal (Post 12169303)
I prefer buying 5-year old cars, but only reputable foreign model ones, It cost me next to nothing and they're good for at least another 5 years.

Hmm.. My experiences are actually different. Most cars i drove are only good for first 5 years, after that, things start to tare and break all of a sudden. And that's with cars with low mileage and good upkeeping..:2 cents:

Ray@TastyDollars 03-30-2007 05:15 AM

We have a couple Volovo S40's with Spot Package, they are costing us $560/month each. We can get the MB C280 with all options for the same price. Figure that a car priced 40-45K with a good residual value will cost you under $600/month.

Residual value is key when leasing, if the car is worthless after the lease is up your monthly payments will be high. We also looked at the Caddy CTS, the car was almost the same price as the Volvo and it even had a cheaper interest rate, but it was also $200 MORE per month.

FYI: We are in canada

Ray

Sid70 03-30-2007 07:40 AM

no leasing here, no finance, paid cash and proud of it.

Grapesoda 03-30-2007 07:51 AM

Quote:

Originally Posted by TimBlaze (Post 12168633)
i think i will lease my next vehicle. could some of u tell me what vehicle you got and how much your lease payments are? thanks :pimp :pimp :pimp

im probably gonna be leasing an SUV

$700 per month for the caddy sts, $725 per month for the vette

Peaches 03-30-2007 08:10 AM

Completely loaded 2006 Jeep GC - $585 a month, $700 down, 3 year lease. w/o looking at the paperwork I think that was based on $43K. Paid cash for my 2006 Wrangler.

I've only bought 3 used cars in my life: 1 was a TOTAL lemon and I was very lucky to have an uncle who is best friends with the CEO of SE Toyota. The next was a beater 12 year old Ranger I bought with a friend of mine for $900 total and the 3rd was a Nissan I bought from my brother so I knew it had been taken care of. Used cars have no appeal for me.

Sosa 03-30-2007 08:35 AM

Quote:

Originally Posted by Zayne E. (Post 12169159)
I would never lease a car...it's the most expensive way to go. Ever notice dealers push their lease products so heavily? It's thei9r most profitable transaction.

Buy a 2-year old car either cash on as short a term as you can afford. Then you shouldn't end up upside down in your payments. All the major depreciation happens the first 2 years of a car's life.

leasing works out good for people with companies etc. More tax write-offs.

TimBlaze 03-30-2007 03:37 PM

i'll be living in canada by that time, in canada you can write off 100% of your lease payments

BradM 03-30-2007 03:40 PM

Quote:

Originally Posted by jscott (Post 12169179)
my VW car payment (not lease) is $378/mo

You got a better deal. Jetta I am assuming? I pay 405 for mine. 07
My Audi is more. lol

Quotealex 03-30-2007 03:55 PM

Quote:

Originally Posted by ladida (Post 12169325)
Hmm.. My experiences are actually different. Most cars i drove are only good for first 5 years, after that, things start to tare and break all of a sudden. And that's with cars with low mileage and good upkeeping..:2 cents:

I've purchased 5+ years old Honda, Toyota and Mazda and I never any major problems with them!

warlock5 03-30-2007 04:59 PM

$20,000 a month for the Bugatti Veyron, 36 month lease.

jgabra62 03-30-2007 05:02 PM

2006 Jaguar X-Type - $400 a month.

96ukssob 03-30-2007 05:03 PM

Honda Ridgeline (which my gf drives) is $500 a month. that was with $0 down
My car im financing because i like to drive a lot

mattz 03-30-2007 05:04 PM

Quote:

Originally Posted by warlock5 (Post 12172315)
$20,000 a month for the Bugatti Veyron, 36 month lease.


nice that 1001 hp must be kickin ass :)

lol

candyflip 03-30-2007 07:01 PM

Quote:

Originally Posted by jgabra62 (Post 12172336)
2006 Jaguar X-Type - $400 a month.

I have the same car and mine is just a tad lower, like $3. :1orglaugh

LiveDose 03-30-2007 10:33 PM

My car is paid in full...

BAKO 03-30-2007 10:41 PM

I lease a 2007 Benz CLS 550 $1148 a month and a 2006 Honda Accord $289 :)

bogo 03-30-2007 10:52 PM

Leasings the way to go...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.

96ukssob 03-30-2007 11:15 PM

Quote:

Originally Posted by WWC-Bako (Post 12173365)
I lease a 2007 Benz CLS 550 $1148 a month

I was thinking that car when i got mine. 06 cls 500 lease was teh same price i pay to finance my infiniti. sure, CLS is a sweet ride, but i def put on way more than the 8500 miles they allow

nice car btw :thumbsup

WWC-Moe B. 03-30-2007 11:18 PM

Quote:

Originally Posted by bogo (Post 12173394)
Leasings the way to go...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.

Right on.... I drive a $110,000 '07 Porsche C2S convertible and only pay $1400 lease... after 3 years I will change it and get another nice car... total write off for me :thumbsup
I put the cash on real estate or in my bank ;)

flashfire 03-30-2007 11:42 PM

cash up front no payments

venus 03-30-2007 11:52 PM

2007 Ford F250 4x4, quad-cab, turbo Diesel $1000 A month

Randyyy 03-31-2007 12:08 AM

$559.75 for '06 BMW.............. unless you're going to own your car for 10+ years and put a SHITLOAD of miles on it, there's absolutely no sense in buying a car, none

Babagirls 03-31-2007 12:08 AM

Quote:

Originally Posted by Antonio (Post 12168802)
just like 99% of the GFYers I buy my Porsches cash


:1orglaugh :1orglaugh

Randyyy 03-31-2007 03:41 AM

Quote:

Originally Posted by warlock5 (Post 12172315)
$20,000 a month for the Bugatti Veyron, 36 month lease.

uhhhhhhhhh

LilBro 03-31-2007 05:55 AM

i think a key factor missing in a lot of posts is how much money you layed out upfront. Some of these monthly payments make no sense unless some did sign and drive...need to know total money upfront as well with lease......

Quotealex 03-31-2007 06:06 AM

Quote:

Originally Posted by bogo (Post 12173394)
...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.

I would beg to differ. It's not because we don't have a Mercedes, Porches or Bentley that our car is a piece of shit. You can get a car for less than $20,000 that looks ndecent and does the job well. Not all of us want a car to impress people....

Quotealex 03-31-2007 06:13 AM

Quote:

Originally Posted by WWC-Moe B. (Post 12173447)
Right on.... I drive a $110,000 '07 Porsche C2S convertible and only pay $1400 lease... total write off for me

It's still money coming out of your pocket that you could have invested elsewhere with somekind of return. I just don't get this spending/wasting money just because it's tax write-off logic!

seven 03-31-2007 08:10 AM

Quote:

Originally Posted by bogo (Post 12173394)
Leasings the way to go...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.

You sound very jealous of those people who paid cash. lol. You prolly don't even believe people maybe making much more money than you out there to pay cash for nice cars. Anyways, I am driving a car that I paid cash for 5 years ago but will soon be driving one with a lease on it cos that'll be my company car to write off.. am trying to decide between ml350, x5 or rx350. I guess I'll take whichever offers the lowest interest rate or maybe I'll loan the money to my company with 1% interest (ie. I pay cash for the car alright but my comp doesn't) still debating with myself.

seven 03-31-2007 08:12 AM

Quote:

Originally Posted by Alex from Montreal (Post 12174222)
It's still money coming out of your pocket that you could have invested elsewhere with somekind of return. I just don't get this spending/wasting money just because it's tax write-off logic!

maybe he's got plenty money to invest then burn some too :winkwink:

Peaches 03-31-2007 08:42 AM

Quote:

Originally Posted by bogo (Post 12173394)
Leasings the way to go...for the people claiming that their cars paid off in full their either a) Dont drive b) Cars a piece of shit or c) Full of shit .

Thats a fact.

Hmmm - I lease a car AND bought one for cash. I drive, both cars are nice (IMO) and I could be full of shit, but not about this. :winkwink:

X37375787 03-31-2007 08:56 AM

Quote:

Originally Posted by pornopete (Post 12174445)
c) douchebags.

Yeah, that. :thumbsup

lorine 04-07-2007 08:58 AM

The Bugatti Veyron is one hell of a ride but the price,come on...and 20,000/month..few people can afford one of those beauties!

VeriSexy 04-07-2007 01:03 PM

zero... paid mine in full

potter 04-07-2007 08:13 PM

You people that buy your cars outright. Do you already own real estate, or just renting? I couldn't see anyone just buying their cars outright able to build up enough credit for a loan to purchase a house. Unless you're just buying your homes with cash as well?


Loan Agent: I'm sorry, you have no credit. We have no proof you're responsible enough for monthly loan payments.
GFY Webmaster: But I bought my car in CASH. Who the fuck do you think you are?
Loan Agent: Again, I'm sorry. We just can't approve your request at this time.

Seriously. How do you "cash up front" guys/girls build up the proper credit needed to purchase a house?

IllTestYourGirls 04-07-2007 08:22 PM

Quote:

Originally Posted by potter (Post 12218765)
You people that buy your cars outright. Do you already own real estate, or just renting? I couldn't see anyone just buying their cars outright able to build up enough credit for a loan to purchase a house. Unless you're just buying your homes with cash as well?


Loan Agent: I'm sorry, you have no credit. We have no proof you're responsible enough for monthly loan payments.
GFY Webmaster: But I bought my car in CASH. Who the fuck do you think you are?
Loan Agent: Again, I'm sorry. We just can't approve your request at this time.

Seriously. How do you "cash up front" guys/girls build up the proper credit needed to purchase a house?

who the hell buys a house? someone who thinks its an investment? LMAO

THIS IS NOT THE TIME TO BUY 3 more years, and I will buy 2 or 3 houses :thumbsup

seven 04-08-2007 12:07 PM

Quote:

Originally Posted by potter (Post 12218765)
You people that buy your cars outright. Do you already own real estate, or just renting? I couldn't see anyone just buying their cars outright able to build up enough credit for a loan to purchase a house. Unless you're just buying your homes with cash as well?


Loan Agent: I'm sorry, you have no credit. We have no proof you're responsible enough for monthly loan payments.
GFY Webmaster: But I bought my car in CASH. Who the fuck do you think you are?
Loan Agent: Again, I'm sorry. We just can't approve your request at this time.

Seriously. How do you "cash up front" guys/girls build up the proper credit needed to purchase a house?

People who CAN/able to pay cash for a big purchase such as a car, prolly got enough money so they don't have to get loans for many other shit. People who CAN/able to pay cash for cars most likely got houses or other valuable properties already. You don't get a big loan just to build a credit history lol you get a loan cause you actually need it or it helps you write off or some other crap unless you are just hard up but consoling yourself with "just building CH" idea for getting such loan. Trust me when you CAN/and able to pay cash for cars/houses etc. you'll see lenders start to beg you to get a loan from them and that's a fact :2 cents:

VicD 04-08-2007 12:59 PM

i dont have a car :)

BusterBunny 04-08-2007 01:00 PM

$50 a month

Goodings Media 04-08-2007 01:04 PM

just to join in.....

£35 p/m Bus + Tram Ticket

who needs a car anyways....... lol


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