Out of Country Insurance in case you break something like a leg...
 

yo , simple question but lets say i go to another country and something happens like my penis braks or i break a toe... will certain CC's like AMEX cover you?

hmmm i see this

Travel Accident Insurance
Receive insurance coverage when you're traveling anywhere in the world, with up to $500,000 in accidental death and dismemberment coverage at no additional cost.3 Enrollment is automatic when you purchase the entire fare of a Common Carrier Conveyance—plane, train, helicopter, ship or bus—ticket with the Card.

Premium Global Assist® Hotline
Whenever you travel, have peace of mind knowing that you have 24/7 medical, legal, financial, and other emergency assistance while traveling more than 100 miles from home. We can direct you to English-speaking medical and legal professionals and arrange for a transfer to a more appropriate medical facility, even if an air ambulance is required. We can also help you with prescription replacements, emergency hotel check-ins and cash access, lost luggage, and more. New additions to this program include assistance with lost or stolen passports, Card cancellation, and emergency Card replacement