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-   -   How much are you paying for Health Insurance? (https://gfy.com/showthread.php?t=693172)

NinjaSteve 01-05-2007 04:18 PM

How much are you paying for Health Insurance?
 
How much are you paying for health insurance? I've seen some Bluecross, Blueshield PPO plans that look decent. $150 a month for
$100 deductable, $20 copay, $7 generic drugs + $30 prescription + $60 prescription not on the list, $1,000 max yearly. Seems decent. $30 for urgent care, $100 for emergency room. 10% on surgery and xrays and acupuncture and chiropractic and basically everything else.

thagreek 01-05-2007 04:21 PM

Bluecross wont accept me or my wife. They are idiots!

Sosa 01-05-2007 05:02 PM

250 every three months

MikeVega 01-05-2007 05:27 PM

I have oxford freedom plan and I pay $1729 a month for the family plan (wife/2 kids and myself) ... NY rates are high .. that $20 co-pay $7 for generic scripts and $40 for brand names .. I could buy a small house for less then that a month ..

CaptainHowdy 01-05-2007 05:34 PM

$ 18, heh... Full coverage!

Snake Doctor 01-05-2007 05:38 PM

Around $440 a month for my wife and myself. BCBS in Louisiana.

Klen 01-05-2007 05:39 PM

I dont pay my nothing.In my country heath is free :)

Grapesoda 01-05-2007 06:27 PM

$350 per month blue cross PPO with dental . . 5K deductable

Grapesoda 01-05-2007 06:28 PM

whoops double post

Naughty-Pages 01-05-2007 07:23 PM

united healthcare (FL)

$220/mo for just my daughter and myself (listed a smoker), my wife is covered through work for free and it was cheaper for us to have myself and my daughter through my business than put us on my wifes insurance through work..

1,500 deductible (each)

office visits 100% after deductible
Generic prescription drugs $20 copay
Name-brand drugs $50 copay

(got dental through my wifes work as it was cheaper)


i hate medical insurance... :(

The Duck 01-05-2007 07:34 PM

Its about 15 dollars for every visit, if urgent care is needed its free.

Spunky 01-05-2007 07:35 PM

About 52 bucks per month

MikeVega 01-05-2007 07:45 PM

Am I the only one that has to pay so much ??? I see guys paying $200 a month .. I'm paying over $1700 ..what the FUCK

BoyAlley 01-05-2007 07:51 PM

Quote:

Originally Posted by MikeVega (Post 11667589)
Am I the only one that has to pay so much ??? I see guys paying $200 a month .. I'm paying over $1700 ..what the FUCK


That is CRAZY high. I don't know if anyone in your family has a serious medical condition, but either way, you'd be better off setting up a corporate group plan and putting your family under that than whatever it is you're doing now.

MikeVega 01-05-2007 08:00 PM

Quote:

Originally Posted by BoyAlley (Post 11667621)

That is CRAZY high. I don't know if anyone in your family has a serious medical condition, but either way, you'd be better off setting up a corporate group plan and putting your family under that than whatever it is you're doing now.

They are under a Corp Plan .. under Mobbucks's parent company Jade Entertainment. I even broke up the plan ...My wife is a separate employee with a single plan and I have an employee and kids plan. It works out to $1729 a month and that is about $150 cheaper then just a full family plan. A single plan is $300+ a month. I do have a medication that i take daily but nothing big. I really keep it for the kids and in case i get hurt doing something stupid .. like the time at the PHX forum that i got run over by Spring Thomas in a golf cart and busted up my ankle really bad ..when i got home (after 3 days of self medication ) I had to see a shit load of doctors and was in a cast for a month .. that shit still hurts and it was over a year ago ...:1orglaugh

Naughty-Pages 01-05-2007 08:46 PM

Quote:

Originally Posted by MikeVega (Post 11667589)
Am I the only one that has to pay so much ??? I see guys paying $200 a month .. I'm paying over $1700 ..what the FUCK

ya, you're the only one..

up till 2 years ago i was in NY and i didn't pay anything like that...

i was paying like $500 including my wife and daughter for a good plan with BCBS..

MikeVega 01-05-2007 08:51 PM

Quote:

Originally Posted by Naughty-Pages (Post 11667846)
ya, you're the only one..

up till 2 years ago i was in NY and i didn't pay anything like that...

i was paying like $500 including my wife and daughter for a good plan with BCBS..

It has gone up a lot in the past 2 years. Last year it was under $1400 and now $1700. I do have a really good plan with no referrals and all the doctors i like. I'm sure i could save a few hundred bucks a month if i really shopped around but I just like the plan so much and it is through the corp.

CC 01-05-2007 10:26 PM

About $500/month for my husband and I. We have BCBS.

Jim_Gunn 01-05-2007 10:53 PM

Quote:

Originally Posted by MikeVega (Post 11667865)
It has gone up a lot in the past 2 years. Last year it was under $1400 and now $1700. I do have a really good plan with no referrals and all the doctors i like. I'm sure i could save a few hundred bucks a month if i really shopped around but I just like the plan so much and it is through the corp.



They all raise the rates once or twice every year. You must reset back to fair market value every year or two by switching insurance companies. I just cut my monthly bill down from $338 (used to be $178 three years ago) to $148 by switching plans as a single non-smoker.

Luscious Media 01-05-2007 10:59 PM

Just over $400 a month for the two of us.

It's a decent program but long term care lacks. For instance, if you need a medication or procedure on a regular basis you need to spend more to cover it or pay out of pocket when you top out.

"There are worse things in life than death. Have you ever spent an evening with an insurance salesman?"
Woody Allen

shekinah 01-05-2007 10:59 PM

I don't have any health insurance as of the moment.. hehe, joke!

GAMEFINEST 01-05-2007 11:28 PM

32 bucks per paycheck PACIFIC CARE

buck30 01-05-2007 11:50 PM

2 kids, spouse, and me, 500 mo...catastrophic only...

collegeboobies 01-06-2007 12:49 AM

way too damn much

eZe 01-06-2007 01:17 AM

I pay 245 for me, wife and two kids. It is with a 5K deductible.

We are looking to form a non-profit member association for webmasters though. Here is the post about it:
it/673116-health-insurance-please-post.html
We are talking to insurance companies now. If you are interested hit up Errol and get him your info. The more people we have the better for negotiating rates.

MikeVega 01-06-2007 08:11 AM

shit .. I have to look for another plan .. save my company a few bucks ..

Grapesoda 01-06-2007 08:15 AM

Quote:

Originally Posted by eZe (Post 11668935)
I pay 245 for me, wife and two kids. It is with a 5K deductible.

We are looking to form a non-profit member association for webmasters though. Here is the post about it:
it/673116-health-insurance-please-post.html
We are talking to insurance companies now. If you are interested hit up Errol and get him your info. The more people we have the better for negotiating rates.

I emailed the guy with no response

Cyber Fucker 01-06-2007 08:19 AM

Quote:

Originally Posted by KlenTelaris (Post 11666822)
I dont pay my nothing.In my country heath is free :)

Where do you live ? :)

gleem 01-06-2007 08:29 AM

$220 a month with blue cross here, they bumped my rates up 25% cause I had heartburn and had to take Nexium.. they are fucking tewlz :||

Cyndalie 01-06-2007 09:13 AM

I pay $360/month and the company covers the rest - I think it's like $500/month. I'm not on any medications and I don't have any health problems. Just a 30 year old woman. They are theives, but you gotta have insurance.

The Dawg 01-06-2007 09:18 AM

$350 per month for my family (3 of us). BCBS PPO


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