Is there a way to process credit cards without the need of merchant account?
 

I am about to open a new online business (not adult) and I need to process credit cards, I am looking for a processor that charges me a minimal rate and does everything for me, the SSL, the credit card processing and the billing, afterwards he sends me the money by wire.

Don't want banking merchant account for this business.

I know it's been discussed here before, I have read some of the old threads and I have visited a lot of credit card processing companies, and now I am more confused than before...

Can someone explain me what's the process and maybe recommend me of a service that does all that (if any)

:helpme

Thanks.

Definitely. I use 2Checkout for quite a bit. Their fees are lots lower than the other processors out there and they don't scrub nearly as much. I have been using them for over a year so far and have no complaints.

Thanks man, if I sign up with them it will be under your id...

:-)