Health Insurance for US webmasters - Do you need it?
 

We are curious how many US based webmasters currently have health insurance. If you do not have it would you be be interested?

Discuss.

ARS ran a similar survey around 3 to 4 years ago. Massive response in the AFFIRMATIVE. I'm based in the Philippines now but my health insurance is US-based. Health insurance is extremely important (given the recent rising rate trend).

Would not qualify if it happened. Not a chance in hell it would cover anything with me.

Keep your posts up. Tell me if you have it or not.

Yeah, and it is not getting any cheaper for a family of five.

The risk of not having health insurance would be catastrophic to my entire family.

I concur.

Yes, that would be very bad.

how many sales a day u want to cover me, u got em

I have insurance but it is expensive and not very good. I would love a group plan.

insurance is hella expensive, mine is discounted for 2 more years, and then i am fucked

I was also asked a week or two ago. Almost everyone who responded had health insurance.

:2 cents:

Speaking as someone who recently had cancer health insurance is a big deal. Had I not had excelent coverage treatment would have been in the 100,000$ range.

Its a must, you never know what will happen.

A group plan for webmaster would be excellent. We should be able to get better rates.

Senator,
If we can get lots of webmasters who need health insurance it would be great.

move to canada? :winkwink:

I am astounded at the percentage of people without health insurance.

they may not be for long ;)

I'm going to bed. Please keep responding and use the poll.

29 people so far. keep it up.

Move to Argentina, you'll have great health insurance absolutely cheap...

That would be nice, however it's not that easy for most people to relocate.

Right. Plus who wants 3rd world healthcare?

:helpme

this would be a massive and I hate to say it... almost impossible challenge. Health insurance is state to state and each state has differing laws and regulations. I think it could be done under one corporation that covered all 50 of the US States and its territories but it would not be a simple matter.

as far as interested goes... Hell yes I am interested if the plan is good. I can get an over priced, high deductible policy that I cant afford myself :)

spaz

Hell Yes You Need Health Insurance Period!

when we didn't have health insurance, it was scary...
not on a daily basis, but you never know when you're going to need it.

now that we do have it....i remember what a secure feeling it is, just in case.

I have insurancve but it costs me 455.00 a month

thats just crazy

We spoke with a benefits specialist and there are national health care providers available. Please ICQ me so I can have you on my list.

We spoke with a benefits specialist and there are national health care providers available. Please ICQ me so I can have you on my list.

We spoke with a benefits specialist and there are national health care providers available. Please ICQ me so I can have you on my list.

Roughly, how much does health insurance cost for say a family of 5, me, my wife, and 3 kids ??

I always thought that decent insurance would be in the $1,000 range, so I stayed away from it because I figure that if it'd cost me $12,000 a year for insurance, I'd be better off just paying the couple of office visits that happen in the year's time.

We're still on the younger side, 32, but I'd like to dig into some because we're only getting older and that's when stuff starts happening.

Yeah, but what if someone needs a major surgery????? It could be a WHOLE lot more than $12,000.

Yeah, that's true. I look at it this way though, I've been doing this full time for 6 years now without insurance, so 6 x $12,000 = $72,000 that I saved. In another couple of years, I'd have saved enough for heart bypass surgery, ha ha ha.

Yeah but the question is do you have $72,000 in the bank account to pay for the bypass?

Here is the thing about not being insured, you pay the sticker price of medical care. If you have insurance, they negotiate down what you pay. For example, a $150 visit may only cost $100, even if you are still in your deductable. Now imagine if that was $150,000 bypass.

The question about premiums depends on the size of the group and the demographics. Please visit this post http://www.gofuckyourself.com/showthread.php?t=673116 about the group.

anyone else not post on the poll yet?

Yea scary. Insurance is so important especailly when you have kids.

We DO offer health insurance to US webmasters.

www.adultrevenueservice.com

I have two plans.. Just in case.

fuck adult, time to start an insurance company.

who else?

I carry my own group plan, but that is an awesome offer for all these people without insurance.

I can't understand how some of these people here can claim to make six, seven figures per year.. but don't carry basic necessities like health insurance.

Yes I AM interested definetly

keep me posted

We self pay insurance since it's rare that companies offer it any longer. More people are without it than ever. Our insurance no longer covers 'well checkups or immunizations'. Do we have shitty insurance from Geiko? No... we pay huge money for Blue Cross Blue Shield. Our doctor told us that she doesn't even take her kids to the pediatrician unless they are really really sick. Each year, coverage is less and less and rates go up and up. The US is in a health care crisis. Saving your premium sounds like a good idea in case of emergency, but in our area.. you can't get seen at a doctor unless you are covered. If you are self pay at the ER, you will be sent home earlier. Tylenols are 100 dollars each in the hospital. Bring your own. My son had pneumonia and 4 days in Children's Hospital was $35,000.
Do we need insurance in our industry.. yes and it needs to be good quality so you can see a decent doctor.

yup. im interested

I finally have some health insurance now and it's nice to have. Sort of expensive but worth it. That secure feeling, like Raven said, is worth the money.

I need it

We got our health insurance through the NASE (National Association for the Self-Employed)

My insurance is $145 per month. You have to really shop around.

Having said that, I lived in the UK for 4 years under national health care, and I'll take the US system ANYTIME.


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I'd like to set something up something similar, but only for us webmasters :)