Merchant account? Help me out!
 

I've been looking at a few options. 2checkout, authorize.net, they both look good.

Any other good merchant account provider?

What are you guys using for mainstream.

those are gateways...not merchant account providers? not clear....? for merchant account check out ... MerchantSolutions.com?

2co is the mainstream solution for most. $50 and 8%

Yeah, I meant gateway. Can't I say merchant account for gateway? They are similar.. maybe you can clear this up for me?

8% is a lot

any more?

sorry i meant 5%. i was confusing with another

isht authorize.net 2.3%

2checkout isn't a gateway, it's more like paypal. Authorize.net is a gateway, thus it requires the merchant to have an account with Visa, MC, Amex, etc.

Both can deposit in my bank account daily right?

Sounds like you may want to know the difference between a gateway (or third party processor - TPP) and a merchant account.

The simple route is a TPP and they provide complete management - and costs more - eg 2checkout.

Briefly a merchant account is entirely different and you bear a risk element, but the charges are less - eg authorize.net. Check out the netbilling.com link in this thread for more info.

I would need more a gateway then.

Any 2checkout alternative?

thanks for the nice replies

Here's a few more TPP's to check out...

http://www.chronopay.com
http://www.digibuy.com
http://www.multicards.com
http://www.propay.com
http://www.kagi.com
http://www.worldpay.com

It's really a matter of checking out whatever services are most suitable for your project - eg software could be kagi.com or another skipped from that list, regsoft.com.

Marchant account pay daily, third party pay weekly..

I guess I'll have to go with marchant account.

I will stil check out the one you posted.

don't know what you'll be using it for, but authorize.net stopped taking adult transactions several years ago...

I use authorize.net for my mainstream stuff. When you sign up with them, you have the option of having Wells Fargo be your merchant account provider. They send the money straight to the bank account you provide them at sign up.

Kinda dump question but I can't find the answer at 4 am..

How much is wells fargo or other major bank marchand account?

I used to have a wells fargo merchant and they were the best, imho. Low rates too.

If you are looking for a third party processor and its a "high risk" (adult, pharmaceutical, ect) You should consider us at Etelegate.com - We do not charge a signup fee and we do not charge the $750 activation fee's for Visa and Mastercard.

:1orglaugh :1orglaugh :1orglaugh :1orglaugh

You have the balls of a donkey ... choke on them please :mad: