Got in car accident, now having problems with other party
 

About 1 month ago my wife bumped into someone elses car in a parking lot. They both decided to settle this without involving insurance companies. My wife found a repair place that fixs it for approx. $500can however that other person found a place that repairs it for $1000 and she insists on using them otherwise she will go through the insurance company.. we're not sure of the procedure (do we pick? does she pick? Can she use Insurance Co. still now?).. any help is appreciated.

Thx.

just pay the $1k and file it under "lesson learned"

Usually three places are picked and th emid-range is the one you go with. This guy has the winning hand and he is playing it.

yup and time is $$$ so best to just count your loses and move on

Probably the best bet is to chalk it up as experience and bite the bullet with the k

Tell them to fuck off they never had a wreck with you

its really up to the insurance company...

Yes, she can still contact your insurance company. In the states, parking lots are usually not covered under traffic laws. She could get a police report for the insurance company, but the police couldn't write your wife a ticket or anything.

Personally, I'd pay the $1000 but BE SURE TO GET IT IN WRITING THAT IT'S PAYMENT IN FULL. You don't want her coming back in a year saying her neck hurts.

yup need that for sure

you're at their mercy. pay it and be done with it. your insurance will go up and prob far more than 500 extra a year. they know they got you. you haven't a choice at this point.

Unfortunately thats true.

Happened to me too long ago, it sucks, theyll just get the car done for 500 and put the 500 in their wallets.

no police report, no witnesses means it never happened right?

If it was on private property thats even better

It depends where in Canada you are.

In British Columbia, for instance, everyone has to have ICBC insurance. When a claim is made against your insurance, you always have the option to pay off the accident instead of it being an outstanding claim. So you can just let the insurance company handle it, and believe me they won't pay the highest estimate, they'll pay their own estimate, then pay it off once it's settled.

Interestingly enough, towing is included and doesn't factor in to what you pay the insurance company in the end. It's free!

Another note is you must be sure to pay the accident as soon as it's been settled with the insurance company, because if you have another accident, you will lose the option to pay off the first.

If you're not in BC .. Can't help. :)

Get three quotes, give them to her and tell her to pick one.

If she's still being an ass, tell her to contact her insurance company.

Tell them to eat a bag of shit. In Ontario they (and you) have 24 hours to go to a reporting centre and get the stupid paperwork from the police. At this point with no police report its their word against yours.

Offer them $500 or a bag of shit. They will likely go for the $500.

No police report.No accident..It never happend.Both parties left the scene of an accident .Its your word against his.

No poilice report? Now they are being asses? Tell them to fuck off.

And get your wife some driving lessons. Some dick hit my car in a parking lot last year and took off.

Just offer them $650 and the address to where you can get it done for $500.

I'm in Ontario, Canada btw...

So basically;

1. Either pay the $1000 and chalk it up to "lesson learned"

OR

2. They better take our lowest offer to repair if they want us to pay for the repair at all.

I like the $500 or a "bag of shit" option personally :)

I'd put my money on she knows someone at the other garage that will fix it for way under $1000 and the extra cash will go in their pocket.I'd tell them take the $500 or report it.

$500? what is it .. a scratch in the paint?

Happened to me. Chalk it up to a learning experience. I did have some fun with the other party. I told them that I would pay the shop directly and gave my visa number to the shop...only to be billed when the repairs were finished.

Got the call to approve the work and to charge my visa. Asked the service person how long I had to approve it till storage fees started. Was told three days, and I said I would wait the three days.

The other party was pissed and when they called I just said you pay the bill or wait...they waited :Oh crap

nice :thumbsup

It's actually a scratch on the bumper. So they want over $1000 for it and car rental fees.

I would go thru insurance, time is money and I don't have time to play with jokers.

just my 2 cents

DH

P.S. I have been in this same situation before and I had the EXACT same situation happen to me!

Let them take it to the place for $1000. I would go there personally and pay the repair place myself. That way you know the real cost and you can get in writing from the person fixing the car that you paid for the damages.

Just pay it if you can.

bumper replacement or touch up is 5 hours max, no fucking car rental fees, one cab for the day would cost less.