How have we let it come to this?
 

How is it that the tiniest little trivial thing can cost you upwards of 20%+ interest to a bank for them doing not much of antyhing, and yet something as important as your life savings will only get you 2% or maybe 3% interest if you're lucky.

How did we get so ass backwards that we just accept that they can charge us insane rates for nothing but give us almost nothing back for stuff that's important?

I just don't get it.