question about financing.
 

I have a company. and I want to offer my customers fiancing options for large purchases

anywhere from1k to 50k

like for example. you go into sears or lowes or walmart etc etc.. just about any major retail store has a financing plan for thier customers that dont have the cash to get things they need and want.

I am looking for that solution.

any idea of some good places to look to find options i might have to get my customers financed?

I want to always have atleast 5 places i can send an application in for a customer and see who gives me the best rate...

thanks!

bump? anyone?

it would depend on what you are selling and what is being financed. i have never seen someone offer financing options that did not send clients to lenders they knew would finance that type of item that they had relationships with. you have to find those lenders

Well, I would have to agree that it all depends on what you are selling and where are you located ? One best means would be to check out any finance companies in your town or city which handles hire purchase financing.

Some big stores that I know either provides financing in-house and make an additional income through the high interests which is worked into the cost of the product. Others may work with some banks who may offering preferential or low-interests financing through their credit cards.

Ask Rick Latona.

windmills

appliances
solar equipment

i have found GE and citi finacial so far

any others?

Start a borrower's group at prosper.com

Check out: ITT SBFC/ ITT Small Business Finance Corporation.

^^^^^^^^

just sent them an email


i guess im having trouble finding the right 'niche' of lenders

car dealers have a slew of lenders
atv dealers have a slew of them too

is there an appliance type of lending group or network of lenders? besides GE

i cant find anything on google

Providian....

yea for losers.

I know quite a few furniture places use Houshold Fianance which is part of HSBC now. I think they can even issue a type of "credit card" in your companies name, i.e. like a "sears" card.
http://www.hsbcusa.com/

nice! thank you i submitted an app