Credit History question!
 

My credit score is 784, and i got one bill for 280 which i did not pay, how much is it going to fuck up my history?

The 784 is your fico score from one agency.
Now that 280.00 bill will hit your credit reports and be reflected across all three dropping your score down a bit. I do assure you that it will end up costing you a whole fucking lot more than 280.00 in extra interest and whatnot over the next five years.

that's a very high credit score......are you able to pay the $280?

I doubt it will bring you down much, but your score will suffer if it goes into collections.

A 90 day late within the last year could cost you about 40 points.

A chargeoff could be as much as 100 points.

lol , can afford to pay it, it is just an unjust charge !

Pay the bill with a check. In the note write paid under protest. Then fight it in small claims. At least that way your credit is not hashed.

can i write in a memo "fuck you" ??