Anyone here been through bankruptcy before?
 

My mom is going through it now and is afraid she's going to lose her house. She owes alot for arrearage, more than I can afford right now (otherwise id pay it for her). Anyone know how long it would be after she gets her letter saying they're foreclosing, that they actually foreclose? I've heard anywhere from 2-4 months.

And, is it possible to rent after going through this?

Thanks...

I went through a bankruptcy years ago, but I didn't deal with a house. I thought they changed the bankruptcy laws though where you have to pay things back. Maybe she can work with them to keep the house?

Best person to contact is her Bankruptcy attorney, that is what they are there for and what she paid them to do.

yes talk to an attorney....may determine wether you keep the house or not....look into either filing chapter 11 or chapter 13 bankruptcy.,...its not too fresh in my head right now/.....

I went down for a little over 800K a few yrs back.

Foreclosure will take at least 4 months and they cant even begin until after the bankruptcy is discharged ( there are some ways they could speed it up , as advised talk to your attorney to protect from that)

as far as renting, she will need to do that before the forclosure or most places wont do it, or else look in the paper for individual owned places and not apartments or property managers etc....

usually it will require a bigger deposit. and extra security deposit. but many will still lease/rent to you

what state are you in ? ( well is she in)

She already has a lawyer dealing with this, but we've heard conflicting stories from the lawyer and her real estate agent (who's trying to sell her house).

btw, this is in Alabama.

I was just trying to get a little info from someone who maybe has been through this before.

Thanks for the info, guys.

And you are offering $25,000,000 venture capital already, you bounced back quickly :thumbsup

If you had $25m to invest, would you let Joesho, who recently filed for bankruptcy, decide who gets it?

But in this thread he says that people should just trust him - no need for legal contracts etc. it/621539-florida-internext-roll-call-meeting-planning-project-16.html :helpme

Rolo, why do banks not loan money to people who have recently filed for bankruptcy?

Because they are part of an evil conspiracy against bullshitters and posers?

good luck

Waits for ban hammer to get thrown. Shouldnt take long now..

This message is hidden because stickyfingerzdotnet is on your ignore list.

Dance, Puppet Dance! :1orglaugh

Joesho has sunk pretty low that he needs a gay porn spammer to defend his scams.

Yes much better to have a character from the lion king pimpin for ya. :1orglaugh :1orglaugh

What are you 5 picking a cartoon characters name? lol

Btw WHAT DO YOU DO?

What do you do?

Date: Mon, 19 Jun 2006 08:58:18 -0700 (PDT)
From: Joesho [[email protected]]
To: [email protected]
Subject: CONFIDENTIAL PROPOSAL

My name is Mr.Joesho.I work in the credit and accounts department of
Union Bank of NigeriaPlc,Lagos, Nigeria. I write you in respect of a
foreign customer with a Domicilliary account. His name is Engineer Manfred
Becker. He was among those who died in a plane crash here in Nigeria
during the reign of late General Sani Abacha.

Since the demise of this our customer, Engineer Manfred Becker, who was an
oil merchant/contractor, I have kept a close watch of the deposit records
and accounts and since then nobody has come to claim the money in this a/c
as next of kin to the late Engineer. He had only $24mllion in his a/c
and the a/c is coded. It is only an insider that could produce the code or
password of the deposit particulars. As it stands now,there is nobody in
that position to produce the needed information other than my very self
considering my position in the bank.

Based on the reason that nobody has come forward to claim the deposit as
next of kin, I hereby ask for your co operation in using your name as the
next of kin to the deceased to send these funds out to a foreign offshore
bank a/c for mutual sharing between myself and you. At this point I am the
only one with the information because I have removed the deposit file from
the safe.By so doing, what is required is to send an aplication laying
claims of the deposit on your name as next of kin to the late Engineer. I
will need your full name and address telephone/fax number,company or
residential, also your bank name and account,where the money will be
transfer into.

Finally i want you to understand that the request for a foreigner as the
next of kin is occassioned by the fact that the customer was a foreigner
and for that reason alone a local cannot represent as next of kin. When
you contact me, then we shall discuss on how the money will be split
between us and others we shall also speak in details. Kindly send your
reply to my private email address stated below [email protected]

Trusting to hear from you,

I remain Respectfully yours,

Mr Joesho.
[email protected]

This message is hidden because stickyfingerzdotnet is on your ignore list.

Is stinkyfinger spamming gay porn again? :(

I think he got a crush on you... but do not tell him I told you so!

Joesho has a crush on me!!?? Excellent, I'm going to marry him and then divorce him and claim $12,500,000!

What will you use all that cash on?

manatee conservation ;)

Guys mom is going through bankruptsy and 3 fags have nothing better to do than try 69 with 3 people... Then debate on what it'd be called...

unlucky for your mum dude.

Do not worry - Nismo is doing better http://www.gofuckyourself.com/showpo...95&postcount=4 :)

However Joesho is not http://www.gfy.com/showpost.php?p=10...&postcount=850 :(

Hey Timon, lay off Joesho. We all get what you are trying to say but it's getting annoying and very lame.

DH

DH I respect your opinion... however we have already moved far beyond annoying and very lame - now its a matter of collecting debt.

Would you let people run away from their bill at gallerytrafficservice.com?

I´m asking this in the most sincere and objective way possible.