Who uses MoneyMart?
 

With easy access to credit cards and AMT at every street corner, why would someone need to use MoneyMart?

1. They do check cashing, and many people do not have bank accounts or for credit reasons (bad checks) can not get a checking account.
2. They have longer hours than banks do and are open 7 days a week. For those that really need their money right this second.
3. There is never any holds placed on checks.
4. They offer payday loans. A super high interest way to entrap people into a constant state of revolving small loans. They can charge interest rates that would typically be considered illegal due to special laws and calling portions of it a service charge.
5. They also ussually offer other services like western union, bill pay etc.

Though these types of stores feed on the poor, alot like rent to own furniture stores. They are absolutely fucking great investments with an outstanding return on investment.