I fucked up this year!
 

I made great deal of money (for me). I was just checking everything over. I have money for the income tax and that is about it. I bought a car for cash, paid off some stuff and had a fuck load of fun!

But shit shouldn't I have huge bank etc after a great year? What if I do not repeat it? I am sitting here regretting all the cash I burned on dumb ass crap.

I usually buy a commercial building but I skipped it for fun.

:(

always invest and then use the extra to spend.

i have 2 stocks that i invest in monthly (my own little retirement fund) and then i save money for tax season. everything else, i spend lol not to say thats smart to do but fuck it, im young, no kids, im allowed to be selfish right now :)

That is one of the reasons I like buying things on credit. I know everyone always says "don't buy on credit, you'll pay more!" Which is true, but I'm fine with that. I'd rather pay an extra 10-15% for something than have to drop a huge load of cash all at once, which obviously ties my hands from investing or emergencies. I can make back my 10-15% by investing more money into my business without too much trouble.

You probably should have leased a car instead of buying, or at least went the loan route.

Honestly, it was more Europe, Cancun twice and Brazil a few times. But yeah buying a nice car was sort of dumb. No way to recoup that cash.

Holy shit, you went all out! Haha. Hope you had a good time anyway.

Same here. I was planning to save loads of money, but instead I spent way more than I saved.

Wanna sell your SEO stuff? :)
WG

back off :)

WG,
Not selling a thing but i still think we should go halves on that deal.

:winkwink:

It was a great year. But I look at guys that own big programs or sites and my income is not as stable as theirs. I probably will not get 10 years of big cash out of my setup. I need to go less wild and save some cash in the mean time.

be thankful you have the skill to make the kind of money you are. i wish i could master seo. i wouldn't worry about wasting what you already have but have some kind of plan set up to put away X percentage of your income for savings/retirement/whatever.

We go by the 10% program.

If we buy something, A car, a house, go on vacation what ever, we also put 10% of that item or trip cost into a savings account. That way, we have the cash if we ever need it.