My financial advisor told me that I could spend $900 a day and still - GoFuckYourself.com - Adult Webmaster Forum

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#1

My financial advisor told me that I could spend $900 a day and still

09-09-2005, 09:47 PM

Retire with well over $15M in my account. I am 31 years old and have been paying anywhere between $4000 and $15,000 a year into my retirement fund since I was 19. My Sophmore professor preached about retirement funds and gave us extra credit if we signed up so I did it. I'm not regretting it!

That's pretty interesting to hear and I'm going out to buy some really cool shit! $900 a day and still retire with $15M! Can't beat that!

And no, I'm not bragging. I'm just excited and want to stress to everyone out there how important a retirement plan is. By the time we're eligible for Social Security it won't be around anymore.
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#2

09-09-2005, 09:48 PM

please paypal me w/e you dont spend each day.

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#3

09-09-2005, 09:50 PM

congrats.. well done bro.

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#4

09-09-2005, 09:50 PM

who wants in the printing business? raise your hands.
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#5

09-09-2005, 09:51 PM

actually, anything you can share on where to start with that and what you're currently doing?

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#6

09-09-2005, 09:52 PM

I would be really interested in hearing how you got your printing business started someday. You seem to be a pretty hard working guy.

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Rob

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#7

09-09-2005, 09:53 PM

Originally posted by bringer

actually, anything you can share on where to start with that and what you're currently doing?

Sure thing! Email me or hit me up when I log onto to ICQ and I'll get you in touch with my F.A. He will be able to structure a retirement plan based on your current income and he works some magic with numbers!
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#8

09-09-2005, 09:53 PM

So what's first on your list of toys to buy?
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#9

09-09-2005, 09:54 PM

Originally posted by HighOnAcid

Retire with well over $15M in my account. I am 31 years old and have been paying anywhere between $4000 and $15,000 a year into my retirement fund since I was 19. My Sophmore professor preached about retirement funds and gave us extra credit if we signed up so I did it. I'm not regretting it!

That's pretty interesting to hear and I'm going out to buy some really cool shit! $900 a day and still retire with $15M! Can't beat that!

And no, I'm not bragging. I'm just excited and want to stress to everyone out there how important a retirement plan is. By the time we're eligible for Social Security it won't be around anymore.

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#10

09-09-2005, 09:56 PM

Originally posted by HighOnAcid

Sure thing! Email me or hit me up when I log onto to ICQ and I'll get you in touch with my F.A. He will be able to structure a retirement plan based on your current income and he works some magic with numbers!

thanks! btw, howd that hobby room turn out?

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#11

09-09-2005, 09:56 PM

Congrats- that's awesome.

You could really have some luxury with that.

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Rob

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#12

09-09-2005, 09:57 PM

Originally posted by Sly

I would be really interested in hearing how you got your printing business started someday. You seem to be a pretty hard working guy.

I just sent you an email.
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Rob

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#13

09-09-2005, 09:59 PM

Originally posted by bringer

thanks! btw, howd that hobby room turn out?

- I'll take a picture of it and you can be your own judge.
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#14

09-09-2005, 10:00 PM

Originally posted by HighOnAcid

- I'll take a picture of it and you can be your own judge.

that bad huh? btw, icq sent!

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Rob

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#15

09-09-2005, 10:04 PM

Originally posted by bringer

that bad huh? btw, icq sent!

Good deal! I'm hitting the sack soon and I don't connect to any IM services while at home. I will get it first thing Monday morning and we'll discuss some long term investment opportunities for you.
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#16

09-09-2005, 10:36 PM

thats a great thing
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#17

09-09-2005, 10:40 PM

If you've been putting in the max that you claim for as long as you claim you still have only 180k in the bank. How does that translate into such riches?
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#18

09-09-2005, 10:44 PM

I have nothing
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Rob

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#19

09-09-2005, 10:47 PM

Originally posted by dig420

If you've been putting in the max that you claim for as long as you claim you still have only 180k in the bank. How does that translate into such riches?

http://www.bloomberg.com/analysis/ca...rs/retire.html - do the math. I started with a $3000 deposit. I put in roughly $6000 per year for the first three years and have been putting in $15,000 a year ever since.

Do the math using that calculator. It shows that my retirement at 65 would yeild roughly $12M. I also have other fund diversified and earns me a steady interest rate of 11%.
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#20

09-09-2005, 10:52 PM

Originally posted by dig420

If you've been putting in the max that you claim for as long as you claim you still have only 180k in the bank. How does that translate into such riches?

No offense, but did you go to college? I'm not saying that college grads are better than everyone else but this is something you learn in either Micro-Economics or Personal Finance (under study courses).
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#21

09-09-2005, 11:30 PM

I not only WENT to college, I graduated. Did you?

You're assuming that you're going to be ABLE to put 15k in every year until you're of retirement age, and you're also assuming that you're going to get this kickass rate of return on your investments in perpetuity (my mutual funds aren't doing anywhere near that well). Neither of which may hold true.

So good luck to you, I hope you get it, but I would hold off on the spending 900 a day part.
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#22

09-09-2005, 11:32 PM

Bump for GOOD SAVINGS strategy. Like my mom always said.. "PAY YOURSELF FIRST(via mandatory savings account)"

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#23

09-09-2005, 11:42 PM

Originally posted by dig420

I not only WENT to college, I graduated. Did you?

You're assuming that you're going to be ABLE to put 15k in every year until you're of retirement age, and you're also assuming that you're going to get this kickass rate of return on your investments in perpetuity (my mutual funds aren't doing anywhere near that well). Neither of which may hold true.

So good luck to you, I hope you get it, but I would hold off on the spending 900 a day part.

Also another somewhat important detail is that 15 million in 35 years is like 5 (or less) million today. And besides, who wants to retire at 65? That's the age when 9-5'ers hope to retire, not real businessman.

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#24

09-09-2005, 11:50 PM

Originally posted by HighOnAcid

Retire with well over $15M in my account. I am 31 years old and have been paying anywhere between $4000 and $15,000 a year into my retirement fund since I was 19. My Sophmore professor preached about retirement funds and gave us extra credit if we signed up so I did it. I'm not regretting it!

That's pretty interesting to hear and I'm going out to buy some really cool shit! $900 a day and still retire with $15M! Can't beat that!

And no, I'm not bragging. I'm just excited and want to stress to everyone out there how important a retirement plan is. By the time we're eligible for Social Security it won't be around anymore.

Thats awesome news man, huge congratulations to you.
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#25

09-10-2005, 01:03 AM

Originally posted by HighOnAcid

Retire with well over $15M in my account. I am 31 years old and have been paying anywhere between $4000 and $15,000 a year into my retirement fund since I was 19. My Sophmore professor preached about retirement funds and gave us extra credit if we signed up so I did it. I'm not regretting it!

That's pretty interesting to hear and I'm going out to buy some really cool shit! $900 a day and still retire with $15M! Can't beat that!

And no, I'm not bragging. I'm just excited and want to stress to everyone out there how important a retirement plan is. By the time we're eligible for Social Security it won't be around anymore.

You mean you already have that money to spend or when your 60??? Cause if you put up 15K a year since your 19 then you put up a total of 180K. Which company manages your investment?

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#26

09-10-2005, 01:12 AM

nice trolling

I don't use ICQ anymore.
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#27

09-10-2005, 03:42 AM

Originally posted by dig420

If you've been putting in the max that you claim for as long as you claim you still have only 180k in the bank. How does that translate into such riches?

Welcome to the world of compound interest.

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#28

09-10-2005, 03:43 AM

youve sold a lot of business cards eh

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#29

09-10-2005, 03:48 AM

wow you are going to get 11% interest for the next 30 years! realistic assumption?!?!

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#30

09-10-2005, 03:51 AM

what a load of crap. Like everyone said 15m isnt 15m in x decades. Plus if interest is that high, Im sure it has a fair share of shares instead of bonds in it. If your financial afvisor lets you put down 15k a year in a retirement plan without actually look after it, just a fixed mixed plan, hes one hell of an advisor lol

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#31

09-10-2005, 04:17 AM

That's pretty incredible... nice retirement fund man

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#32

09-10-2005, 05:32 AM

Originally posted by VeriSexy

You mean you already have that money to spend or when your 60??? Cause if you put up 15K a year since your 19 then you put up a total of 180K. Which company manages your investment?

It must be when he's 60, but his post sounds like he can start spending $900 now. And 11% interest for USA very optimistic.

Anyway that's a fat retirement plan if he is able to pay $15k per year for the next decades.
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#33

09-10-2005, 05:34 AM

you should spend ALL OF YOUR MONEY TODAY, because you might be dead tomorrow.
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#34

09-10-2005, 05:36 AM

the power of compounding interest...very well done.

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#35

09-10-2005, 05:50 AM

Originally posted by Jer

It must be when he's 60, but his post sounds like he can start spending $900 now. And 11% interest for USA very optimistic.

Anyway that's a fat retirement plan if he is able to pay $15k per year for the next decades.

Exactly. Totally useless info.

Lets all calc how much money weve got in 50 yrs 10% based. I mean have you ever checked how much interest bonds do over a period of 25+ yrs? Nowhere near 11%.

I remember the time not even 15 yrs ago when ppl got 150% financed on their morgage 100% based on shares. That was fun. They all lost their homes.

You cant calc like that, any advisor will tell you.

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#36

09-10-2005, 06:48 AM

Originally posted by HighOnAcid

Sure thing! Email me or hit me up when I log onto to ICQ and I'll get you in touch with my F.A. He will be able to structure a retirement plan based on your current income and he works some magic with numbers!

What are you? a retard?

The accountant can only work magic to the numbers you have, you make $10k, theres no way the accountant can work magic so you can save $15k.

Just that statement brands you as money clueless.

I have more then a few million in the BANK and I don't spend more then $10 a day, Stop dreaming and continue working mini player.

You 10% return is bullshit btw, variety of funds, haha laughable.

Probably only made a 11% return this year and last and thinks all years are like that.

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#37

09-10-2005, 07:20 AM

Originally posted by mrbling

What are you? a retard?

The accountant can only work magic to the numbers you have, you make $10k, theres no way the accountant can work magic so you can save $15k.

Just that statement brands you as money clueless.

I have more then a few million in the BANK and I don't spend more then $10 a day, Stop dreaming and continue working mini player.

You 10% return is bullshit btw, variety of funds, haha laughable.

Probably only made a 11% return this year and last and thinks all years are like that.

We know you live with your moms icy hot stunta.
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#38

09-10-2005, 07:27 AM

Count on the low self esteem GFY vultures to swoop in and try to pick apart every detail. Congrats to you, hope it all works out for ya.
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#39

09-10-2005, 07:31 AM

What are you buying today for 900?
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#40

09-10-2005, 07:33 AM

it's not how much you put away - it's that you put SOMETHING AWAY NOW!

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#41

09-10-2005, 07:35 AM

Originally posted by mrbling

What are you? a retard?

The accountant can only work magic to the numbers you have, you make $10k, theres no way the accountant can work magic so you can save $15k.

Just that statement brands you as money clueless.

I have more then a few million in the BANK and I don't spend more then $10 a day, Stop dreaming and continue working mini player.

You 10% return is bullshit btw, variety of funds, haha laughable.

Probably only made a 11% return this year and last and thinks all years are like that.

thank you
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#42

09-10-2005, 07:59 AM

Originally posted by HighOnAcid

I just sent you an email.

could you send me the same email?
my buddy was talking about trying printing. i told him im sure it would be a tuff nut to crack, and i dont know jack about where he could get info about getting started and what not..

anyways, brand0n at aol dotcomski

want to buy this spot for cheap? it is of course for sale. long term deals are always the best bet. brand0n/ at/ a o l dot commies.
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#43

09-10-2005, 08:29 AM

is that assuming you keep contributing to your retirement fund? or you can not work anymore, spend 900/day and still have 15mil?

you don't know you're wearing a leash if you sit by the peg all day..
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#44

09-10-2005, 08:33 AM

well done dude
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#45

09-10-2005, 08:44 AM

Originally posted by HighOnAcid

Retire with well over $15M in my account. I am 31 years old and have been paying anywhere between $4000 and $15,000 a year into my retirement fund since I was 19. My Sophmore professor preached about retirement funds and gave us extra credit if we signed up so I did it. I'm not regretting it!

That's pretty interesting to hear and I'm going out to buy some really cool shit! $900 a day and still retire with $15M! Can't beat that!

And no, I'm not bragging. I'm just excited and want to stress to everyone out there how important a retirement plan is. By the time we're eligible for Social Security it won't be around anymore.

i bet you are the typical brokeass gfy idiot posing. i don't believe one word of it.
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Rob

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#46

09-10-2005, 08:56 AM

I love all the haters.
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#47

09-10-2005, 09:06 AM

That is pretty neat. Just as a retirement idea for the less well heeled. 18k put aside now with adding 1.5k a year at 10%(long term average for the stock market) is 1.5M. starting with an age of 25. Think about how easy that is for a secure future.
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Rob

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#48

09-10-2005, 09:14 AM

Originally posted by Translation

i bet you are the typical brokeass gfy idiot posing. i don't believe one word of it.

I'll post my financials if you're willing to post yours. My company did 7 figures last year and on pace for 8 figures this year. Do some research before talking shit, Mr. Average brokeass GFYer.
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#49

09-10-2005, 09:18 AM

Rob what kind of funds you vested in?

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#50

09-10-2005, 09:19 AM

http://www.gofuckyourself.com/showthread.php?t=513665

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