How much does it cost to live well in USA?

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    Confirmed User
    • Jan 2005
    • 4957

    #1

    How much does it cost to live well in USA?

    http://biz.yahoo.com/special/live05.html

    provides interesting data
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  • CDSmith
    Too lazy to set a custom title
    • May 2001
    • 51460

    #2
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    • davethetruth
      Confirmed User
      • Jan 2004
      • 2806

      #3
      Here's a similar article I was reading the other day. The Most Overpriced Places To Live

      LA is #10, and the median home price is $381,400
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      • High Quality
        Confirmed User
        • Feb 2002
        • 5741

        #4
        You can live well spending $25k a year. So, before taxes you'd have to make $35 to $40k.

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        • polish_aristocrat
          Too lazy to set a custom title
          • Jul 2002
          • 40377

          #5
          Originally posted by High Quality
          You can live well spending $25k a year.
          in Las Vegas?
          I don't use ICQ anymore.

          Comment

          • Rinaldo
            Confirmed User
            • Sep 2003
            • 5086

            #6
            I would think 50k would be considered living comfortably. 75k well off... 100 upper class

            Comment

            • TheJimmy
              ICQ- five seven 0 2 5 5 0
              • Jan 2001
              • 10747

              #7
              personally I think anything under 75-100k is a struggle if you've got even a few expenses going and don't want to live in the ghetto...

              most of the worthwhile places to live in the US are clearly overpriced :/
              Investor with 5m - 15m USD to invest. Do you have a site or network of sites earning 50k - 200k a month income? Email your contact and preliminary data to: domain.cashventures (at) gmail.com....Please...no tire kickers...serious offers and inquiries only.

              Comment

              • High Quality
                Confirmed User
                • Feb 2002
                • 5741

                #8
                Originally posted by polish_aristocrat
                in Las Vegas?
                Yup. This can be done anywhere actually with very few exceptions like nyc, SF and a few other cities

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                • High Plains Drifter
                  Confirmed User
                  • Jun 2005
                  • 2341

                  #9
                  To live well by yourself, you need between $50K -$75K a year. If you have a family, double that.

                  Comment

                  • Hollywood Horwitz
                    Porn To ROCK!
                    • Dec 2003
                    • 4357

                    #10
                    Originally posted by TheJimmy
                    personally I think anything under 75-100k is a struggle if you've got even a few expenses going and don't want to live in the ghetto...

                    most of the worthwhile places to live in the US are clearly overpriced :/
                    damn nigga ,you need to shop at the 99 cents store more..i live in a boochie nice neighborhood in silverlake,CA and i dont make half of that...
                    Ross Horwitz
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                    • High Quality
                      Confirmed User
                      • Feb 2002
                      • 5741

                      #11
                      Originally posted by Hollywood Horwitz
                      damn nigga ,you need to shop at the 99 cents store more..i live in a boochie nice neighborhood in silverlake,CA and i dont make half of that...
                      yeah. $25k a year is $2100/mo right?

                      $800 rent
                      $500 car - payment, insurance, gas
                      $300 food & dining out
                      $500 misc fun shit per month

                      RecurCash.com - Averaging $38/sale with 60% revshare in the first 4 months alone!

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                      • wedouglas
                        So Fucking Banned
                        • Aug 2004
                        • 5921

                        #12
                        Michigan is damn affordable. Midwest in general is very affordable.

                        Comment

                        • Barefootsies
                          Choice is an Illusion
                          • Feb 2005
                          • 42635

                          #13
                          Originally posted by wedouglas
                          Michigan is damn affordable. Midwest in general is very affordable.
                          Agreed.

                          I do not know where some of these people responding in the thread live where you need 75-100k+ to squeek by, I'm guessing if you are in the US, it must be Hawaii, NY, or CA.

                          I'd say in most of the US, you can live well at 50k. Especially if you are single. If you have a family, you might need a few more pesos, but being by yourself, and needing 100k you apparently have some serious money management issues.

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                          • polish_aristocrat
                            Too lazy to set a custom title
                            • Jul 2002
                            • 40377

                            #14
                            i wonder who will be the first 'playah' to reply here and say that he would starve to death on $100k per year ;)
                            I don't use ICQ anymore.

                            Comment

                            • Antonio
                              Too lazy to set a custom title
                              • Oct 2001
                              • 14136

                              #15
                              Originally posted by skinnywussy
                              To live well by yourself, you need between $50K -$75K a year. If you have a family, double that.
                              if that's true 99% of the GFYers are starving, and since 99% of the GFYers are fat, that can not be true ;)

                              Comment

                              • High Quality
                                Confirmed User
                                • Feb 2002
                                • 5741

                                #16
                                Originally posted by Antonio
                                if that's true 99% of the GFYers are starving, and since 99% of the GFYers are fat, that can not be true ;)
                                HAHAHAAHAHAHA


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                                • OldSchoolJim
                                  Confirmed User
                                  • Nov 2004
                                  • 3117

                                  #17
                                  Oprah and Dr. Phil say 40K

                                  Comment

                                  • TheJimmy
                                    ICQ- five seven 0 2 5 5 0
                                    • Jan 2001
                                    • 10747

                                    #18
                                    Originally posted by Hollywood Horwitz
                                    damn nigga ,you need to shop at the 99 cents store more..i live in a boochie nice neighborhood in silverlake,CA and i dont make half of that...
                                    haha right on, I know roughly where that is...I'm a native of the SFV...but live a little further north now


                                    I figured it simply like this which isn't really living large so to speak...

                                    rent/mortgage: 2-3k a month
                                    utilities: 300ish
                                    phone: 100-200ish
                                    car + insurance + gas etc: 1-1.5k
                                    food entertainment etc: 500-1k
                                    cc bills, taxes, misc shit: 1k
                                    biz expenses: 300-1k
                                    health insurance, dental, vision: 500 & up
                                    got kids? school costs, toys, clothes, other crizap: 500 & up

                                    all tolled, not counting the occasionall emergency, ie tranny fell out of the car, kid needs to go to camp, or the neverending stream of holiday, b-day present events (figure another 100-2k on that a month) and this is where anything under 75k a year


                                    "can" be a struggle :/


                                    I miss the many years ago, of no car payments (paid cash for my pimp 70' monte carlo)...girlfriends that paid their way...no kids...no big cc bills...housing & other shit could keep wicked low as it was just where I kept my shit....



                                    those were the days...


                                    now the challenge is simply to make more without putting in 18-20 hour days


                                    Investor with 5m - 15m USD to invest. Do you have a site or network of sites earning 50k - 200k a month income? Email your contact and preliminary data to: domain.cashventures (at) gmail.com....Please...no tire kickers...serious offers and inquiries only.

                                    Comment

                                    • Sosa
                                      In Tushy Land
                                      • Oct 2002
                                      • 40149

                                      #19
                                      interesting read.

                                      Comment

                                      • High Plains Drifter
                                        Confirmed User
                                        • Jun 2005
                                        • 2341

                                        #20
                                        Originally posted by Antonio
                                        if that's true 99% of the GFYers are starving, and since 99% of the GFYers are fat, that can not be true ;)
                                        haha there's a pretty large gap between "living well" and starving. I'm sticking by those figures. I'm right in that range with family and I'm so poor I have to postwhore on forums in hopes they'll send me a shirt so I'll have something to wear.

                                        Comment

                                        • Linkster
                                          Confirmed User
                                          • Feb 2003
                                          • 3216

                                          #21
                                          Originally posted by TheJimmy
                                          I figured it simply like this which isn't really living large so to speak...

                                          rent/mortgage: 2-3k a month
                                          utilities: 300ish
                                          phone: 100-200ish
                                          car + insurance + gas etc: 1-1.5k
                                          food entertainment etc: 500-1k
                                          cc bills, taxes, misc shit: 1k
                                          biz expenses: 300-1k
                                          health insurance, dental, vision: 500 & up
                                          got kids? school costs, toys, clothes, other crizap: 500 & up
                                          Damn - 100-200 for a phone that costs $30 a month in most places? Of course biz expenses are separate - that goes in the corp. so I wouldnt count that as a living expense - but where in the heck do you have to pay 2-3k for rent unless you are definitely living large - that would buy the most expensive mansion here. As far as kids expenses - I cant remember back that far thank god!
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                                          • sniperwolf
                                            Too lazy to set a custom title
                                            • Mar 2005
                                            • 17743

                                            #22
                                            Originally posted by CDSmith
                                            that is classic... hehehe
                                            ~Accepting design works~

                                            Comment

                                            • gdog
                                              Confirmed User
                                              • Aug 2004
                                              • 1550

                                              #23
                                              What the hell am I doing in San Diego, these numbers are crazy. I own property, that costs me 2k per month, car 500, insurance 100, gas 120, home phone 50, cable 150, gas and electric 100, health insurance 150,

                                              so that is 3170 and I have not eaten food yet. So lets call it 4k personally, 48k per year after taxes so that is like 70k before taxes just to cover the basics.

                                              OK, I feel sick right now.
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                                              • tungsten
                                                Too lazy to set a custom title
                                                • Mar 2004
                                                • 10579

                                                #24
                                                Originally posted by High Quality
                                                yeah. $25k a year is $2100/mo right?

                                                $800 rent
                                                $500 car - payment, insurance, gas
                                                $300 food & dining out
                                                $500 misc fun shit per month
                                                utilities? phone? cable (tv/internet)?
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                                                • L0rdJuni0r
                                                  Confirmed User
                                                  • Oct 2004
                                                  • 5883

                                                  #25
                                                  Originally posted by CDSmith

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                                                  • Jace
                                                    FBOP Class Of 2013
                                                    • Jan 2004
                                                    • 35562

                                                    #26
                                                    haha, this is what they have for Atlanta...using area code 30305, which is one of the most trendy and overpriced areas in atlanta....maybe they should use something a little more practical

                                                    Net Income After Taxes $307,061

                                                    Primary Home Cost $1,400,000 - HAHAHAHA, yeah, right...we just got our 3 bedroom 2000sq ft house with two car garage and huge front and back yards for $163k

                                                    Annual Home Payments $77,758
                                                    Vacation Home Location St Simons Island
                                                    Vacation Home Cost $1,600,000
                                                    Annual Vacation Home Payments $88,792
                                                    Cars $18,600
                                                    Dining Out $8,300
                                                    Food at Home $8,300
                                                    Travel $19,900
                                                    Health Care $6,700
                                                    Utilities $8,100
                                                    Private School Costs $15,100
                                                    College Costs $30,295
                                                    Other $22,146
                                                    Savings $3,100
                                                    Local/State Taxes 11.2%

                                                    Comment

                                                    • Jace
                                                      FBOP Class Of 2013
                                                      • Jan 2004
                                                      • 35562

                                                      #27
                                                      Originally posted by TheJimmy
                                                      personally I think anything under 75-100k is a struggle if you've got even a few expenses going and don't want to live in the ghetto...

                                                      most of the worthwhile places to live in the US are clearly overpriced :/

                                                      jeez, i don't make near that right now and I live damn fine here in atlanta....3 cars, 2000 sq ft home, all the luxuries...

                                                      Comment

                                                      • andrej_NDC
                                                        Registered User
                                                        • May 2004
                                                        • 7760

                                                        #28
                                                        Originally posted by polish_aristocrat
                                                        i wonder who will be the first 'playah' to reply here and say that he would starve to death on $100k per year ;)
                                                        I would have problems to pay my bills(biz and non-biz related) with that...

                                                        Comment

                                                        • polish_aristocrat
                                                          Too lazy to set a custom title
                                                          • Jul 2002
                                                          • 40377

                                                          #29
                                                          Originally posted by andrej_NDC
                                                          I would have problems to pay my bills(biz and non-biz related) with that...
                                                          why do people so often include biz bills in it

                                                          many if not most ppl buy traffic or hosting, so traffic purchases and hosting should be counted as biz expenses and not included in the same category as electricity bills for your home

                                                          not talking about you, but some average webmaster, he spends $2k per month on traffic and hosting and makes $8k per month, so he simply makes $6k per month

                                                          at least this is how i calculate my finances
                                                          I don't use ICQ anymore.

                                                          Comment

                                                          • andrej_NDC
                                                            Registered User
                                                            • May 2004
                                                            • 7760

                                                            #30
                                                            Originally posted by polish_aristocrat
                                                            why do people so often include biz bills in it

                                                            many if not most ppl buy traffic or hosting, so traffic purchases and hosting should be counted as biz expenses and not included in the same category as electricity bills for your home

                                                            not talking about you, but some average webmaster, he spends $2k per month on traffic and hosting and makes $8k per month, so he simply makes $6k per month

                                                            at least this is how i calculate my finances

                                                            thats why I was talking about biz(hosting, etc) and non-biz related bills(car, phone, funds, etc)

                                                            but I got your point

                                                            Comment

                                                            • zzgundamnzz
                                                              Confirmed User
                                                              • Apr 2002
                                                              • 6102

                                                              #31
                                                              Originally posted by tungsten
                                                              utilities? phone? cable (tv/internet)?
                                                              I think Phone/cable tv/internet would go under:

                                                              misc fun shit per month


                                                              Comment

                                                              • Sosa
                                                                In Tushy Land
                                                                • Oct 2002
                                                                • 40149

                                                                #32
                                                                I might not make much, but my company does pretty good

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                                                                • Drake
                                                                  Hello world!
                                                                  • Mar 2003
                                                                  • 12508

                                                                  #33
                                                                  All the little payments really add up

                                                                  Comment

                                                                  • tristan_D
                                                                    Confirmed User
                                                                    • Jul 2005
                                                                    • 7865

                                                                    #34
                                                                    it's really hard to keep up with prices nowadays, especially gas.
                                                                    Increase your sales. Up to $4 per click.

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                                                                    • Jace
                                                                      FBOP Class Of 2013
                                                                      • Jan 2004
                                                                      • 35562

                                                                      #35
                                                                      http://www.myspace.com/pinkchaostheater

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                                                                      • woj
                                                                        <&(©¿©)&>
                                                                        • Jul 2002
                                                                        • 47880

                                                                        #36
                                                                        If you have no family and know how to manage your money, you can live reasonably well making only $60k...
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                                                                        • Sharky
                                                                          Confirmed User
                                                                          • Mar 2002
                                                                          • 4938

                                                                          #37
                                                                          for a family of 3 or 4 in Tampa you can live on $50k/year if you are renting an apartment in the ghetto.

                                                                          Now days you can expect to spend $1500/mo for a 2br apartment in a decent area. $2000+ for a 3br.
                                                                          I own my house so I don't have that issue, but I would say $100k/yr minimum is needed in FL (with no state taxes!) to live a basic and comfortable life. The forbes article was generalized to upper middle class and I think it was right on to state roughly $300k/yr in the south.
                                                                          Sharky

                                                                          Comment

                                                                          • reynold
                                                                            Too lazy to set a custom title
                                                                            • Oct 2002
                                                                            • 51271

                                                                            #38
                                                                            90k will do if you are single and knows how to spend your money wisely. ;)

                                                                            Comment

                                                                            • kane
                                                                              Too lazy to set a custom title
                                                                              • Aug 2001
                                                                              • 20684

                                                                              #39
                                                                              damn I live in Portland and it's ranked #3 hard to belive we are higher up than san fran, LA and miami They just said a few months back that about 1 million more peopel are expected to move to this area in the next 5 years and the average price of a home will rise to around 300K. I guess now is the time to buy real estate if you have the cash.

                                                                              Comment

                                                                              • Peaches
                                                                                Old broad
                                                                                • Oct 2002
                                                                                • 13933

                                                                                #40
                                                                                My monthly expenses are $4K a month (and that includes house payment, car payment, eating out, health insurance, money towards travel and savings, etc.) and I feel like I'm "Living well".

                                                                                I have to say, having kids is the kicker. When my son was growing up my monthly expenses were an additional $2K+ a month and that's just one kid

                                                                                Comment

                                                                                • Peaches
                                                                                  Old broad
                                                                                  • Oct 2002
                                                                                  • 13933

                                                                                  #41
                                                                                  Oh, and let me add that I live very simply - but it's still "Living well" to me

                                                                                  Comment

                                                                                  • icedemon
                                                                                    Confirmed User
                                                                                    • Jun 2003
                                                                                    • 1022

                                                                                    #42
                                                                                    Originally posted by sharky
                                                                                    for a family of 3 or 4 in Tampa you can live on $50k/year if you are renting an apartment in the ghetto.

                                                                                    Now days you can expect to spend $1500/mo for a 2br apartment in a decent area. $2000+ for a 3br.
                                                                                    I own my house so I don't have that issue, but I would say $100k/yr minimum is needed in FL (with no state taxes!) to live a basic and comfortable life. The forbes article was generalized to upper middle class and I think it was right on to state roughly $300k/yr in the south.
                                                                                    Damn Sharky, what apartments are you thinking of? I was paying $800/month at Calusa Trace with a garage. Unless you don't think Calusa Trace is a "decent" area That $2,000 is right on the mark. I just bought a 4 bedroom/3 bath/3 car garage in Cheval and I'm paying $1,700/month.
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                                                                                    • reynold
                                                                                      Too lazy to set a custom title
                                                                                      • Oct 2002
                                                                                      • 51271

                                                                                      #43
                                                                                      It is so expensive to live in a country full of expensive things to buy.

                                                                                      Comment

                                                                                      • 2257-Ben
                                                                                        Confirmed User
                                                                                        • Jun 2005
                                                                                        • 633

                                                                                        #44
                                                                                        I knew I was right.. I keep telling my wife we need to move from Dinuba CA, to Cheyenne WY.
                                                                                        2257-Ben
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                                                                                        • Joesho
                                                                                          want to get in shape
                                                                                          • Jan 2003
                                                                                          • 12329

                                                                                          #45
                                                                                          Originally posted by High Quality
                                                                                          Yup. This can be done anywhere actually with very few exceptions like nyc, SF and a few other cities
                                                                                          haha NO WAY, I just got a house in Summerlin and I am paying $450,000.00

                                                                                          How the fuck can I just earn 35K a year and pay for that ????

                                                                                          PLEASE show me how I will call you GOD
                                                                                          Got any domains to sell?
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                                                                                          • Hollywood Horwitz
                                                                                            Porn To ROCK!
                                                                                            • Dec 2003
                                                                                            • 4357

                                                                                            #46
                                                                                            Originally posted by TheJimmy
                                                                                            haha right on, I know roughly where that is...I'm a native of the SFV...but live a little further north now


                                                                                            I figured it simply like this which isn't really living large so to speak...

                                                                                            rent/mortgage: 2-3k a month
                                                                                            utilities: 300ish
                                                                                            phone: 100-200ish
                                                                                            car + insurance + gas etc: 1-1.5k
                                                                                            food entertainment etc: 500-1k
                                                                                            cc bills, taxes, misc shit: 1k
                                                                                            biz expenses: 300-1k
                                                                                            health insurance, dental, vision: 500 & up
                                                                                            got kids? school costs, toys, clothes, other crizap: 500 & up

                                                                                            all tolled, not counting the occasionall emergency, ie tranny fell out of the car, kid needs to go to camp, or the neverending stream of holiday, b-day present events (figure another 100-2k on that a month) and this is where anything under 75k a year


                                                                                            "can" be a struggle :/


                                                                                            I miss the many years ago, of no car payments (paid cash for my pimp 70' monte carlo)...girlfriends that paid their way...no kids...no big cc bills...housing & other shit could keep wicked low as it was just where I kept my shit....



                                                                                            those were the days...


                                                                                            now the challenge is simply to make more without putting in 18-20 hour days


                                                                                            well my expenses would go like this:
                                                                                            rent:$500 my room in a swank ass pimp pad in Silverlake(near Hollywood in LA)..this is a whole house with a jucuzzi and bar,total rent is 2100
                                                                                            bill:my part $75 a month
                                                                                            car payments: none,i own my ride,a toyota echo,its not a beamer or nothing but its reliable.
                                                                                            cell bill: $35 for 1000 minutes unlimited nites and weekends
                                                                                            drugs and drinks: $200 a month,thats a average,who knows what my bar tabs are looking like this month..
                                                                                            food:$150 a month, i know thats not alot but i shop smart,im a jew for christs sake,i watch every nickel and dime.
                                                                                            fine vagine: $50 a month, my dating life is not that busy,but when it is, i make a girl dinner at my house,saves money and its closer to the bed.

                                                                                            TOTAL :$1010

                                                                                            so even if i make $2100 a month,which i dont, i'm still rolling ...
                                                                                            Ross Horwitz
                                                                                            Skype: RossAngeles666
                                                                                            Online Ad Sales / Email / Display Ads / Mobile
                                                                                            Cell.323.949.4313
                                                                                            [email protected]

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                                                                                            • slapass
                                                                                              Too lazy to set a custom title
                                                                                              • Nov 2002
                                                                                              • 14625

                                                                                              #47
                                                                                              Just a heads up but this was started as living large. No one lives large on less then 100k. I think they went way overboard with the million dollar vacation homes but I spend a lot more on travel then they had budgeted so who knows.

                                                                                              Comment

                                                                                              • Doctor Dre
                                                                                                Too lazy to set a custom title
                                                                                                • Jan 2001
                                                                                                • 51692

                                                                                                #48
                                                                                                God damn thsoes prices are crazy-insane !
                                                                                                Originally posted by rayadp05
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