First time car financer, how to do it? Anyone want to spam me with offers?
 

My car was flooded in the last heavy rains that happened in Houston Texas, I need a new car and tried to get financing for a $25,000 Nissan 350Z but was denied because I had 0 credit (car financing credit or otherwise) No bad credit, just a blank slate

Bought my cars before this with cash but I'm not in the position to do that anymore at the moment, I can put down a deposit of $3000

What are recommendations? Anyone here spam or want to offer me some financing for like $25k?
I have the paychecks to back it up should it be needed, as well as a co-signer, but the co-signer already has 2 cars on his credit and both are still being financed. Trade in is not possible for co-signer

any suggestions? let me know if you can do something for me and want to him me up (you get commission or something)

Auto dealers are desparate to move cars right now. Just explain your situation with the finance manager and you'll find one that will do a deal.

I tried at CarMax for that $25k 350Z but was denied by myself and with a co-signer.

By myself they wanted a $9k deposit.. don't have that, max is $3k for a deposit

theres someone out there that will fianance you, trust me on that (especially right now, as KRL said, dealers are pushin to sell cars more than ever right now).

you might pay a little higher % but definatly keep shopping around. if you have $3k put down, you can get approved somewhere, guarenteed :2 cents:

Used cars are sometimes harder to finance than new cars. Make the rounds and hit the new car dealers up. Explain to them before hand that your last car you bought you paid cash for but this one you want to finance and that you have no established credit. It used to be if you had a visa/mastercard/amex you could get a car loan. There is a dealer out there that can get you financed. Check the newspaper for dealers offering first time buyers programs too.

is there a 2 car limit on how many cars w/ open liens a person can have..?

ok, so don't go for a $25,000 car. Get something cheaper

Must be something like that, they want him to trade one in even if he buys one for himself as primary

I can get financed for $15k but there isnt anything worth its tires for $15k