How much would you want to make for a certain house?

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  • Sosa
    In Tushy Land
    • Oct 2002
    • 40149
    #1

    How much would you want to make for a certain house?

    Just wondering what most of you would want to be making yearly after taxes to buy a 250-300k house? Something that you could plan on making that much for quite a while. Or I should say, atleast that much.
    Tags: None
    • Sly
      Let's do some business!
      • Sep 2004
      • 31378
      #2
      Sometimes I forget that $250,000 houses still exist, haha. You are lucky!
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        • Sosa
          In Tushy Land
          • Oct 2002
          • 40149
          #3
          Ya I know, I found a nice place right now but it is over what I wanted to spend right now. 200k here gets something pretty nice. One for sale right now is nice, own shop with 3 car garage, 2 acres of land , 5 bedrooms etc.

            Comment

            • BradShaw
              Confirmed User
              • Oct 2001
              • 7840
              #4
              I paid cash for my first house, $233k.
              Sig too big

              http://www.gofuckyourself.com/gfy_faqs.html

              Want to use a large banner in your sig??? Contact Eric about getting on as an advertiser - eric AT adult.com

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                • After Shock Media
                  It's coming look busy
                  • Mar 2001
                  • 35299
                  #5
                  Depends on the types of interest rates you can get.
                  I would never want my mortgage payments+insurance to be more than 1/5th of my monthly income, some however are content with it taking up 1/3rd to 1/2 of their income.

                  I am not talking about interest only mortgages either.

                  [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

                    Comment

                    • Sosa
                      In Tushy Land
                      • Oct 2002
                      • 40149
                      #6
                      Originally posted by BradShaw
                      I paid cash for my first house, $233k.
                      Most of us can't do that though. Sure would be nice.

                        Comment

                        • Sosa
                          In Tushy Land
                          • Oct 2002
                          • 40149
                          #7
                          Originally posted by After Shock Media
                          Depends on the types of interest rates you can get.
                          I would never want my mortgage payments+insurance to be more than 1/5th of my monthly income, some however are content with it taking up 1/3rd to 1/2 of their income.

                          I am not talking about interest only mortgages either.
                          Ya interest will def have to be involved. Right now the way I see it I don't even want to be putting a third of my income into one property. 1/5th sounds pretty good though.

                            Comment

                            • Sosa
                              In Tushy Land
                              • Oct 2002
                              • 40149
                              #8
                              any other input

                                Comment

                                • stevo
                                  Confirmed User
                                  • Aug 2002
                                  • 2051
                                  #9
                                  How much down payment do you want to pay?
                                  Whats your interest rate?

                                  Try using a mortgage calculator, but include closing costs / taxes / insurance / etc...

                                  If you make 3-4k towards the house a month you should be fine...

                                    Comment

                                    • crockett
                                      in a van by the river
                                      • May 2003
                                      • 76818
                                      #10
                                      Originally posted by BradShaw
                                      I paid cash for my first house, $233k.
                                      yet you still can't hire a decant server admin..
                                      In November, you can vote for America's next president or its first dictator.

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                                        • reynold
                                          Too lazy to set a custom title
                                          • Oct 2002
                                          • 51271
                                          #11
                                          $250,000, but I guess it will be way below my ideal hub..

                                            Comment

                                            • adonthenet
                                              Too lazy to set a custom title
                                              • Feb 2005
                                              • 16753
                                              #12
                                              this amount is good.

                                                Comment

                                                • tungsten
                                                  Too lazy to set a custom title
                                                  • Mar 2004
                                                  • 10579
                                                  #13
                                                  Originally posted by adonthenet
                                                  this amount is good.
                                                  great reply
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                                                    • reynold
                                                      Too lazy to set a custom title
                                                      • Oct 2002
                                                      • 51271
                                                      #14
                                                      $300-400k will be good enough for me.

                                                        Comment

                                                        • Sosa
                                                          In Tushy Land
                                                          • Oct 2002
                                                          • 40149
                                                          #15
                                                          lol so your saying you would want to make 300-400k a year to pay 250-300k on a house?

                                                            Comment

                                                            • Marcus
                                                              Confirmed User
                                                              • Jul 2001
                                                              • 3472
                                                              #16
                                                              Id think you'd want to make at least $60k a year to buy a $250-300k house.
                                                              A $300k mortgage with 5% down will have you paying ball park $1,800/month for piti, which is reasonably comfortable on a $60k a year salary. another $100'ish month for pmi

                                                              Theres so many little things that fuck up in a house so you should have extra monty to pay for it.

                                                              You cant even get a 1 bed 1 bath shitbox in my area for under $300k, so if you see something under $300k go for it

                                                                Comment

                                                                • Sosa
                                                                  In Tushy Land
                                                                  • Oct 2002
                                                                  • 40149
                                                                  #17
                                                                  Originally posted by Marcus
                                                                  Id think you'd want to make at least $60k a year to buy a $250-300k house.
                                                                  A $300k mortgage with 5% down will have you paying ball park $1,800/month for piti, which is reasonably comfortable on a $60k a year salary. another $100'ish month for pmi

                                                                  Theres so many little things that fuck up in a house so you should have extra monty to pay for it.

                                                                  You cant even get a 1 bed 1 bath shitbox in my area for under $300k, so if you see something under $300k go for it
                                                                  Here in this part of Nebraska 250-300k and I can pry get something nice custom built. I would def want to be making more then 60k/year for that big of loan though. If that was the case, I would be living in that new house right now.

                                                                    Comment

                                                                    • FilthyRob
                                                                      Confirmed User
                                                                      • Feb 2004
                                                                      • 6741
                                                                      #18
                                                                      Originally posted by Sly
                                                                      Sometimes I forget that $250,000 houses still exist, haha. You are lucky!
                                                                      No kidding, there are none here in OC.
                                                                      AKA - Clubsexy

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